Sea Air Credit Union

Seal Beach, California
Last verified: August 4, 2026
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Verified rate book

Current Sea Air Credit Union rates

59 published offers verified as of August 4, 2026.

How we verify rates

Mortgage rates

9 offers
Sea Air Credit Union mortgage rates as of August 4, 2026
ProductPublishedRateTerm / conditionStatus
VA 30-Year Fixed30 year fixed6.589% APR6.500%—Standard
FHA 30-Year Fixed30 year fixed6.589% APR6.500%—Standard
30-Year Fixed30 year fixed6.715% APR6.625%—Standard
30-Year Fixed30 year fixed7.036% APR6.875%—Standard
30-Year Fixed30 year fixed8.053% APR8.000%—Standard
15-Year Fixed15 year fixed5.889% APR5.750%—Standard
10-Year Fixed10 year fixed6.580% APR6.375%—Standard
20-Year Fixed20 year fixed7.122% APR7.000%—Standard
20-Year Fixed20 year fixed7.719% APR7.500%—Standard

Auto & vehicle rates

31 offers
Sea Air Credit Union auto & vehicle rates as of August 4, 2026
ProductPublishedRateTerm / conditionStatus
Auto Loanauto4.250% APR4.250%—Standard
New Auto Loanauto_new5.250% APR5.250%newStandard
80% Financingauto5.250% APR5.250%—Standard
Base Rateauto5.250% APR5.250%—Standard
New Vehicles - 80% Financingauto_new5.250% APR5.250%newStandard
Previous Two Model Yearsauto5.500% APR5.500%—Standard
90% Financingauto5.500% APR5.500%—Standard
Premier Used Vehiclesauto_used5.500% APR5.500%usedStandard
New Vehicles - 90% Financingauto_new5.500% APR5.500%newStandard
100% Financingauto5.750% APR5.750%—Standard
Standard Used Vehicles (2025 and 2024)auto_used5.750% APR5.750%usedStandard
2025 And 2024auto5.750% APR5.750%—Standard
New Vehicles - 100% Financingauto_new5.750% APR5.750%newStandard
Standard Used Vehicles (2023)auto_used6.000% APR6.000%usedStandard
Standard Used Vehicles (2022, 2021, 2020)auto_used6.500% APR6.500%usedStandard
Standard Used Vehicles (2019 and 2018)auto_used7.000% APR7.000%usedStandard
2019 And 2018auto7.000% APR7.000%—Standard
Standard Used Vehicles (2017 and older)auto_used7.500% APR7.500%usedStandard
Motorcycle & Power Sports Newmotorcycle_new_48mo9.000% APR9.000%48 mo · newStandard
Base Rateauto_any_48mo9.000% APR9.000%48 moStandard
Base Rateauto_any_60mo9.250% APR9.250%60 moStandard
Motorcycle & Power Sports Newmotorcycle_new_60mo9.250% APR9.250%60 mo · newStandard
Motorcycle & Power Sports Newmotorcycle_new_72mo9.500% APR9.500%72 mo · newStandard
Base Rateauto_any_72mo9.500% APR9.500%72 moStandard
180-Month New Boat Loanboat_new_180mo10.250% APR10.250%180 mo · newStandard
Motorcycle & Power Sports Usedmotorcycle_used_48mo10.250% APR10.250%48 mo · usedStandard
180-Month New RV Loanrv_new_180mo10.250% APR10.250%180 mo · newStandard
180-Month Used RV Loanrv_used_180mo10.750% APR10.750%180 mo · usedStandard
Motorcycle & Power Sports Usedmotorcycle_used_60mo10.750% APR10.750%60 mo · usedStandard
180-Month Used Boat Loanboat_used_180mo11.250% APR11.250%180 mo · usedStandard
Motorcycle & Power Sports Usedmotorcycle_used_72mo11.250% APR11.250%72 mo · usedStandard

HELOC rates

3 offers
Sea Air Credit Union heloc rates as of August 4, 2026
ProductPublishedRateTerm / conditionStatus
Home Equity (Owner Occupied) First Trustheloc5.750% APR5.750%—Standard
Home Equity (Owner Occupied) Second Trustheloc6.250% APR6.250%—Standard
Home Equity (Non-Owner Occupied)heloc7.500% APR7.500%—Standard

Personal loan rates

9 offers
Sea Air Credit Union personal loan rates as of August 4, 2026
ProductPublishedRateTerm / conditionStatus
Unsecured Personal Loanpersonal_unsecured5.750% APR5.750%—Standard
Rate (First Trust)personal5.750% APR5.750%—Standard
Rate (Second Trust)personal6.250% APR6.250%—Standard
Rates for Signature Loans (Up to 60 months)personal_unsecured_60mo7.500% APR7.500%60 moStandard
Rates for Signature Loans (Rate:)personal_unsecured7.500% APR7.500%—Standard
Rates for Signature Loans (61-84 months)personal_unsecured_84mo8.000% APR8.000%84 moStandard
Rates for Signature Loans (85-144 months)personal_unsecured8.500% APR8.500%—Standard
60-Month Signature Loanpersonal_unsecured_60mo10.250% APR10.250%60 moStandard
Personal Line of Creditploc_variable14.000% APR14.000%—Standard

Credit card rates

4 offers
Sea Air Credit Union credit card rates as of August 4, 2026
ProductPublishedRateTerm / conditionStatus
Visa Affinitycredit_card7.900% APR7.900%—Standard
Platinum Credit Cardcredit_card_platinum10.900% APR10.900%—Standard
Visa Classiccredit_card12.900% APR12.900%—Standard
Secured Credit Cardcredit_card_secured12.900% APR12.900%—Standard

Other rates

3 offers
Sea Air Credit Union other rates as of August 4, 2026
ProductPublishedRateTerm / conditionStatus
Affinityother7.900% %7.900%—Standard
Loan 360other15.000% %15.000%—Standard
Rates for Loan 360 (Rate)other15.000% %15.000%—Standard

As of August 4, 2026, Sea Air Credit Union offers a 30-year fixed mortgage at 6.589% APR. Vehicle loans available from 4.25% APR. HELOC rates from 5.75% APR. Personal loan rates from 5.75% APR. Credit card rates from 7.9% APR.

Source: RateAPI.dev, verified from Sea Air Credit Union's official website

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About Sea Air Credit Union

Institution facts reported to the National Credit Union Administration for Invalid Date.

Members
6.3K
Assets
$118.2M
Founded
1952
Locations reported
3
NCUA charter
7817
Charter type
Federal credit union

Services and member support

  • Online membership application
  • Online loan application
  • Open an account online
  • Electronic statements
  • Mobile check deposit
  • Mobile payments
  • Financial counseling
  • Financial education
  • First-time homebuyer program

Source: NCUA quarterly call report. Services are institution-reported; confirm availability with the credit union.

Other credit unions with branches nearby

Compare membership, services, and rates from other institutions with an NCUA-reported branch nearby.

Financial PartnersSeal Beach · Seal Beach · CA · 90740-2788Branch in the same ZIPNuvisionLEISURE WORLD BRANCH · SEAL BEACH · CA · 90740Branch in the same ZIPSouthlandLos Alamitos Branch · Los Alamitos · CA · 90720About 2.9 miles awayVa Desert PacificLong Beach-Bldg2 · Long Beach · CA · 90822-5201About 3.1 miles awayLBS FinancialMarina · Long Beach · CA · 90803About 3.4 miles awaySchoolsfirst42 - Long Beach 2nd Street · Long Beach · CA · 90803-5374About 3.4 miles away

Nearest-first estimates use the center of your Census ZIP area and NCUA-reported branch locations. Distances are straight-line estimates, not driving distance.

Who Can Join Sea Air Credit Union

Membership eligibility from Sea Air Credit Union's own published criteria. How we verify this.

Membership via employers (City of Seal Beach) or the USA Water Polo +1 more or occupations (Active duty, retired, and reserve military.)

  • EmployerCity of Seal Beach
  • AssociationUSA Water Polo, Financial Fitness Association
  • OccupationActive duty, retired, and reserve military.
  • Militaryactive_duty, retired_military, reserves

Cost to join: About $5.

Verified from Sea Air Credit Union's membership page. Final membership determination is always made by the credit union.

Work at Sea Air Credit Union?

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Frequently Asked Questions

What rates does Sea Air Credit Union offer?

Sea Air Credit Union currently offers mortgage, vehicle loan, HELOC, personal loan, and credit card rates. The rates shown on this page were last verified August 4, 2026 directly from the credit union's official website.

How often are Sea Air Credit Union rates updated?

RateAPI verifies Sea Air Credit Union's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified August 4, 2026.

Where does RateAPI get Sea Air Credit Union's rate data?

Rate data is collected directly from Sea Air Credit Union's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized.

What is Sea Air Credit Union's mortgage rate?

As of August 4, 2026, Sea Air Credit Union offers a 30-year fixed mortgage at 6.589% APR.

What are Sea Air Credit Union's auto, rv, boat & motorcycle loan rates?

As of August 4, 2026, Sea Air Credit Union offers vehicle loans from 4.25% APR.

What is Sea Air Credit Union's HELOC rate?

As of August 4, 2026, Sea Air Credit Union offers home equity lines of credit from 5.75% APR.

What is Sea Air Credit Union's personal loan rate?

As of August 4, 2026, Sea Air Credit Union offers personal loans from 5.75% APR.

Related Rate Data

Compare Sea Air Credit Union's rates against national credit-union benchmarks.

More California credit unionsMortgage rate benchmarkAuto loan rate benchmarkHELOC ratesPersonal loan ratesCredit card ratesHow we verify rates

Source Information

Rate data is scraped directly from the credit union's official website and verified daily by our automated systems.

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Methodology

Learn how we collect, normalize, and verify rate data with full transparency and no pay-to-rank incentives.

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# Get rates for Sea Air Credit Union
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