Electrical Credit Union

Arvada, Colorado
Last verified: August 4, 2026
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Verified rate book

Current Electrical Credit Union rates

28 published offers verified as of August 4, 2026.

How we verify rates

Auto & vehicle rates

14 offers
Electrical Credit Union auto & vehicle rates as of August 4, 2026
ProductPublishedRateTerm / conditionStatus
New/Used Auto Refinanceauto_any_36mo2.990% APR2.990%36 mo · anyStandard
New/Used Auto Refinanceauto_any_48mo3.240% APR3.240%48 mo · anyStandard
New/Used Auto Purchaseauto_any_24mo3.490% APR3.490%24 mo · anyStandard
New/Used Auto Purchaseauto_any_36mo3.990% APR3.990%36 mo · anyStandard
New/Used Auto Refinanceauto_any_60mo3.990% APR3.990%60 mo · anyStandard
New/Used Auto Purchaseauto_any_48mo4.240% APR4.240%48 mo · anyStandard
New/Used Auto Refinanceauto_any_72mo4.490% APR4.490%72 mo · anyStandard
New/Used Auto Purchaseauto_any_60mo4.990% APR4.990%60 mo · anyStandard
New/Used Auto Refinanceauto_any_84mo5.240% APR5.240%84 mo · anyStandard
New/Used Auto Purchaseauto_any_72mo5.490% APR5.490%72 mo · anyStandard
New/Used Auto Refinanceauto_any_120mo5.740% APR5.740%120 mo · anyStandard
New/Used Auto Purchaseauto_any_84mo6.240% APR6.240%84 mo · anyStandard
RV Purchase- $60K+ up to 120 Monthsrv_any_120mo6.740% APR6.740%120 moStandard
New/Used Auto Purchaseauto_any_120mo6.740% APR6.740%120 mo · anyStandard

HELOC rates

1 offer
Electrical Credit Union heloc rates as of August 4, 2026
ProductPublishedRateTerm / conditionStatus
HELOC (Variable)heloc_variable8.000% APR8.000%—Standard

Personal loan rates

5 offers
Electrical Credit Union personal loan rates as of August 4, 2026
ProductPublishedRateTerm / conditionStatus
Certificate-Secured Loanpersonal_secured2.000% APR2.000%—Standard
Share-Secured Loanpersonal_secured4.000% APR4.000%—Standard
Credit Builder Loanpersonal5.000% APR5.000%—Standard
Signature/Personal Loanpersonal_unsecured9.990% APR9.990%—Standard
Personal Line of Creditploc_variable15.500% APR15.500%—Standard

Credit card rates

1 offer
Electrical Credit Union credit card rates as of August 4, 2026
ProductPublishedRateTerm / conditionStatus
Credit Cardcredit_card11.900% APR11.900%—Standard

Savings & CD rates

6 offers
Electrical Credit Union savings & cd rates as of August 4, 2026
ProductPublishedRateTerm / conditionStatus
12-Month Certificatecd_12mo3.61% APY3.61%12 moStandard
6-Month Certificatecd_6mo3.72% APY3.72%6 moStandard
36-Month Certificatecd_36mo3.99% APY3.99%36 moStandard
48-Month Certificatecd_48mo4.24% APY4.24%48 moStandard
60-Month Certificatecd_60mo4.99% APY4.99%60 moStandard
72-Month Certificatecd_72mo5.49% APY5.49%72 moStandard

Other rates

1 offer
Electrical Credit Union other rates as of August 4, 2026
ProductPublishedRateTerm / conditionStatus
Jumpstart (Apprentice) Loanother5.000% %5.000%—Standard

Vehicle loans available from 2.99% APR for 36 months. HELOC rates from 8% APR. Personal loan rates from 2% APR. Credit card rates from 11.9% APR. Savings and certificate yields up to 5.49% APY.

Source: RateAPI.dev, verified from Electrical Credit Union's official website

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About Electrical Credit Union

Institution facts reported to the National Credit Union Administration for Invalid Date.

Members
4.1K
Assets
$53.2M
Founded
1953
Locations reported
2
NCUA charter
8701
Charter type
Federal credit union

Services and member support

  • Online membership application
  • Online loan application
  • Open an account online
  • Electronic statements
  • Mobile check deposit
  • Mobile payments
  • Financial counseling
  • Financial education
  • Bilingual services
  • Credit-builder products

Source: NCUA quarterly call report. Services are institution-reported; confirm availability with the credit union.

Other credit unions with branches nearby

Compare membership, services, and rates from other institutions with an NCUA-reported branch nearby.

CanvasArvada · Arvada · CO · 80003Branch in the same ZIPCredit Union of Colorado, AArvada Office · Arvada · CO · 80003Branch in the same ZIPFidelis CatholicMain Branch · Arvada · CO · 80003-4838Branch in the same ZIPPartner ColoradoPartner Colorado CU Headquarters · Arvada · CO · 80003Branch in the same ZIPSooper CU Dba Climb CUCorporate Office · Arvada · CO · 80003Branch in the same ZIPWesterraARVADA BRANCH · Arvada · CO · 80003Branch in the same ZIP

Nearest-first estimates use the center of your Census ZIP area and NCUA-reported branch locations. Distances are straight-line estimates, not driving distance.

Who Can Join Electrical Credit Union

Membership eligibility from Electrical Credit Union's own published criteria. How we verify this.

Membership via the International Brotherhood of Electrical Workers Local 68 (IBEW 68) +7 more

  • AssociationInternational Brotherhood of Electrical Workers Local 68 (IBEW 68), International Brotherhood of Electrical Workers Local 111 (IBEW 111), United Food and Commercial Workers Local 7 (UFCW 7), Plumbers Local 3 (PPF/UA Denver), SMART (Sheet Metal, Air, Rail, Transportation) Local 9, Carpenters Local 55 (CJA Denver), Office & Professional Employees International Union Local 30 (OPEIU 30), Denver Labor Council for Latin American Advancement (LCLAA)

Cost to join: About $25.

Verified from Electrical Credit Union's membership page. Final membership determination is always made by the credit union.

Work at Electrical Credit Union?

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Frequently Asked Questions

What rates does Electrical Credit Union offer?

Electrical Credit Union currently offers vehicle loan, HELOC, personal loan, and credit card rates. The rates shown on this page were last verified August 4, 2026 directly from the credit union's official website.

How often are Electrical Credit Union rates updated?

RateAPI verifies Electrical Credit Union's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified August 4, 2026.

Where does RateAPI get Electrical Credit Union's rate data?

Rate data is collected directly from Electrical Credit Union's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized.

What are Electrical Credit Union's auto & rv loan rates?

As of August 4, 2026, Electrical Credit Union offers vehicle loans from 2.99% APR.

What is Electrical Credit Union's HELOC rate?

As of August 4, 2026, Electrical Credit Union offers home equity lines of credit from 8% APR.

What is Electrical Credit Union's personal loan rate?

As of August 4, 2026, Electrical Credit Union offers personal loans from 2% APR.

What is Electrical Credit Union's best CD rate?

As of August 4, 2026, Electrical Credit Union offers savings and certificate (CD) yields up to 5.49% APY.

Related Rate Data

Compare Electrical Credit Union's rates against national credit-union benchmarks.

More Colorado credit unionsAuto loan rate benchmarkHELOC ratesPersonal loan ratesCredit card ratesHow we verify rates

Source Information

Rate data is scraped directly from the credit union's official website and verified daily by our automated systems.

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Methodology

Learn how we collect, normalize, and verify rate data with full transparency and no pay-to-rank incentives.

View Methodology

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# Get rates for Electrical Credit Union
curl "https://api.rateapi.dev/credit-unions/colorado/electrical" \
  -H "Authorization: Bearer YOUR_API_KEY"
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