Southland Credit Union

Los Alamitos, California
Last verified: August 3, 2026
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Verified rate book

Current Southland Credit Union rates

56 published offers verified as of August 3, 2026.

How we verify rates

Mortgage rates

1 offer
Southland Credit Union mortgage rates as of August 3, 2026
ProductPublishedRateTerm / conditionStatus
30 Year Fixed High-Balance30 year fixed6.722% APR6.722%—Standard

Auto & vehicle rates

12 offers
Southland Credit Union auto & vehicle rates as of August 3, 2026
ProductPublishedRateTerm / conditionStatus
Auto Loan, Refinanceauto4.490% APR4.490%—Standard
New Auto Loanauto_new4.490% APR4.490%newStandard
36-Month New Auto Loanauto_new_36mo4.740% APR4.740%36 mo · newStandard
78-Month New Auto Loanauto_new_78mo5.240% APR5.240%78 mo · newStandard
36-Month Used Auto Loanauto_used_36mo5.240% APR5.240%36 mo · usedStandard
78-Month Used Auto Loanauto_used_78mo5.490% APR5.490%78 mo · usedStandard
84-Month New Auto Loanauto_new_84mo5.740% APR5.740%84 mo · newStandard
84-Month Used Auto Loanauto_used_84mo5.990% APR5.990%84 mo · usedStandard
Boat & RV Loanboat8.750% APR8.750%—Standard
Boat, Motorhome & Travel Trailerboat_any_180mo9.000% APR9.000%180 moStandard
Motorcycle Loanmotorcycle9.490% APR9.490%—Standard
Motorcycle & Personal Watercraftmotorcycle_any_84mo9.740% APR9.740%84 moStandard

HELOC rates

2 offers
Southland Credit Union heloc rates as of August 3, 2026
ProductPublishedRateTerm / conditionStatus
HELOC Aheloc_variable6.750% APR6.750%—Standard
HELOC Bheloc_variable7.000% APR7.000%—Standard

Personal loan rates

3 offers
Southland Credit Union personal loan rates as of August 3, 2026
ProductPublishedRateTerm / conditionStatus
Personal Line of Creditploc_variable11.740% APR11.740%—Standard
Unsecured Personal Loanpersonal_unsecured11.740% APR11.740%—Standard
60-Month Signature Loanpersonal_unsecured_60mo11.740% APR11.740%60 moStandard

Savings & CD rates

38 offers
Southland Credit Union savings & cd rates as of August 3, 2026
ProductPublishedRateTerm / conditionStatus
Primary Savingssavings0.10% APY0.10%—Standard
IRAira0.10% APY0.10%—Standard
Health Savingssavings0.10% APY0.10%—Standard
Money Marketmoney_market0.45% APY0.45%—Standard
Money Marketmoney_market0.70% APY0.70%—Standard
Money Market Tier 4money_market0.75% APY0.75%—Standard
Money Marketmoney_market0.75% APY0.75%—Standard
Money Marketmoney_market0.80% APY0.80%—Standard
Money Marketmoney_market0.85% APY0.85%—Standard
High Yield Savingssavings2.05% APY2.03%—Standard
6-Month IRA Certificateira_cd_6mo2.70% APY2.67%6 moStandard
6-Month Certificateshare_certificate_6mo2.70% APY2.67%6 moStandard
Jumbo Term Share Certificates & IRA Share Certificateira_cd_6mo2.80% APY2.77%6 moStandard
12-Month IRA Certificateira_cd_12mo2.80% APY2.77%12 moStandard
12-Month Certificateshare_certificate_12mo2.80% APY2.77%12 moStandard
6 Month Jumbo Term Certificateshare_certificate_6mo2.80% APY2.77%6 moStandard
Jumbo Term Share Certificates & IRA Share Certificateira_cd_12mo2.90% APY2.86%12 moStandard
1 Year Jumbo Term Certificateshare_certificate_12mo2.90% APY2.86%12 moStandard
24-Month IRA Certificateira_cd_24mo2.95% APY2.91%24 moStandard
24-Month Certificateshare_certificate_24mo2.95% APY2.91%24 moStandard
Jumbo Term Share Certificates & IRA Share Certificateira_cd_24mo3.05% APY3.01%24 moStandard
2 Year Jumbo Term Certificateshare_certificate_24mo3.05% APY3.01%24 moStandard
36-Month Certificateshare_certificate_36mo3.15% APY3.11%36 moStandard
36-Month IRA Certificateira_cd_36mo3.15% APY3.11%36 moStandard
3 Year Jumbo Term Certificateshare_certificate_36mo3.25% APY3.20%36 moStandard
Jumbo Term Share Certificates & IRA Share Certificateira_cd_36mo3.25% APY3.20%36 moStandard
48-Month IRA Certificateira_cd_48mo3.40% APY3.35%48 moStandard
48-Month Certificateshare_certificate_48mo3.40% APY3.35%48 moStandard
18-Month Pick Your Term Certificatecd_18mo3.50% APY3.44%18 moStandard
9-Month Pick Your Term Certificatecd_9mo3.50% APY3.44%9 moStandard
9-Month Certificatecd_9mo3.50% APY3.50%9 moStandard
4 Year Jumbo Term Certificateshare_certificate_48mo3.50% APY3.45%48 moStandard
Jumbo Term Share Certificates & IRA Share Certificateira_cd_48mo3.50% APY3.45%48 moStandard
18-Month Certificatecd_18mo3.50% APY3.50%18 moStandard
60-Month IRA Certificateira_cd_60mo3.65% APY3.59%60 moStandard
60-Month Certificateshare_certificate_60mo3.65% APY3.59%60 moStandard
5 Year Jumbo Term Certificateshare_certificate_60mo3.75% APY3.69%60 moStandard
Jumbo Term Share Certificates & IRA Share Certificateira_cd_60mo3.75% APY3.69%60 moStandard

As of August 3, 2026, Southland Credit Union offers a 30-year fixed mortgage at 6.722% APR. Vehicle loans available from 4.49% APR. HELOC rates from 6.75% APR. Personal loan rates from 11.74% APR. Savings and certificate yields up to 3.75% APY.

Source: RateAPI.dev, verified from Southland Credit Union's official website

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About Southland Credit Union

Institution facts reported to the National Credit Union Administration for Invalid Date.

Members
70.4K
Assets
$1.3B
Founded
1944
Locations reported
11
NCUA charter
68415
Charter type
Federally insured state-chartered credit union

Services and member support

  • Online membership application
  • Online loan application
  • Open an account online
  • Electronic statements
  • Mobile check deposit
  • Mobile payments
  • Financial counseling
  • Financial education
  • First-time homebuyer program
  • Bilingual services
  • Student scholarships
  • Credit-builder products

Source: NCUA quarterly call report. Services are institution-reported; confirm availability with the credit union.

Other credit unions with branches nearby

Compare membership, services, and rates from other institutions with an NCUA-reported branch nearby.

Sea AirLos Alamitos · Los Alamitos · CA · 90720-5001Branch in the same ZIPSchoolsfirst05 - Cypress · Cypress · CA · 90630About 2.1 miles awayFinancial PartnersSeal Beach · Seal Beach · CA · 90740-2788About 2.9 miles awayNuvisionLEISURE WORLD BRANCH · SEAL BEACH · CA · 90740About 2.9 miles awayArrowheadLong Beach · Long Beach · CA · 90815About 3.0 miles awayLong Beach Firemen SLong Beach Firemen's Credit Union · Long Beach · CA · 90815About 3.0 miles away

Nearest-first estimates use the center of your Census ZIP area and NCUA-reported branch locations. Distances are straight-line estimates, not driving distance.

Who Can Join Southland Credit Union

Membership eligibility from Southland Credit Union's own published criteria. How we verify this.

Community charter: live/work in Orange County, Los Angeles County

  • LocationOrange County, Los Angeles County

Cost to join: About $100.

Verified from Southland Credit Union's membership page. Final membership determination is always made by the credit union.

Work at Southland Credit Union?

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Frequently Asked Questions

What rates does Southland Credit Union offer?

Southland Credit Union currently offers mortgage, vehicle loan, HELOC, and personal loan rates. The rates shown on this page were last verified August 3, 2026 directly from the credit union's official website.

How often are Southland Credit Union rates updated?

RateAPI verifies Southland Credit Union's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified August 3, 2026.

Where does RateAPI get Southland Credit Union's rate data?

Rate data is collected directly from Southland Credit Union's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized.

What is Southland Credit Union's mortgage rate?

As of August 3, 2026, Southland Credit Union offers a 30-year fixed mortgage at 6.722% APR.

What are Southland Credit Union's auto, boat & motorcycle loan rates?

As of August 3, 2026, Southland Credit Union offers vehicle loans from 4.49% APR.

What is Southland Credit Union's HELOC rate?

As of August 3, 2026, Southland Credit Union offers home equity lines of credit from 6.75% APR.

What is Southland Credit Union's personal loan rate?

As of August 3, 2026, Southland Credit Union offers personal loans from 11.74% APR.

What is Southland Credit Union's best CD rate?

As of August 3, 2026, Southland Credit Union offers savings and certificate (CD) yields up to 3.75% APY.

Related Rate Data

Compare Southland Credit Union's rates against national credit-union benchmarks.

More California credit unionsMortgage rate benchmarkAuto loan rate benchmarkHELOC ratesPersonal loan ratesHow we verify rates

Source Information

Rate data is scraped directly from the credit union's official website and verified daily by our automated systems.

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Methodology

Learn how we collect, normalize, and verify rate data with full transparency and no pay-to-rank incentives.

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# Get rates for Southland Credit Union
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  -H "Authorization: Bearer YOUR_API_KEY"
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