Sun Community Credit Union

El Centro, California
Last verified: August 4, 2026
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Verified rate book

Current Sun Community Credit Union rates

66 published offers verified as of August 4, 2026.

How we verify rates

Mortgage rates

4 offers
Sun Community Credit Union mortgage rates as of August 4, 2026
ProductPublishedRateTerm / conditionStatus
VA Term (Months) 30 APR* 6.279% - Notes See Note 2other6.279% APR6.279%—Standard
Conventional Mortgage Term (Months) 30 APR* 6.472% - Notes See Note 1other6.472% APR6.472%—Standard
FHA Term (Months) 30 APR* 6.482% - Notes See Note 3other6.482% APR6.482%—Standard
USDA Term (Months) 30 APR* 6.724% - Notes See Note 4other6.724% APR6.724%—Standard

Auto & vehicle rates

3 offers
Sun Community Credit Union auto & vehicle rates as of August 4, 2026
ProductPublishedRateTerm / conditionStatus
Auto Loanauto4.740% APR4.740%—Standard
Street Motorcycles, ATVs, Side-by-Side, Scootersmotorcycle6.740% APR6.740%—Standard
5th Wheels, Motor Homes, Travel Trailers, Horse Trailer, Van Conversions and Jet Skisrv6.740% APR6.740%—Standard

HELOC rates

2 offers
Sun Community Credit Union heloc rates as of August 4, 2026
ProductPublishedRateTerm / conditionStatus
HELOC (Variable)heloc_variable6.750% APR6.750%—Standard
Home Equity Loan (Fixed)heloc_fixed8.000% APR8.000%—Standard

Personal loan rates

3 offers
Sun Community Credit Union personal loan rates as of August 4, 2026
ProductPublishedRateTerm / conditionStatus
Signature Loan Term (Months) 6 - 72 APR* 10.99% - 17.99% Notespersonal_unsecured10.990% APR10.990%—Standard
Personal Line of Credit Term (Months) N/A APR* 11.99% - 17.25% Notesploc_variable11.990% APR11.990%—Standard
Credit Builder Loan Term (Months) 6 - 48 APR* 12% - Notespersonal12.000% APR12.000%—Standard

Credit card rates

1 offer
Sun Community Credit Union credit card rates as of August 4, 2026
ProductPublishedRateTerm / conditionStatus
Credit Cardcredit_card11.240% APR11.240%—Standard

Savings & CD rates

51 offers
Sun Community Credit Union savings & cd rates as of August 4, 2026
ProductPublishedRateTerm / conditionStatus
Secure Savingssavings0.05% APY0.05%—Standard
Money Marketmoney_market0.45% APY0.45%—Standard
Money Market $0 - $2,499.99 Term (Months) APR* 0.45% - Notesmoney_market0.45% APY0.45%—Standard
Money Market $0 - $2,499.99 w/ active checking Term (Months) APR* 0.60% - Notesmoney_market0.60% APY0.60%—Standard
Money Market $2,500 - $24,999.99 Term (Months) APR* 0.80% - Notesmoney_market0.80% APY0.80%—Standard
Money Market $2,500 - $24,999.99 w/ active checking Term (Months) APR* 0.90% - Notesmoney_market0.90% APY0.90%—Standard
Money Market $25,000 - $49,999.99 Term (Months) APR* 0.90% - Notesmoney_market0.90% APY0.90%—Standard
Money Market $50,000 - $99,999.99 Term (Months) APR* 1.00% - Notesmoney_market1.00% APY1.00%—Standard
Money Market $100,000 and up Term (Months) APR* 1.10% - Notesmoney_market1.09% APY1.09%—Standard
Money Market $25,000 - $49,999.99 w/ active checking Term (Months) APR* 1.10% - Notesmoney_market1.09% APY1.09%—Standard
Money Market $50,000 - $99,999.99 w/ active checking Term (Months) APR* 1.25% - Notesmoney_market1.24% APY1.24%—Standard
Money Market $100,000 and up w/ active checking Term (Months) APR* 1.35% - Notesmoney_market1.34% APY1.34%—Standard
3 Month CD Term (Months) APR* 2.50% - Notescd_3mo2.47% APY2.47%3 moStandard
3-Month Certificatecd_3mo2.50% APY2.47%3 moStandard
Certificateshare_certificate2.50% APY2.50%—Standard
Jumbo 3 Month CD Term (Months) APR* 2.60% - Notescd_3mo2.57% APY2.57%3 moStandard
Jumbo 3 Month CDcd_3mo2.60% APY2.57%3 moStandard
24 Month Business Certificate Accountcd_24mo2.60% APY2.57%24 moStandard
24 Month Business Certificate Account Term (Months) APR* 3.25% - Notescd_24mo3.20% APY3.20%24 moStandard
6 Month Business Certificate Account Term (Months) APR* 3.25% - Notescd_6mo3.20% APY3.20%6 moStandard
12 Month Business Certificate Account Term (Months) APR* 3.25% - Notescd_12mo3.20% APY3.20%12 moStandard
18 Month Business Certificate Account Term (Months) APR* 3.25% - Notescd_18mo3.20% APY3.20%18 moStandard
36 Month CD Term (Months) APR* 3.25% - Notescd_36mo3.20% APY3.20%36 moStandard
6 Month Business Certificate Accountcd_6mo3.25% APY3.25%6 moStandard
18 Month Business Certificate Accountcd_18mo3.25% APY3.20%18 moStandard
12-Month Certificatecd_12mo3.25% APY3.25%12 moStandard
12 Month Business Certificate Accountcd_12mo3.25% APY3.20%12 moStandard
6-Month Certificatecd_6mo3.25% APY3.20%6 moStandard
36-Month Certificatecd_36mo3.25% APY3.20%36 moStandard
24-Month Certificatecd_24mo3.25% APY3.25%24 moStandard
18-Month Certificatecd_18mo3.25% APY3.25%18 moStandard
Jumbo 36 Month CD Term (Months) APR* 3.35% - Notescd_36mo3.30% APY3.30%36 moStandard
Jumbo 24 Month CD Term (Months) APR* 3.35% - Notescd_24mo3.30% APY3.30%24 moStandard
Jumbo 12 Month CD Term (Months) APR* 3.35% - Notescd_12mo3.30% APY3.30%12 moStandard
Jumbo 6 Month CD Term (Months) APR* 3.35% - Notescd_6mo3.30% APY3.30%6 moStandard
Jumbo 18 Month CD Term (Months) APR* 3.35% - Notescd_18mo3.30% APY3.30%18 moStandard
Jumbo 36 Month CDcd_36mo3.35% APY3.30%36 moStandard
Jumbo 12 Month CDcd_12mo3.35% APY3.35%12 moStandard
Jumbo 18 Month CDcd_18mo3.35% APY3.35%18 moStandard
Jumbo 24 Month CDcd_24mo3.35% APY3.35%24 moStandard
Jumbo 6 Month CDcd_6mo3.35% APY3.35%6 moStandard
60 Month CD Term (Months) APR* 3.75% - Notescd_60mo3.69% APY3.69%60 moStandard
48 Month CD Term (Months) APR* 3.75% - Notescd_48mo3.69% APY3.69%48 moStandard
48-Month Certificatecd_48mo3.75% APY3.75%48 moStandard
60-Month Certificatecd_60mo3.75% APY3.75%60 moStandard
Jumbo 60 Month CD Term (Months) APR* 3.85% - Notescd_60mo3.78% APY3.78%60 moStandard
Jumbo 48 Month CD Term (Months) APR* 3.85% - Notescd_48mo3.78% APY3.78%48 moStandard
Jumbo 60 Month CDcd_60mo3.85% APY3.78%60 moStandard
Jumbo 48 Month CDcd_48mo3.85% APY3.85%48 moStandard
Hello Summer Savings Term (Months) APR* 6.00% - Notessavings5.84% APY5.84%—Specialty offer
Club Accountsavings6.00% APY6.00%—Specialty offer

Other rates

2 offers
Sun Community Credit Union other rates as of August 4, 2026
ProductPublishedRateTerm / conditionStatus
APR* as low asother0.050% %0.050%—Standard
FEATURED RATESother4.740% %4.740%—Standard

As of August 4, 2026, Sun Community Credit Union offers mortgage rates from 6.279% APR. Vehicle loans available from 4.74% APR. HELOC rates from 6.75% APR. Personal loan rates from 10.99% APR. Credit card rates from 11.24% APR. Savings and certificate yields up to 3.85% APY.

Source: RateAPI.dev, verified from Sun Community Credit Union's official website

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About Sun Community Credit Union

Institution facts reported to the National Credit Union Administration for Invalid Date.

Members
55.1K
Assets
$896.5M
Founded
1954
Locations reported
8
NCUA charter
9296
Charter type
Federal credit union

Services and member support

  • Online membership application
  • Online loan application
  • Open an account online
  • Electronic statements
  • Mobile check deposit
  • Mobile payments
  • Financial counseling
  • Financial education
  • First-time homebuyer program
  • Bilingual services
  • Student scholarships
  • Credit-builder products
  • Payday Alternative Loans II

Source: NCUA quarterly call report. Services are institution-reported; confirm availability with the credit union.

Other credit unions with branches nearby

Compare membership, services, and rates from other institutions with an NCUA-reported branch nearby.

CorazoMain Office · El Centro · CA · 92243-2232Branch in the same ZIPFrontwaveEl Centro · El Centro · CA · 92243Branch in the same ZIPOneazSan Luis · San Luis · AZ · 85336-0961About 52.9 miles awayAvenir FinancialSomerton Office · Somerton · AZ · 85350-6300About 53.9 miles awayNavy Federal Credit UnionYuma AZ · Yuma · AZ · 85364About 55.0 miles awayPimaYuma · Yuma · AZ · 85364-8007About 55.0 miles away

Nearest-first estimates use the center of your Census ZIP area and NCUA-reported branch locations. Distances are straight-line estimates, not driving distance.

Who Can Join Sun Community Credit Union

Membership eligibility from Sun Community Credit Union's own published criteria. How we verify this.

Community charter: live/work in Imperial, CA

  • LocationImperial — CA

Verified from Sun Community Credit Union's membership page. Final membership determination is always made by the credit union.

Work at Sun Community Credit Union?

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Frequently Asked Questions

What rates does Sun Community Credit Union offer?

Sun Community Credit Union currently offers mortgage, vehicle loan, HELOC, personal loan, and credit card rates. The rates shown on this page were last verified August 4, 2026 directly from the credit union's official website.

How often are Sun Community Credit Union rates updated?

RateAPI verifies Sun Community Credit Union's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified August 4, 2026.

Where does RateAPI get Sun Community Credit Union's rate data?

Rate data is collected directly from Sun Community Credit Union's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized.

What is Sun Community Credit Union's mortgage rate?

As of August 4, 2026, Sun Community Credit Union offers mortgage rates from 6.279% APR.

What are Sun Community Credit Union's auto, rv & motorcycle loan rates?

As of August 4, 2026, Sun Community Credit Union offers vehicle loans from 4.74% APR.

What is Sun Community Credit Union's HELOC rate?

As of August 4, 2026, Sun Community Credit Union offers home equity lines of credit from 6.75% APR.

What is Sun Community Credit Union's personal loan rate?

As of August 4, 2026, Sun Community Credit Union offers personal loans from 10.99% APR.

What is Sun Community Credit Union's best CD rate?

As of August 4, 2026, Sun Community Credit Union offers savings and certificate (CD) yields up to 3.85% APY.

Related Rate Data

Compare Sun Community Credit Union's rates against national credit-union benchmarks.

More California credit unionsMortgage rate benchmarkAuto loan rate benchmarkHELOC ratesPersonal loan ratesCredit card ratesHow we verify rates

Source Information

Rate data is scraped directly from the credit union's official website and verified daily by our automated systems.

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Methodology

Learn how we collect, normalize, and verify rate data with full transparency and no pay-to-rank incentives.

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# Get rates for Sun Community Credit Union
curl "https://api.rateapi.dev/credit-unions/california/sun-community" \
  -H "Authorization: Bearer YOUR_API_KEY"
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