Usc Credit Union
Verified rate book
Current Usc Credit Union rates
19 published offers verified as of August 4, 2026.
Auto & vehicle rates
2 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| Featured Rates (Auto Refinance Loans)auto | 4.190% APR | 4.190% | — | Standard |
| Featured Rates (Auto Purchase Loans)auto | 4.440% APR | 4.440% | — | Standard |
HELOC rates
1 offer| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| Featured Rates (HELOC)heloc_variable | 6.650% APR | 6.650% | — | Standard |
Personal loan rates
6 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| Featured Rates (Share Secured Loans)personal_secured | 3.050% APR | 3.050% | — | Standard |
| Compare personal loan optionspersonal_unsecured_84mo | 6.250% APR | 6.250% | 84 mo | Standard |
| Compare personal loan optionspersonal_unsecured_48mo | 11.350% APR | 11.350% | 48 mo | Standard |
| Annual Percentage Rates (APR)*personal | 11.350% APR | 11.350% | — | Standard |
| Featured Rates (Personal Loans)personal_unsecured | 11.490% APR | 11.490% | — | Standard |
| Compare personal loan optionspersonal_unsecured_60mo | 11.490% APR | 11.490% | 60 mo | Standard |
Student loan rates
1 offer| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| Featured Rates (Student Loan Refinance)student | 3.990% APR | 3.990% | — | Standard |
Savings & CD rates
3 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| Compare Personal Checking Accountauto_any_48mo | 0.25% APY | 0.25% | — | Standard |
| Loan Discountssavings | 0.25% APY | 0.25% | — | Standard |
| Featured Rates (Certificates)cd | 3.79% APY | 3.79% | — | Standard |
Other rates
6 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| Featured Rates (as low as)other | 3.050% % | 3.050% | — | Standard |
| Featured Ratesother | 3.050% % | 3.050% | — | Standard |
| Featured Rates (as high as)other | 3.790% % | 3.790% | — | Standard |
| Calculate Your Loan Paymentother | 4.440% % | 4.440% | — | Standard |
| As low as 4.44% for 36 Monthsother | 4.690% % | 4.690% | — | Standard |
| As low as 7.44% for 48 Monthsother | 7.690% % | 7.690% | — | Standard |
Auto loans available from 4.19% APR. HELOC rates from 6.65% APR. Personal loan rates from 3.05% APR. Savings and certificate yields up to 3.79% APY.
Source: RateAPI.dev, verified from Usc Credit Union's official website
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About Usc Credit Union
Institution facts reported to the National Credit Union Administration for Invalid Date.
- Members
- 74.6K
- Assets
- $719.2M
- Founded
- 1973
- Locations reported
- 5
- NCUA charter
- 68459
- Charter type
- Federally insured state-chartered credit union
Services and member support
- Online membership application
- Online loan application
- Open an account online
- Electronic statements
- Mobile check deposit
- Financial counseling
- Financial education
- First-time homebuyer program
- Bilingual services
Source: NCUA quarterly call report. Services are institution-reported; confirm availability with the credit union.
Other credit unions with branches nearby
Compare membership, services, and rates from other institutions with an NCUA-reported branch nearby.
Nearest-first estimates use the center of your Census ZIP area and NCUA-reported branch locations. Distances are straight-line estimates, not driving distance.
Who Can Join Usc Credit Union
Membership eligibility from Usc Credit Union's own published criteria. How we verify this.
Membership via employers (USC +2 more) or the USC alumni or occupations (USC faculty +2 more)
- LocationLos Angeles County, Orange County
- EmployerUSC, Woodbury University, AltaMed
- AssociationUSC alumni
- OccupationUSC faculty, USC staff, USC student
Verified from Usc Credit Union's membership page. Final membership determination is always made by the credit union.
Work at Usc Credit Union?
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Frequently Asked Questions
What rates does Usc Credit Union offer?
Usc Credit Union currently offers Auto loan, HELOC, personal loan, and student loan rates. The rates shown on this page were last verified August 4, 2026 directly from the credit union's official website.
How often are Usc Credit Union rates updated?
RateAPI verifies Usc Credit Union's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified August 4, 2026.
Where does RateAPI get Usc Credit Union's rate data?
Rate data is collected directly from Usc Credit Union's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized.
What are Usc Credit Union's auto loan rates?
As of August 4, 2026, Usc Credit Union offers auto loans from 4.19% APR.
What is Usc Credit Union's HELOC rate?
As of August 4, 2026, Usc Credit Union offers home equity lines of credit from 6.65% APR.
What is Usc Credit Union's personal loan rate?
As of August 4, 2026, Usc Credit Union offers personal loans from 3.05% APR.
What is Usc Credit Union's best CD rate?
As of August 4, 2026, Usc Credit Union offers savings and certificate (CD) yields up to 3.79% APY.
Related Rate Data
Compare Usc Credit Union's rates against national credit-union benchmarks.
Source Information
Rate data is scraped directly from the credit union's official website and verified daily by our automated systems.
View Original SourceMethodology
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View MethodologyTrack Usc Credit Union rates
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# Get rates for Usc Credit Union
curl "https://api.rateapi.dev/credit-unions/california/usc" \
-H "Authorization: Bearer YOUR_API_KEY"