U.p.s. Employees Credit Union
Verified rate book
Current U.p.s. Employees Credit Union rates
17 published offers verified as of August 4, 2026.
Personal loan rates
1 offer| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| Overdraft Protection/Line of Creditploc_variable | 10.990% APR | 10.990% | — | Standard |
Credit card rates
1 offer| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| Credit Cardcredit_card | 10.500% APR | 10.500% | — | Standard |
Savings & CD rates
14 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| Youth Sharessavings | 0.10% APY | 0.10% | — | Eligibility restricted |
| Regular Sharessavings | 0.10% APY | 0.10% | — | Standard |
| Christmas Clubsavings | 0.25% APY | 0.25% | — | Specialty offer |
| Money Marketmoney_market | 0.75% APY | 0.75% | — | Standard |
| 6-Month Certificatecd_6mo | 3.11% APY | 3.06% | 6 mo | Standard |
| 12-Month Certificatecd_12mo | 3.80% APY | 3.73% | 12 mo | Standard |
| 24-Month Certificatecd_24mo | 3.85% APY | 3.78% | 24 mo | Standard |
| 36-Month Certificatecd_36mo | 3.86% APY | 3.79% | 36 mo | Standard |
| 48-Month Certificatecd_48mo | 3.90% APY | 3.83% | 48 mo | Standard |
| 60-Month Certificatecd_60mo | 4.00% APY | 3.92% | 60 mo | Standard |
| 36-Month Certificatecd_36mo | 4.69% APY | 4.69% | 36 mo | Standard |
| 48-Month Certificatecd_48mo | 5.25% APY | 5.25% | 48 mo | Standard |
| 60-Month Certificatecd_60mo | 5.47% APY | 5.47% | 60 mo | Standard |
| 72-Month Certificatecd_72mo | 5.79% APY | 5.79% | 72 mo | Standard |
Other rates
1 offer| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| Fast Applicationother | 19.500% % | 19.500% | — | Standard |
Personal loan rates from 10.99% APR. Credit card rates from 10.5% APR. Savings and certificate yields up to 5.79% APY.
Source: RateAPI.dev, verified from U.p.s. Employees Credit Union's official website
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About U.p.s. Employees Credit Union
Institution facts reported to the National Credit Union Administration for Invalid Date.
- Members
- 5.2K
- Assets
- $48.9M
- Founded
- 1974
- Locations reported
- 2
- NCUA charter
- 21532
- Charter type
- Federal credit union
Services and member support
- Online membership application
- Online loan application
- Electronic statements
- Mobile check deposit
- Mobile payments
- Bilingual services
- Payday Alternative Loans I
Source: NCUA quarterly call report. Services are institution-reported; confirm availability with the credit union.
Other credit unions with branches nearby
Compare membership, services, and rates from other institutions with an NCUA-reported branch nearby.
Nearest-first estimates use the center of your Census ZIP area and NCUA-reported branch locations. Distances are straight-line estimates, not driving distance.
Who Can Join U.p.s. Employees Credit Union
Membership eligibility from U.p.s. Employees Credit Union's own published criteria. How we verify this.
Membership via employers (United Parcel Service (UPS))
- EmployerUnited Parcel Service (UPS)
Cost to join: About $55 (a $5 membership fee plus a $50 minimum deposit).
Verified from U.p.s. Employees Credit Union's membership page. Final membership determination is always made by the credit union.
Work at U.p.s. Employees Credit Union?
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Frequently Asked Questions
What rates does U.p.s. Employees Credit Union offer?
U.p.s. Employees Credit Union currently offers personal loan, and credit card rates. The rates shown on this page were last verified August 4, 2026 directly from the credit union's official website.
How often are U.p.s. Employees Credit Union rates updated?
RateAPI verifies U.p.s. Employees Credit Union's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified August 4, 2026.
Where does RateAPI get U.p.s. Employees Credit Union's rate data?
Rate data is collected directly from U.p.s. Employees Credit Union's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized.
What is U.p.s. Employees Credit Union's personal loan rate?
As of August 4, 2026, U.p.s. Employees Credit Union offers personal loans from 10.99% APR.
What is U.p.s. Employees Credit Union's best CD rate?
As of August 4, 2026, U.p.s. Employees Credit Union offers savings and certificate (CD) yields up to 5.79% APY.
Related Rate Data
Compare U.p.s. Employees Credit Union's rates against national credit-union benchmarks.
Source Information
Rate data is scraped directly from the credit union's official website and verified daily by our automated systems.
View Original SourceMethodology
Learn how we collect, normalize, and verify rate data with full transparency and no pay-to-rank incentives.
View MethodologyTrack U.p.s. Employees Credit Union rates
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# Get rates for U.p.s. Employees Credit Union
curl "https://api.rateapi.dev/credit-unions/california/ups-employees" \
-H "Authorization: Bearer YOUR_API_KEY"