The First Financial Credit Union
Verified rate book
Current The First Financial Credit Union rates
8 published offers verified as of August 4, 2026.
Mortgage rates
3 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| 5/5 ARM (Adjustable Rate Mortgage) Loans up to $1,500,000 APR & Payment based on $400,000 loan5 5 arm | 6.604% APR | 6.000% | — | Standard |
| Fixed-Rate: Conforming (loans up to $806,500) APR & payment based on $400,000 loanother | 7.206% APR | 7.125% | — | Standard |
| Fixed-Rate: Jumbo (loans up to $1,500,000) APR & payment based on $975,000 loanother | 8.704% APR | 8.500% | — | Standard |
Auto & vehicle rates
3 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| New/Used Autos 2auto_any_60mo | 5.090% APR | 5.090% | 60 mo · any | Standard |
| Motorcycles 3motorcycle_any_72mo | 9.240% APR | 9.240% | 72 mo | Standard |
| Recreational Vehicles 4rv_any_144mo | 9.740% APR | 9.740% | 144 mo | Standard |
Credit card rates
1 offer| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| Visa Platinum Credit Card 1credit_card_platinum | 11.900% APR | 11.900% | — | Standard |
Other rates
1 offer| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| The Wall Street Journal Prime Rateother | 4.990% % | 4.990% | — | Standard |
As of August 4, 2026, The First Financial Credit Union offers a 5 5 arm mortgage at 6.604% APR. Vehicle loans available from 5.09% APR for 60 months. Credit card rates from 11.9% APR.
Source: RateAPI.dev, verified from The First Financial Credit Union's official website
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About The First Financial Credit Union
Institution facts reported to the National Credit Union Administration for Invalid Date.
- Members
- 33K
- Assets
- $746.5M
- Founded
- 1974
- Locations reported
- 8
- NCUA charter
- 24875
- Charter type
- Federal credit union
Services and member support
- Online membership application
- Online loan application
- Open an account online
- Electronic statements
- Mobile check deposit
- Mobile payments
- Financial education
- Student scholarships
Source: NCUA quarterly call report. Services are institution-reported; confirm availability with the credit union.
Other credit unions with branches nearby
Compare membership, services, and rates from other institutions with an NCUA-reported branch nearby.
Nearest-first estimates use the center of your Census ZIP area and NCUA-reported branch locations. Distances are straight-line estimates, not driving distance.
Who Can Join The First Financial Credit Union
Membership eligibility from The First Financial Credit Union's own published criteria. How we verify this.
Membership via occupations (education)
- Occupationeducation
Cost to join: About $5.
Verified from The First Financial Credit Union's membership page. Final membership determination is always made by the credit union.
Work at The First Financial Credit Union?
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Frequently Asked Questions
What rates does The First Financial Credit Union offer?
The First Financial Credit Union currently offers mortgage, vehicle loan, and credit card rates. The rates shown on this page were last verified August 4, 2026 directly from the credit union's official website.
How often are The First Financial Credit Union rates updated?
RateAPI verifies The First Financial Credit Union's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified August 4, 2026.
Where does RateAPI get The First Financial Credit Union's rate data?
Rate data is collected directly from The First Financial Credit Union's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized.
What is The First Financial Credit Union's mortgage rate?
As of August 4, 2026, The First Financial Credit Union offers a 5 5 arm mortgage at 6.604% APR.
What are The First Financial Credit Union's auto, rv & motorcycle loan rates?
As of August 4, 2026, The First Financial Credit Union offers vehicle loans from 5.09% APR.
Related Rate Data
Compare The First Financial Credit Union's rates against national credit-union benchmarks.
Source Information
Rate data is scraped directly from the credit union's official website and verified daily by our automated systems.
View Original SourceMethodology
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# Get rates for The First Financial Credit Union
curl "https://api.rateapi.dev/credit-unions/california/the-first-financial" \
-H "Authorization: Bearer YOUR_API_KEY"