San Joaquin Power Employees Credit Union
Verified rate book
Current San Joaquin Power Employees Credit Union rates
34 published offers verified as of August 4, 2026.
Mortgage rates
7 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| First Mortgage Owner Occupied (15 Year)other | 5.250% APR | 5.250% | — | Standard |
| First Mortgage Owner Occupiedother | 5.250% APR | 5.250% | — | Standard |
| First Mortgage Owner Occupied (30 Year)other | 5.750% APR | 5.750% | — | Standard |
| First Mortgage Non-Owner Occupied (15 Year)other | 6.250% APR | 6.250% | — | Standard |
| First Mortgage Non-Owner Occupied (30 Year)other | 6.750% APR | 6.750% | — | Standard |
| Unimproved Property Loan (10 Year)other | 9.750% APR | 9.750% | — | Standard |
| Unimproved Property Loan (20 Year)other | 10.750% APR | 10.750% | — | Standard |
Auto & vehicle rates
8 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| Automobile New and Used Rates (60 Month)auto_any_60mo | 4.500% APR | 4.500% | 60 mo · any | Standard |
| Automobile New and Used Rates (72 Month)auto_any_72mo | 4.500% APR | 4.500% | 72 mo · any | Standard |
| RV Motorcycle and Boat New and Used (72 Month)rv_any_72mo | 5.500% APR | 5.500% | 72 mo · any | Standard |
| RV Motorcycle and Boat New and Used (60 Month)rv_any_60mo | 5.500% APR | 5.500% | 60 mo · any | Standard |
| Automobile New and Used Rates (84 Month)auto_any_84mo | 5.500% APR | 5.500% | 84 mo · any | Standard |
| RV Motorcycle and Boat New and Used (84 Month)rv_any_84mo | 6.250% APR | 6.250% | 84 mo · any | Standard |
| RV Motorcycle and Boat New and Used (120 Month)rv_any_120mo | 6.750% APR | 6.750% | 120 mo · any | Standard |
| RV Motorcycle and Boat New and Used (144 Month)rv_any_144mo | 7.500% APR | 7.500% | 144 mo · any | Standard |
HELOC rates
6 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| Solar Home Equity Loan-Owner Occupied (10 Year)heloc_fixed | 6.500% APR | 6.500% | — | Standard |
| Home Equity Loan-Owner Occupied (10 Year)heloc_fixed | 6.750% APR | 6.750% | — | Standard |
| Solar Home Equity Loan-Owner Occupied (20 Year)heloc_fixed | 7.000% APR | 7.000% | — | Standard |
| Home Equity Loan-Owner Occupied (20 Year)heloc_fixed | 7.250% APR | 7.250% | — | Standard |
| Home Equity Loan Non-Owner Occupied (10 Year)heloc_fixed | 8.750% APR | 8.750% | — | Standard |
| Home Equity Loan Non-Owner Occupied (20 Year)heloc_fixed | 9.750% APR | 9.750% | — | Standard |
Personal loan rates
6 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| 24-Month Signature Loanpersonal_unsecured_24mo | 5.950% APR | 5.950% | 24 mo | Standard |
| 36-Month Signature Loanpersonal_unsecured_36mo | 6.950% APR | 6.950% | 36 mo | Standard |
| Energy Efficiency Loan (120 Month)personal_unsecured_120mo | 7.900% APR | 7.900% | 120 mo | Standard |
| Energy Efficiency Loanpersonal_unsecured_120mo | 7.900% APR | 7.900% | 120 mo | Standard |
| 60-Month Signature Loanpersonal_unsecured_60mo | 8.500% APR | 8.500% | 60 mo | Standard |
| 84-Month Signature Loanpersonal_unsecured_84mo | 10.250% APR | 10.250% | 84 mo | Standard |
Savings & CD rates
5 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| Dividend Ratessavings | 1.50% APY | 1.50% | — | Standard |
| Pledge of Shares (60 Month)other | 4.25% APY | 4.25% | — | Standard |
| Pledge of Shares (72 Month)other | 4.25% APY | 4.25% | — | Standard |
| Pledge of Shares (84 Month)other | 5.25% APY | 5.25% | — | Standard |
| Pledge of Shares (120 Month)other | 5.90% APY | 5.90% | — | Standard |
Other rates
2 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| One-Pay Loanother | 16.250% % | 16.250% | — | Standard |
| One-Pay Loan (30 TO 180 Day)other | 16.250% % | 16.250% | — | Standard |
As of August 4, 2026, San Joaquin Power Employees Credit Union offers mortgage rates from 5.25% APR. Vehicle loans available from 4.5% APR for 60 months. HELOC rates from 6.5% APR. Personal loan rates from 5.95% APR. Savings and certificate yields up to 5.90% APY.
Source: RateAPI.dev, verified from San Joaquin Power Employees Credit Union's official website
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About San Joaquin Power Employees Credit Union
Institution facts reported to the National Credit Union Administration for Invalid Date.
- Members
- 6.5K
- Assets
- $173.3M
- Founded
- 1934
- Locations reported
- 1
- NCUA charter
- 66788
- Charter type
- Federally insured state-chartered credit union
Services and member support
- Electronic statements
- Bilingual services
Source: NCUA quarterly call report. Services are institution-reported; confirm availability with the credit union.
Other credit unions with branches nearby
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Who Can Join San Joaquin Power Employees Credit Union
Membership eligibility from San Joaquin Power Employees Credit Union's own published criteria. How we verify this.
Membership criteria are published on San Joaquin Power Employees Credit Union's website. Check the membership page below to confirm whether you qualify.
Verified from San Joaquin Power Employees Credit Union's membership page. Final membership determination is always made by the credit union.
Work at San Joaquin Power Employees Credit Union?
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Frequently Asked Questions
What rates does San Joaquin Power Employees Credit Union offer?
San Joaquin Power Employees Credit Union currently offers mortgage, vehicle loan, HELOC, and personal loan rates. The rates shown on this page were last verified August 4, 2026 directly from the credit union's official website.
How often are San Joaquin Power Employees Credit Union rates updated?
RateAPI verifies San Joaquin Power Employees Credit Union's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified August 4, 2026.
Where does RateAPI get San Joaquin Power Employees Credit Union's rate data?
Rate data is collected directly from San Joaquin Power Employees Credit Union's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized.
What is San Joaquin Power Employees Credit Union's mortgage rate?
As of August 4, 2026, San Joaquin Power Employees Credit Union offers mortgage rates from 5.25% APR.
What are San Joaquin Power Employees Credit Union's auto & rv loan rates?
As of August 4, 2026, San Joaquin Power Employees Credit Union offers vehicle loans from 4.5% APR.
What is San Joaquin Power Employees Credit Union's HELOC rate?
As of August 4, 2026, San Joaquin Power Employees Credit Union offers home equity lines of credit from 6.5% APR.
What is San Joaquin Power Employees Credit Union's personal loan rate?
As of August 4, 2026, San Joaquin Power Employees Credit Union offers personal loans from 5.95% APR.
What is San Joaquin Power Employees Credit Union's best CD rate?
As of August 4, 2026, San Joaquin Power Employees Credit Union offers savings and certificate (CD) yields up to 5.90% APY.
Related Rate Data
Compare San Joaquin Power Employees Credit Union's rates against national credit-union benchmarks.
Source Information
Rate data is scraped directly from the credit union's official website and verified daily by our automated systems.
View Original SourceMethodology
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