Polam Credit Union
Verified rate book
Current Polam Credit Union rates
4 published offers verified as of August 4, 2026.
Mortgage rates
2 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| Down Payment ($)other | 5.000% APR | 5.000% | — | Standard |
| Interest Rate (%)other | 5.000% APR | 5.000% | — | Standard |
Personal loan rates
1 offer| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| Personal Loan Up to $25,000personal_unsecured_60mo | 15.950% APR | 15.950% | 60 mo | Standard |
Other rates
1 offer| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| Annual Taxes ($)other | 1.000% % | 1.000% | — | Standard |
As of August 4, 2026, Polam Credit Union offers mortgage rates from 5% APR. Personal loan rates from 15.95% APR.
Source: RateAPI.dev, verified from Polam Credit Union's official website
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About Polam Credit Union
Institution facts reported to the National Credit Union Administration for Invalid Date.
- Members
- 2.1K
- Assets
- $73.4M
- Founded
- 1969
- Locations reported
- 2
- NCUA charter
- 19739
- Charter type
- Federal credit union
Services and member support
- Electronic statements
- Mobile check deposit
- Mobile payments
- Financial counseling
- Financial education
- Bilingual services
Source: NCUA quarterly call report. Services are institution-reported; confirm availability with the credit union.
Other credit unions with branches nearby
Compare membership, services, and rates from other institutions with an NCUA-reported branch nearby.
Nearest-first estimates use the center of your Census ZIP area and NCUA-reported branch locations. Distances are straight-line estimates, not driving distance.
Who Can Join Polam Credit Union
Membership eligibility from Polam Credit Union's own published criteria. How we verify this.
Membership via the Polish American Congress +1 more ($20)
- LocationCA, AZ, OH
- AssociationPolish American Congress, Northwest Ohio Polish Cultural Center
Cost to join: About $25 (a $20 membership fee plus a $5 minimum deposit).
Verified from Polam Credit Union's membership page. Final membership determination is always made by the credit union.
Work at Polam Credit Union?
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Frequently Asked Questions
What rates does Polam Credit Union offer?
Polam Credit Union currently offers mortgage, and personal loan rates. The rates shown on this page were last verified August 4, 2026 directly from the credit union's official website.
How often are Polam Credit Union rates updated?
RateAPI verifies Polam Credit Union's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified August 4, 2026.
Where does RateAPI get Polam Credit Union's rate data?
Rate data is collected directly from Polam Credit Union's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized.
What is Polam Credit Union's mortgage rate?
As of August 4, 2026, Polam Credit Union offers mortgage rates from 5% APR.
What is Polam Credit Union's personal loan rate?
As of August 4, 2026, Polam Credit Union offers personal loans from 15.95% APR.
Related Rate Data
Compare Polam Credit Union's rates against national credit-union benchmarks.
Source Information
Rate data is scraped directly from the credit union's official website and verified daily by our automated systems.
View Original SourceMethodology
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View MethodologyTrack Polam Credit Union rates
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# Get rates for Polam Credit Union
curl "https://api.rateapi.dev/credit-unions/california/polam" \
-H "Authorization: Bearer YOUR_API_KEY"