Sun Pacific Credit Union
Verified rate book
Current Sun Pacific Credit Union rates
25 published offers verified as of August 4, 2026.
Mortgage rates
5 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| Risk Grade A+other | 7.500% APR | 7.500% | — | Standard |
| Risk Grade Aother | 7.750% APR | 7.750% | — | Standard |
| Risk Grade Bother | 8.250% APR | 8.250% | — | Standard |
| Risk Grade Cother | 10.250% APR | 10.250% | — | Standard |
| Risk Grade Dother | 10.750% APR | 10.750% | — | Standard |
Auto & vehicle rates
1 offer| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| Risk Grade Bauto | 7.750% APR | 7.750% | — | Standard |
Personal loan rates
2 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| 5-Month Share-Secured Loanpersonal_secured_5mo | 4.790% APR | 4.790% | 5 mo | Standard |
| Personal/Unsecuredpersonal_unsecured_5mo | 7.990% APR | 7.990% | 5 mo | Standard |
Credit card rates
5 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| Pinnacle Gold (Risk Grade A+)credit_card | 8.790% APR | 8.790% | — | Standard |
| Elite Gold (Risk Grade A)credit_card | 11.950% APR | 11.950% | — | Standard |
| SP Gold (Risk Grade B)credit_card | 13.570% APR | 13.570% | — | Standard |
| Elite Classic (Risk Grade C)credit_card | 16.850% APR | 16.850% | — | Standard |
| SP Classic (Risk Grade D)credit_card | 17.790% APR | 17.790% | — | Standard |
Savings & CD rates
7 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| Share Draft Accountsavings | 0.05% APY | 0.05% | — | Standard |
| Savingsshare_savings | 0.10% APY | 0.10% | — | Standard |
| Christmas Club Accountsavings | 0.10% APY | 0.10% | — | Specialty offer |
| Sun Fund Money Market Balance $5,000 to less than $10,000money_market | 1.80% APY | 1.80% | — | Standard |
| Sun Fund Money Market Balance $10,000 or moremoney_market | 2.50% APY | 2.50% | — | Standard |
| Variable Rate IRAira | 2.50% APY | 2.50% | — | Standard |
| Sun Fund Money Market Balance $50,000 or moremoney_market | 3.51% APY | 3.51% | — | Standard |
Other rates
5 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| Risk Grade A+other | 7.000% % | 7.000% | — | Standard |
| Risk Grade Aother | 7.250% % | 7.250% | — | Standard |
| Risk Grade Cother | 9.750% % | 9.750% | — | Standard |
| Risk Grade Dother | 10.250% % | 10.250% | — | Standard |
| Emergency Loanother | 28.000% % | 28.000% | — | Standard |
As of August 4, 2026, Sun Pacific Credit Union offers mortgage rates from 7.5% APR. Auto loans available from 7.75% APR. Personal loan rates from 4.79% APR. Credit card rates from 8.79% APR. Savings and certificate yields up to 3.51% APY.
Source: RateAPI.dev, verified from Sun Pacific Credit Union's official website
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About Sun Pacific Credit Union
Institution facts reported to the National Credit Union Administration for Invalid Date.
- Members
- 1.5K
- Assets
- $29.8M
- Founded
- 1946
- Locations reported
- 3
- NCUA charter
- 5359
- Charter type
- Federal credit union
Services and member support
- Online membership application
- Online loan application
- Open an account online
- Electronic statements
- Mobile check deposit
- Bilingual services
- Payday Alternative Loans I
- Payday Alternative Loans II
Source: NCUA quarterly call report. Services are institution-reported; confirm availability with the credit union.
Other credit unions with branches nearby
Compare membership, services, and rates from other institutions with an NCUA-reported branch nearby.
Nearest-first estimates use the center of your Census ZIP area and NCUA-reported branch locations. Distances are straight-line estimates, not driving distance.
Who Can Join Sun Pacific Credit Union
Membership eligibility from Sun Pacific Credit Union's own published criteria. How we verify this.
Membership via employers (Region IX Social Security)
- EmployerRegion IX Social Security
Cost to join: About $5.
Verified from Sun Pacific Credit Union's membership page. Final membership determination is always made by the credit union.
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Frequently Asked Questions
What rates does Sun Pacific Credit Union offer?
Sun Pacific Credit Union currently offers mortgage, Auto loan, personal loan, and credit card rates. The rates shown on this page were last verified August 4, 2026 directly from the credit union's official website.
How often are Sun Pacific Credit Union rates updated?
RateAPI verifies Sun Pacific Credit Union's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified August 4, 2026.
Where does RateAPI get Sun Pacific Credit Union's rate data?
Rate data is collected directly from Sun Pacific Credit Union's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized.
What is Sun Pacific Credit Union's mortgage rate?
As of August 4, 2026, Sun Pacific Credit Union offers mortgage rates from 7.5% APR.
What are Sun Pacific Credit Union's auto loan rates?
As of August 4, 2026, Sun Pacific Credit Union offers auto loans from 7.75% APR.
What is Sun Pacific Credit Union's personal loan rate?
As of August 4, 2026, Sun Pacific Credit Union offers personal loans from 4.79% APR.
What is Sun Pacific Credit Union's best CD rate?
As of August 4, 2026, Sun Pacific Credit Union offers savings and certificate (CD) yields up to 3.51% APY.
Related Rate Data
Compare Sun Pacific Credit Union's rates against national credit-union benchmarks.
Source Information
Rate data is scraped directly from the credit union's official website and verified daily by our automated systems.
View Original SourceMethodology
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# Get rates for Sun Pacific Credit Union
curl "https://api.rateapi.dev/credit-unions/california/sun-pacific" \
-H "Authorization: Bearer YOUR_API_KEY"