Credit Union of Denver

Lakewood, Colorado
Last verified: August 4, 2026
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Verified rate book

Current Credit Union of Denver rates

72 published offers verified as of August 4, 2026.

How we verify rates

Mortgage rates

2 offers
Credit Union of Denver mortgage rates as of August 4, 2026
ProductPublishedRateTerm / conditionStatus
1st Place Mortgageother5.650% APR5.650%—Standard
2nd Mortgageother8.090% APR8.090%—Standard

Auto & vehicle rates

8 offers
Credit Union of Denver auto & vehicle rates as of August 4, 2026
ProductPublishedRateTerm / conditionStatus
Auto Loanauto4.950% APR4.950%—Standard
New/Used/Autos/Trucks/Classics (61 to 72 months)auto_any_72mo5.580% APR5.580%72 mo · anyStandard
New/Used/Autos/Trucks/Classics (73 to 84 months)auto_any_84mo6.280% APR6.280%84 mo · anyStandard
New/Used/Motorcycles/Classics (61 to 72 months)motorcycle_any_72mo7.490% APR7.490%72 mo · anyStandard
New & Used RV (85 to 120 months)rv_any_120mo7.850% APR7.850%120 mo · anyStandard
New & Used RV (121 to 144 months)rv_any_144mo8.250% APR8.250%144 mo · anyStandard
New & Used RV (145 to 180 months)rv_any_180mo8.550% APR8.550%180 mo · anyStandard
New & Used RV (181 to 240 months)rv_any_240mo8.750% APR8.750%240 mo · anyStandard

HELOC rates

2 offers
Credit Union of Denver heloc rates as of August 4, 2026
ProductPublishedRateTerm / conditionStatus
HELOCheloc_variable4.950% APR4.950%—Standard
HELOC (Variable)heloc_variable6.250% APR6.250%—Standard

Personal loan rates

1 offer
Credit Union of Denver personal loan rates as of August 4, 2026
ProductPublishedRateTerm / conditionStatus
Unsecured Personal Loanpersonal_unsecured8.490% APR8.490%—Standard

Credit card rates

2 offers
Credit Union of Denver credit card rates as of August 4, 2026
ProductPublishedRateTerm / conditionStatus
Balance Transfer Credit Cardcredit_card_balance_transfer10.740% APR10.740%—Standard
Credit Cardcredit_card10.740% APR10.740%—Standard

Savings & CD rates

57 offers
Credit Union of Denver savings & cd rates as of August 4, 2026
ProductPublishedRateTerm / conditionStatus
Money Marketmoney_market0.05% APY0.05%—Standard
Money Market Accounts - First Tiermoney_market0.05% APY0.05%—Standard
Youth Share Accounts (Age 0-17) - Second Tiershare_savings0.05% APY0.05%—Standard
Secured Card Savingssavings0.05% APY0.05%—Standard
Interest Rate Over Maximumsavings0.20% APY0.20%—Standard
Money Market Accounts - Second Tiermoney_market0.20% APY0.20%—Standard
Money Marketmoney_market0.20% APY0.20%—Standard
Money Market Accounts - Third Tiermoney_market0.25% APY0.25%—Standard
Third Tiersavings0.25% APY0.25%—Standard
Money Marketmoney_market0.25% APY0.25%—Standard
Fourth Tiersavings0.30% APY0.30%—Standard
Money Marketmoney_market0.30% APY0.30%—Standard
Money Market Accounts - Fourth Tiermoney_market0.30% APY0.30%—Standard
Money Marketmoney_market0.35% APY0.35%—Standard
Money Market Accounts - Fifth Tiermoney_market0.35% APY0.35%—Standard
Fifth Tiersavings0.35% APY0.35%—Standard
Money Market Accounts - Sixth Tiermoney_market0.40% APY0.40%—Standard
Sixth Tiersavings0.40% APY0.40%—Standard
High Yield Money Market Accounts - Second Tiermoney_market0.50% APY0.50%—Standard
High Yield Money Market Accountmoney_market0.50% APY0.50%—Standard
High Yield Money Market Accountmoney_market0.60% APY0.60%—Standard
High Yield Money Market Accounts - Third Tiermoney_market0.60% APY0.60%—Standard
High Yield Money Market Accountmoney_market0.75% APY0.75%—Standard
High Yield Money Market Accounts - Fourth Tiermoney_market0.75% APY0.75%—Standard
IRAira1.00% APY1.00%—Standard
Savingssavings1.00% APY1.00%—Standard
High Yield Money Market Accounts - Fifth Tiermoney_market1.00% APY1.00%—Standard
Holiday Savings 2savings1.25% APY1.25%—Specialty offer
3-Month Certificatecd_3mo1.35% APY1.35%3 moStandard
Mile High Money Market Accounts - Second Tiermoney_market1.95% APY1.95%—Standard
Mile High Money Marketmoney_market1.95% APY1.95%—Standard
Mile High Money Market Accountmoney_market1.95% APY1.95%—Standard
Youth Share Accounts (Age 0-17)share_savings2.01% APY2.00%—Standard
Youth Share Accounts (Age 0-17) - First Tiershare_savings2.01% APY2.00%—Standard
Mile High Money Market Accounts - Third Tiermoney_market2.20% APY2.20%—Standard
Mile High Money Market Accountmoney_market2.20% APY2.20%—Standard
12 Month Term Starter Certificatecd_12mo2.40% APY2.40%12 moStandard
Mile High Money Market Accounts - Fourth Tiermoney_market2.45% APY2.45%—Standard
Mile High Money Market Accountmoney_market2.45% APY2.45%—Standard
Mile High Money Market Accounts - Fifth Tiermoney_market2.70% APY2.70%—Standard
24 Month Term Starter Certificatecd_24mo3.00% APY3.00%24 moStandard
24-Month IRA Certificateira_cd_24mo3.35% APY3.35%24 moStandard
24-Month Certificatecd_24mo3.35% APY3.35%24 moStandard
36-Month IRA Certificateira_cd_36mo3.40% APY3.40%36 moStandard
36-Month Certificatecd_36mo3.40% APY3.40%36 moStandard
48-Month IRA Certificateira_cd_48mo3.45% APY3.45%48 moStandard
48-Month Certificatecd_48mo3.45% APY3.45%48 moStandard
12-Month IRA Certificateira_cd_12mo3.50% APY3.50%12 moStandard
12-Month Certificatecd_12mo3.50% APY3.50%12 moStandard
6-Month Certificatecd_6mo3.50% APY3.65%6 moStandard
60-Month Certificatecd_60mo3.50% APY3.50%60 moStandard
60-Month IRA Certificateira_cd_60mo3.50% APY3.50%60 moStandard
6-Month Certificatecd_6mo3.65% APY3.65%6 moStandard
6-Month IRA Certificateira_cd_6mo3.65% APY3.65%6 moStandard
IRA Certificateira_cd3.65% APY3.65%—Standard
Cash Backsavings5.00% APY5.00%—Standard
First Tier 4savings5.00% APY5.00%—Standard

As of August 4, 2026, Credit Union of Denver offers mortgage rates from 5.65% APR. Vehicle loans available from 4.95% APR. HELOC rates from 4.95% APR. Personal loan rates from 8.49% APR. Credit card rates from 10.74% APR. Savings and certificate yields up to 5.00% APY.

Source: RateAPI.dev, verified from Credit Union of Denver's official website

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About Credit Union of Denver

Institution facts reported to the National Credit Union Administration for Invalid Date.

Members
75.4K
Assets
$1.2B
Founded
1931
Locations reported
2
NCUA charter
64342
Charter type
Federally insured state-chartered credit union

Services and member support

  • Online membership application
  • Online loan application
  • Open an account online
  • Electronic statements
  • Mobile check deposit
  • Financial education
  • Bilingual services
  • Student scholarships

Source: NCUA quarterly call report. Services are institution-reported; confirm availability with the credit union.

Other credit unions with branches nearby

Compare membership, services, and rates from other institutions with an NCUA-reported branch nearby.

BellcoLakewood · Lakewood · CO · 80226Branch in the same ZIPCanvasLakewood · Lakewood · CO · 80226Branch in the same ZIPFoothillsFoothills Credit Union · Lakewood · CO · 80226Branch in the same ZIPWesterraBELMAR BRANCH · Lakewood · CO · 80226-3137Branch in the same ZIPSooper CU Dba Climb CULakewood Branch · Lakewood · CO · 80232About 1.5 miles awayCredit Union of Colorado, ALakewood Branch · Lakewood · CO · 80215About 2.7 miles away

Nearest-first estimates use the center of your Census ZIP area and NCUA-reported branch locations. Distances are straight-line estimates, not driving distance.

Who Can Join Credit Union of Denver

Membership eligibility from Credit Union of Denver's own published criteria. How we verify this.

Membership via the GoWest Foundation ($5)

  • LocationAdams, Arapahoe, Boulder, Denver, Douglas, Jefferson
  • AssociationGoWest Foundation

Cost to join: About $10 (a $5 membership fee plus a $5 minimum deposit).

Verified from Credit Union of Denver's membership page. Final membership determination is always made by the credit union.

Work at Credit Union of Denver?

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Frequently Asked Questions

What rates does Credit Union of Denver offer?

Credit Union of Denver currently offers mortgage, vehicle loan, HELOC, personal loan, and credit card rates. The rates shown on this page were last verified August 4, 2026 directly from the credit union's official website.

How often are Credit Union of Denver rates updated?

RateAPI verifies Credit Union of Denver's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified August 4, 2026.

Where does RateAPI get Credit Union of Denver's rate data?

Rate data is collected directly from Credit Union of Denver's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized.

What is Credit Union of Denver's mortgage rate?

As of August 4, 2026, Credit Union of Denver offers mortgage rates from 5.65% APR.

What are Credit Union of Denver's auto, rv & motorcycle loan rates?

As of August 4, 2026, Credit Union of Denver offers vehicle loans from 4.95% APR.

What is Credit Union of Denver's HELOC rate?

As of August 4, 2026, Credit Union of Denver offers home equity lines of credit from 4.95% APR.

What is Credit Union of Denver's personal loan rate?

As of August 4, 2026, Credit Union of Denver offers personal loans from 8.49% APR.

What is Credit Union of Denver's best CD rate?

As of August 4, 2026, Credit Union of Denver offers savings and certificate (CD) yields up to 5.00% APY.

Related Rate Data

Compare Credit Union of Denver's rates against national credit-union benchmarks.

More Colorado credit unionsMortgage rate benchmarkAuto loan rate benchmarkHELOC ratesPersonal loan ratesCredit card ratesHow we verify rates

Source Information

Rate data is scraped directly from the credit union's official website and verified daily by our automated systems.

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Methodology

Learn how we collect, normalize, and verify rate data with full transparency and no pay-to-rank incentives.

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# Get rates for Credit Union of Denver
curl "https://api.rateapi.dev/credit-unions/colorado/credit-union-of-denver" \
  -H "Authorization: Bearer YOUR_API_KEY"
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