First City Credit Union

Pasadena, California
Last verified: August 4, 2026
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Verified rate book

Current First City Credit Union rates

52 published offers verified as of August 4, 2026.

How we verify rates

Mortgage rates

1 offer
First City Credit Union mortgage rates as of August 4, 2026
ProductPublishedRateTerm / conditionStatus
FirstMortgageother5.125% APR5.125%—Standard

Auto & vehicle rates

8 offers
First City Credit Union auto & vehicle rates as of August 4, 2026
ProductPublishedRateTerm / conditionStatus
Auto Loanauto4.990% APR4.990%—Standard
36-Month Auto Loanauto_any_36mo4.990% APR4.990%36 moStandard
48-Month Auto Loanauto_any_48mo5.240% APR5.240%48 moStandard
60-Month Auto Loanauto_any_60mo5.490% APR5.490%60 moStandard
Auto Loans (New & Used)auto_any5.490% APR5.490%anyStandard
72-Month Auto Loanauto_any_72mo5.740% APR5.740%72 moStandard
84-Month Auto Loanauto_any_84mo6.240% APR6.240%84 moStandard
96-Month Auto Loanauto_any_96mo6.740% APR6.740%96 moStandard

HELOC rates

8 offers
First City Credit Union heloc rates as of August 4, 2026
ProductPublishedRateTerm / conditionStatus
Home Equity Loanheloc5.125% APR5.125%—Standard
HELOC Introductory Variable Rate Offerheloc_variable5.990% APR5.990%—Introductory offer
HELOC (Variable)heloc_variable7.000% APR7.000%—Standard
5-Year Home Equity Loan (Fixed)heloc_fixed7.250% APR7.250%—Standard
7-Year Home Equity Loan (Fixed)heloc_fixed7.375% APR7.375%—Standard
10-Year Home Equity Loan (Fixed)heloc_fixed7.500% APR7.500%—Standard
15-Year Home Equity Loan (Fixed)heloc_fixed7.750% APR7.750%—Standard
20-Year Home Equity Loan (Fixed)heloc_fixed8.000% APR8.000%—Standard

Personal loan rates

4 offers
First City Credit Union personal loan rates as of August 4, 2026
ProductPublishedRateTerm / conditionStatus
Unsecured Personal Loanpersonal_unsecured5.490% APR5.490%—Standard
Personal Loan Rates (12 - 36 Months)personal_unsecured_36mo10.990% APR10.990%36 moStandard
Personal Loan Rates (37 - 48 Months)personal_unsecured_48mo11.490% APR11.490%48 moStandard
Personal Loan Rates (49 - 60 Months)personal_unsecured_60mo11.740% APR11.740%60 moStandard

Credit card rates

1 offer
First City Credit Union credit card rates as of August 4, 2026
ProductPublishedRateTerm / conditionStatus
Credit Card Introductory Rate Offercredit_card2.990% APR2.990%—Introductory offer

Savings & CD rates

30 offers
First City Credit Union savings & cd rates as of August 4, 2026
ProductPublishedRateTerm / conditionStatus
Wealth Builder Term Certificate Rates (Rate)cd1.29% APY1.29%—Standard
Wealth Builder Term Certificate Rates (APY)cd1.30% APY1.30%—Standard
3-Month Certificatecd_3mo1.65% APY1.65%3 moStandard
3-Month Certificatecd_3mo1.74% APY1.74%3 moStandard
3-Month Certificatecd_3mo1.75% APY1.75%3 moStandard
3-Month Certificatecd_3mo1.83% APY1.83%3 moStandard
3-Month Certificatecd_3mo1.85% APY1.85%3 moStandard
6-Month Certificatecd_6mo1.96% APY1.96%6 moStandard
6-Month Certificatecd_6mo1.98% APY1.98%6 moStandard
3-Month Certificatecd_3mo2.00% APY2.00%3 moStandard
6-Month Certificatecd_6mo2.06% APY2.06%6 moStandard
6-Month Certificatecd_6mo2.08% APY2.08%6 moStandard
6-Month Certificatecd_6mo2.16% APY2.16%6 moStandard
6-Month Certificatecd_6mo2.18% APY2.18%6 moStandard
12-Month Certificatecd_12mo2.96% APY2.96%12 moStandard
12-Month Certificatecd_12mo3.00% APY3.00%12 moStandard
18-Month Certificatecd_18mo3.01% APY3.01%18 moStandard
18-Month Certificatecd_18mo3.05% APY3.05%18 moStandard
24-Month Certificatecd_24mo3.06% APY3.06%24 moStandard
24-Month Certificatecd_24mo3.10% APY3.10%24 moStandard
18-Month Certificatecd_18mo3.11% APY3.11%18 moStandard
60-Month Certificatecd_60mo3.15% APY3.15%60 moStandard
18-Month Certificatecd_18mo3.15% APY3.15%18 moStandard
60-Month Certificatecd_60mo3.20% APY3.20%60 moStandard
18-Month Certificatecd_18mo3.20% APY3.20%18 moStandard
60-Month Certificatecd_60mo3.25% APY3.25%60 moStandard
18-Month Certificatecd_18mo3.25% APY3.25%18 moStandard
60-Month Certificatecd_60mo3.30% APY3.30%60 moStandard
60-Month Certificatecd_60mo3.35% APY3.35%60 moStandard
60-Month Certificatecd_60mo3.40% APY3.40%60 moStandard

As of August 4, 2026, First City Credit Union offers mortgage rates from 5.125% APR. Auto loans available from 4.99% APR. HELOC rates from 5.125% APR. Personal loan rates from 5.49% APR. Savings and certificate yields up to 3.40% APY.

Source: RateAPI.dev, verified from First City Credit Union's official website

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About First City Credit Union

Institution facts reported to the National Credit Union Administration for Invalid Date.

Members
57.8K
Assets
$952.4M
Founded
1937
Locations reported
7
NCUA charter
68503
Charter type
Federally insured state-chartered credit union

Services and member support

  • Online membership application
  • Online loan application
  • Open an account online
  • Electronic statements
  • Mobile check deposit
  • Mobile payments
  • Financial education
  • First-time homebuyer program
  • Credit-builder products

Source: NCUA quarterly call report. Services are institution-reported; confirm availability with the credit union.

Other credit unions with branches nearby

Compare membership, services, and rates from other institutions with an NCUA-reported branch nearby.

PasadenaLake Branch Office · Pasadena · CA · 91104About 2.2 miles awayCaliforniaPasadena · PASADENA · CA · 91101-3535About 3.3 miles awayLogixPasadena · Pasadena · CA · 91101-2663About 3.3 miles awaySchoolsfirst44 - Pasadena · Pasadena · CA · 91101-3511About 3.3 miles awayWescom CentralPasadena · Pasadena · CA · 91101About 3.3 miles awayL. A. Electrical Workers Credit Un.L.A.ELECTRICAL WORKERS CU · Pasadena · CA · 91107-3937About 3.8 miles away

Nearest-first estimates use the center of your Census ZIP area and NCUA-reported branch locations. Distances are straight-line estimates, not driving distance.

Who Can Join First City Credit Union

Membership eligibility from First City Credit Union's own published criteria. How we verify this.

Membership criteria are published on First City Credit Union's website. Check the membership page below to confirm whether you qualify.

  • LocationLos Angeles County, San Bernardino County

Cost to join: About $10.

Verified from First City Credit Union's membership page. Final membership determination is always made by the credit union.

Work at First City Credit Union?

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Frequently Asked Questions

What rates does First City Credit Union offer?

First City Credit Union currently offers mortgage, Auto loan, HELOC, personal loan, and credit card rates. The rates shown on this page were last verified August 4, 2026 directly from the credit union's official website.

How often are First City Credit Union rates updated?

RateAPI verifies First City Credit Union's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified August 4, 2026.

Where does RateAPI get First City Credit Union's rate data?

Rate data is collected directly from First City Credit Union's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized.

What is First City Credit Union's mortgage rate?

As of August 4, 2026, First City Credit Union offers mortgage rates from 5.125% APR.

What are First City Credit Union's auto loan rates?

As of August 4, 2026, First City Credit Union offers auto loans from 4.99% APR.

What is First City Credit Union's HELOC rate?

As of August 4, 2026, First City Credit Union offers home equity lines of credit from 5.125% APR.

What is First City Credit Union's personal loan rate?

As of August 4, 2026, First City Credit Union offers personal loans from 5.49% APR.

What is First City Credit Union's best CD rate?

As of August 4, 2026, First City Credit Union offers savings and certificate (CD) yields up to 3.40% APY.

Related Rate Data

Compare First City Credit Union's rates against national credit-union benchmarks.

More California credit unionsMortgage rate benchmarkAuto loan rate benchmarkHELOC ratesPersonal loan ratesCredit card ratesHow we verify rates

Source Information

Rate data is scraped directly from the credit union's official website and verified daily by our automated systems.

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Methodology

Learn how we collect, normalize, and verify rate data with full transparency and no pay-to-rank incentives.

View Methodology

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