Novo Credit Union
Verified rate book
Current Novo Credit Union rates
20 published offers verified as of August 4, 2026.
Auto & vehicle rates
6 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| New & used Autoauto_any_48mo | 3.990% APR | 3.990% | 48 mo · any | Standard |
| New & used Autoauto_any_60mo | 4.490% APR | 4.490% | 60 mo · any | Standard |
| New & used Autoauto_any_72mo | 5.490% APR | 5.490% | 72 mo · any | Standard |
| 36-Month Used Auto Loanauto_used_36mo | 5.990% APR | 5.990% | 36 mo · used | Standard |
| 48-Month Used Auto Loanauto_used_48mo | 6.490% APR | 6.490% | 48 mo · used | Standard |
| New & used Autoauto_any_84mo | 7.490% APR | 7.490% | 84 mo · any | Standard |
Personal loan rates
7 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| Gear, Uniform, & Supply (GUS) Loanpersonal_unsecured_12mo | 5.000% APR | 5.000% | 12 mo | Standard |
| Gear, Uniform & Supply (GUS) Loanpersonal | 5.000% APR | 5.000% | — | Standard |
| 12-Month Signature Loanpersonal_unsecured_12mo | 8.990% APR | 8.990% | 12 mo | Standard |
| 24-Month Signature Loanpersonal_unsecured_24mo | 9.990% APR | 9.990% | 24 mo | Standard |
| 36-Month Signature Loanpersonal_unsecured_36mo | 10.990% APR | 10.990% | 36 mo | Standard |
| 48-Month Signature Loanpersonal_unsecured_48mo | 11.990% APR | 11.990% | 48 mo | Standard |
| FAST Loan - Family Assistance Short Term Loanpersonal_unsecured_1mo | 18.000% APR | 18.000% | 1 mo | Standard |
Savings & CD rates
6 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| Regular Savingssavings | 0.05% APY | 0.05% | — | Standard |
| Additional Savingssavings | 0.05% APY | 0.05% | — | Standard |
| 3-Month Certificatecd_3mo | 2.00% APY | 1.98% | 3 mo | Standard |
| 6-Month Certificatecd_6mo | 2.25% APY | 2.23% | 6 mo | Standard |
| 12-Month Certificatecd_12mo | 2.50% APY | 2.50% | 12 mo | Standard |
| 12-Month Certificatecd_12mo | 2.50% APY | 2.47% | 12 mo | Standard |
Other rates
1 offer| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| Relocation Loanother | 8.000% % | 8.000% | — | Standard |
Auto loans available from 3.99% APR for 48 months. Personal loan rates from 5% APR. Savings and certificate yields up to 2.50% APY.
Source: RateAPI.dev, verified from Novo Credit Union's official website
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About Novo Credit Union
Institution facts reported to the National Credit Union Administration for Invalid Date.
- Members
- 2.3K
- Assets
- $20.8M
- Founded
- 1963
- Locations reported
- 2
- NCUA charter
- 15784
- Charter type
- Federal credit union
Services and member support
- Online loan application
- Electronic statements
- Bilingual services
- Credit-builder products
- Payday Alternative Loans I
Source: NCUA quarterly call report. Services are institution-reported; confirm availability with the credit union.
Other credit unions with branches nearby
Compare membership, services, and rates from other institutions with an NCUA-reported branch nearby.
Nearest-first estimates use the center of your Census ZIP area and NCUA-reported branch locations. Distances are straight-line estimates, not driving distance.
Who Can Join Novo Credit Union
Membership eligibility from Novo Credit Union's own published criteria. How we verify this.
Membership via occupations (CDCR Community)
- LocationInland Empire
- OccupationCDCR Community
Verified from Novo Credit Union's membership page. Final membership determination is always made by the credit union.
Work at Novo Credit Union?
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Frequently Asked Questions
What rates does Novo Credit Union offer?
Novo Credit Union currently offers Auto loan, and personal loan rates. The rates shown on this page were last verified August 4, 2026 directly from the credit union's official website.
How often are Novo Credit Union rates updated?
RateAPI verifies Novo Credit Union's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified August 4, 2026.
Where does RateAPI get Novo Credit Union's rate data?
Rate data is collected directly from Novo Credit Union's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized.
What are Novo Credit Union's auto loan rates?
As of August 4, 2026, Novo Credit Union offers auto loans from 3.99% APR.
What is Novo Credit Union's personal loan rate?
As of August 4, 2026, Novo Credit Union offers personal loans from 5% APR.
What is Novo Credit Union's best CD rate?
As of August 4, 2026, Novo Credit Union offers savings and certificate (CD) yields up to 2.50% APY.
Related Rate Data
Compare Novo Credit Union's rates against national credit-union benchmarks.
Source Information
Rate data is scraped directly from the credit union's official website and verified daily by our automated systems.
View Original SourceMethodology
Learn how we collect, normalize, and verify rate data with full transparency and no pay-to-rank incentives.
View MethodologyTrack Novo Credit Union rates
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# Get rates for Novo Credit Union
curl "https://api.rateapi.dev/credit-unions/california/novo" \
-H "Authorization: Bearer YOUR_API_KEY"