Water and Power Community Credit Union

Los Angeles, California
Last verified: August 4, 2026
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Verified rate book

Current Water and Power Community Credit Union rates

19 published offers verified as of August 4, 2026.

How we verify rates

Mortgage rates

17 offers
Water and Power Community Credit Union mortgage rates as of August 4, 2026
ProductPublishedRateTerm / conditionStatus
Jumbo 10/1 ARM10 1 arm5.035% APR5.000%Standard
Jumbo 3/1 ARM3 1 arm5.537% APR5.500%Standard
3/1 ARM3 1 arm5.554% APR5.500%Standard
Jumbo 5/1 ARM5 1 arm5.787% APR5.750%Standard
5/1 ARM5 1 arm5.805% APR5.750%Standard
Jumbo 7/1 ARM7 1 arm5.913% APR5.875%Standard
10/1 ARM10 1 arm5.930% APR5.875%Standard
7/1 ARM7 1 arm5.930% APR5.875%Standard
FIX15 HIGH BALANCE (Conforming)other5.562% APR5.500%Standard
FIX10 YEARS (Conforming)other5.637% APR5.375%Standard
FIX15 YEARS (Conforming)other5.842% APR5.750%Standard
FIX5 YEARS (Conforming) *other5.870% APR5.375%Standard
FIX15 (Jumbo)other6.063% APR6.000%Standard
FIX20 YEARS (Conforming)other6.073% APR6.000%Standard
FIX30 (Jumbo)other6.285% APR6.250%Standard
FIX30 HIGH BALANCE (Conforming)other6.414% APR6.375%Standard
FIX30 YEARS (Conforming)other6.432% APR6.375%Standard

HELOC rates

2 offers
Water and Power Community Credit Union heloc rates as of August 4, 2026
ProductPublishedRateTerm / conditionStatus
EQUITY LOAN (Other) *heloc7.500% APR7.500%Standard
EQUITY LINE (HELOC 25-yr ARM) *heloc_variable8.500% APR8.500%Standard

As of August 4, 2026, Water and Power Community Credit Union offers a 10 1 arm mortgage at 5.035% APR. HELOC rates from 7.5% APR.

Source: RateAPI.dev, verified from Water and Power Community Credit Union's official website

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About Water and Power Community Credit Union

Institution facts reported to the National Credit Union Administration for Invalid Date.

Members
44.9K
Assets
$990.8M
Founded
1936
Locations reported
5
NCUA charter
68493
Charter type
Federally insured state-chartered credit union

Services and member support

  • Online membership application
  • Online loan application
  • Electronic statements
  • Mobile check deposit
  • Mobile payments
  • Financial counseling
  • Financial education
  • First-time homebuyer program
  • Bilingual services

Source: NCUA quarterly call report. Services are institution-reported; confirm availability with the credit union.

Who Can Join Water and Power Community Credit Union

Membership eligibility from Water and Power Community Credit Union's own published criteria. How we verify this.

Membership via employers (Los Angeles Department of Water & Power) or the Los Angeles DWP Employees Association

  • LocationLos Angeles, San Bernardino
  • EmployerLos Angeles Department of Water & Power
  • AssociationLos Angeles DWP Employees Association

Cost to join: About $25.

Verified from Water and Power Community Credit Union's membership page. Final membership determination is always made by the credit union.

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Frequently Asked Questions

What rates does Water and Power Community Credit Union offer?

Water and Power Community Credit Union currently offers mortgage, and HELOC rates. The rates shown on this page were last verified August 4, 2026 directly from the credit union's official website.

How often are Water and Power Community Credit Union rates updated?

RateAPI verifies Water and Power Community Credit Union's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified August 4, 2026.

Where does RateAPI get Water and Power Community Credit Union's rate data?

Rate data is collected directly from Water and Power Community Credit Union's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized.

What is Water and Power Community Credit Union's mortgage rate?

As of August 4, 2026, Water and Power Community Credit Union offers a 10 1 arm mortgage at 5.035% APR.

What is Water and Power Community Credit Union's HELOC rate?

As of August 4, 2026, Water and Power Community Credit Union offers home equity lines of credit from 7.5% APR.

Related Rate Data

Compare Water and Power Community Credit Union's rates against national credit-union benchmarks.

Source Information

Rate data is scraped directly from the credit union's official website and verified daily by our automated systems.

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Methodology

Learn how we collect, normalize, and verify rate data with full transparency and no pay-to-rank incentives.

View Methodology

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terminal
# Get rates for Water and Power Community Credit Union
curl "https://api.rateapi.dev/credit-unions/california/water-and-power-community" \
  -H "Authorization: Bearer YOUR_API_KEY"