Rize Credit Union

El Monte, California
Last verified: August 3, 2026
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Verified rate book

Current Rize Credit Union rates

74 published offers verified as of August 3, 2026.

How we verify rates

Auto & vehicle rates

21 offers
Rize Credit Union auto & vehicle rates as of August 3, 2026
ProductPublishedRateTerm / conditionStatus
Vehicle Value Loanauto_any_48mo4.740% APR4.740%48 moStandard
Vehicle Value Loanauto_any_60mo5.240% APR5.240%60 moStandard
First-Time Buyer Auto Loanauto_any_48mo5.740% APR5.740%48 moStandard
Vehicle Value Loanauto_any_72mo5.740% APR5.740%72 moStandard
84-Month Auto Loanauto_any_84mo6.240% APR6.240%84 moStandard
48-Month Motorcycle Loanmotorcycle_any_48mo6.240% APR6.240%48 moStandard
RV, Boat & Sport Loanrv_any_48mo6.240% APR6.240%48 moStandard
First-Time Buyer Auto Loanauto_any_60mo6.240% APR6.240%60 moStandard
First-Time Buyer Auto Loanauto_any_72mo6.740% APR6.740%72 moStandard
60-Month Motorcycle Loanmotorcycle_any_60mo6.740% APR6.740%60 moStandard
RV, Boat & Sport Loanrv_any_60mo6.740% APR6.740%60 moStandard
72-Month Motorcycle Loanmotorcycle_any_72mo7.240% APR7.240%72 moStandard
First-Time Buyer Motorcycle Loanmotorcycle_any_48mo7.240% APR7.240%48 moStandard
RV, Boat & Sport Loanrv_any_72mo7.240% APR7.240%72 moStandard
84-Month Motorcycle Loanmotorcycle_any_84mo7.740% APR7.740%84 moStandard
First-Time Buyer Motorcycle Loanmotorcycle_any_60mo7.740% APR7.740%60 moStandard
RV, Boat & Sport Loanrv_any_84mo7.740% APR7.740%84 moStandard
RV, Boat & Sport Loanrv_any_108mo8.240% APR8.240%108 moStandard
First-Time Buyer Motorcycle Loanmotorcycle_any_72mo8.240% APR8.240%72 moStandard
RV, Boat & Sport Loanrv_any_120mo8.740% APR8.740%120 moStandard
RV, Boat & Sport Loanrv_any_144mo9.240% APR9.240%144 moStandard

HELOC rates

4 offers
Rize Credit Union heloc rates as of August 3, 2026
ProductPublishedRateTerm / conditionStatus
Traditional HELOCheloc_variable6.750% APR6.750%—Standard
Home Equity Loan (Fixed)heloc_fixed7.000% APR7.000%—Standard
Interest-Only HELOCheloc_variable7.000% APR7.000%—Standard
100% CLTV Home Equity Loanheloc_fixed8.250% APR8.250%—Standard

Personal loan rates

3 offers
Rize Credit Union personal loan rates as of August 3, 2026
ProductPublishedRateTerm / conditionStatus
9-Month Credit Builder Loanpersonal_unsecured_9mo5.500% APR5.500%9 moStandard
60-Month Credit Builder Loanpersonal_unsecured_60mo6.500% APR6.500%60 moStandard
Personalized Loanother9.000% APR9.000%—Standard

Credit card rates

3 offers
Rize Credit Union credit card rates as of August 3, 2026
ProductPublishedRateTerm / conditionStatus
Teen Platinum Credit Cardcredit_card_platinum12.250% APR12.250%—Standard
Platinum Credit Cardcredit_card_platinum13.500% APR13.500%—Standard
Secured Platinum Credit Cardcredit_card_secured16.750% APR16.750%—Standard

Savings & CD rates

39 offers
Rize Credit Union savings & cd rates as of August 3, 2026
ProductPublishedRateTerm / conditionStatus
Commercial Advantagesavings0.05% APY0.05%—Standard
Vacation & Holiday Clubsavings0.05% APY0.05%—Standard
High-Yield Savingssavings0.05% APY0.05%—Standard
Youth Super Savingssavings0.10% APY0.10%—Standard
IRAira0.10% APY0.10%—Standard
Earnings credit rates (ECR)savings0.40% APY0.40%—Standard
Earnings credit rates (ECR)savings0.60% APY0.60%—Standard
Certificate Accounts (non-IRA)ira_cd_3mo0.75% APY0.75%3 moStandard
Business Certificatecd_3mo0.75% APY0.75%3 moStandard
Earnings credit rates (ECR)savings0.80% APY0.80%—Standard
Earnings credit rates (ECR)savings1.00% APY1.00%—Standard
Money Marketmoney_market1.25% APY1.24%—Standard
Money Marketmoney_market1.25% APY1.24%—Standard
Money Marketmoney_market1.30% APY1.29%—Standard
Money Marketmoney_market1.30% APY1.29%—Standard
Money Marketmoney_market1.45% APY1.44%—Standard
Money Marketmoney_market1.45% APY1.44%—Standard
Certificate Accounts (non-IRA)ira_cd_6mo1.75% APY1.74%6 moStandard
Business Certificatecd_6mo1.75% APY1.74%6 moStandard
High-Yield Savingssavings2.00% APY1.98%—Standard
Money Marketmoney_market2.25% APY2.23%—Standard
Money Marketmoney_market2.25% APY2.23%—Standard
Money Marketmoney_market2.50% APY2.47%—Standard
Premier Money Market Accountmoney_market2.55% APY2.52%—Standard
High-Yield IRA Money Market Accountira2.60% APY2.57%—Standard
Business Certificatecd_36mo3.00% APY2.96%36 moStandard
24-month Impact Certificatecd_24mo3.00% APY2.96%24 moStandard
High-Yield IRA Money Market Accountira3.10% APY3.06%—Standard
Business Certificatecd_24mo3.25% APY3.20%24 moStandard
Certificate Accounts (non-IRA)ira_cd_24mo3.25% APY3.20%24 moStandard
Premier Money Market accountmoney_market3.35% APY3.30%—Standard
High-Yield IRA Money Market Accountira3.60% APY3.54%—Standard
Business Certificatecd_12mo3.75% APY3.69%12 moStandard
Certificate Accounts (non-IRA)ira_cd_12mo3.75% APY3.69%12 moStandard
Certificate Accounts (non-IRA)ira_cd_18mo4.00% APY3.93%18 moStandard
Business Certificatecd_18mo4.00% APY3.93%18 moStandard
High-Yield Savingssavings4.00% APY3.93%—Standard
Premier Money Market Accountmoney_market4.10% APY4.03%—Standard
Certificate Accounts (non-IRA)ira_cd_60mo4.25% APY4.17%60 moStandard

Other rates

4 offers
Rize Credit Union other rates as of August 3, 2026
ProductPublishedRateTerm / conditionStatus
Classic Loanother6.240% %6.240%—Standard
Classic Loanother6.740% %6.740%—Standard
Classic Loanother7.240% %7.240%—Standard
Lines of Creditother14.000% %14.000%—Standard

Vehicle loans available from 4.74% APR for 48 months. HELOC rates from 6.75% APR. Personal loan rates from 5.5% APR. Credit card rates from 12.25% APR. Savings and certificate yields up to 4.25% APY.

Source: RateAPI.dev, verified from Rize Credit Union's official website

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About Rize Credit Union

Institution facts reported to the National Credit Union Administration for Invalid Date.

Members
83.4K
Assets
$1.3B
Founded
1952
Locations reported
8
NCUA charter
7835
Charter type
Federal credit union

Services and member support

  • Online membership application
  • Online loan application
  • Open an account online
  • Electronic statements
  • Mobile check deposit
  • Mobile payments
  • Financial counseling
  • Financial education
  • Bilingual services
  • Credit-builder products

Source: NCUA quarterly call report. Services are institution-reported; confirm availability with the credit union.

Other credit unions with branches nearby

Compare membership, services, and rates from other institutions with an NCUA-reported branch nearby.

CertifiedWest Covina · West Covina · CA · 91790-3077About 2.8 miles awaySchoolsfirst29 - West Covina · West Covina · CA · 91790About 2.8 miles awayFoothillCovina · Covina · CA · 91722-2737About 3.5 miles awayLos AngelesEl Monte · El Monte · CA · 91731-2834About 4.5 miles awayCaliforniaCovina · COVINA · CA · 91723-3680About 4.7 miles awayUnited CatholicsUNITED CATHOLICS FCU · COVINA · CA · 91723-2104About 4.7 miles away

Nearest-first estimates use the center of your Census ZIP area and NCUA-reported branch locations. Distances are straight-line estimates, not driving distance.

Who Can Join Rize Credit Union

Membership eligibility from Rize Credit Union's own published criteria. How we verify this.

Membership criteria are published on Rize Credit Union's website. Check the membership page below to confirm whether you qualify.

Verified from Rize Credit Union's membership page. Final membership determination is always made by the credit union.

Work at Rize Credit Union?

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Frequently Asked Questions

What rates does Rize Credit Union offer?

Rize Credit Union currently offers vehicle loan, HELOC, personal loan, and credit card rates. The rates shown on this page were last verified August 3, 2026 directly from the credit union's official website.

How often are Rize Credit Union rates updated?

RateAPI verifies Rize Credit Union's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified August 3, 2026.

Where does RateAPI get Rize Credit Union's rate data?

Rate data is collected directly from Rize Credit Union's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized.

What are Rize Credit Union's auto, rv & motorcycle loan rates?

As of August 3, 2026, Rize Credit Union offers vehicle loans from 4.74% APR.

What is Rize Credit Union's HELOC rate?

As of August 3, 2026, Rize Credit Union offers home equity lines of credit from 6.75% APR.

What is Rize Credit Union's personal loan rate?

As of August 3, 2026, Rize Credit Union offers personal loans from 5.5% APR.

What is Rize Credit Union's best CD rate?

As of August 3, 2026, Rize Credit Union offers savings and certificate (CD) yields up to 4.25% APY.

Related Rate Data

Compare Rize Credit Union's rates against national credit-union benchmarks.

More California credit unionsAuto loan rate benchmarkHELOC ratesPersonal loan ratesCredit card ratesHow we verify rates

Source Information

Rate data is scraped directly from the credit union's official website and verified daily by our automated systems.

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Methodology

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View Methodology

Track Rize Credit Union rates

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# Get rates for Rize Credit Union
curl "https://api.rateapi.dev/credit-unions/california/rize" \
  -H "Authorization: Bearer YOUR_API_KEY"
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