Huntington Beach Credit Union
Verified rate book
Current Huntington Beach Credit Union rates
62 published offers verified as of August 4, 2026.
Mortgage rates
2 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| New Manufactured Home Loan (Mobile Home) 90% Financing up to $350,000other | 7.750% APR | 7.750% | — | Standard |
| Used Manufactured Home Loan (Mobile Home) 90% Financing up to $350,000other | 8.250% APR | 8.250% | — | Standard |
Auto & vehicle rates
29 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| New Vehicle Loan (1 - 48 Months)auto_new_48mo | 4.740% APR | 4.740% | 48 mo · new | Standard |
| Zelle® to pay the babysitter or other people you knowauto_any_48mo | 4.740% APR | 4.740% | 48 mo | Standard |
| 60-Month New Auto Loanauto_new_60mo | 5.000% APR | 5.000% | 60 mo · new | Standard |
| 72-Month New Auto Loanauto_new_72mo | 5.250% APR | 5.250% | 72 mo · new | Standard |
| 84-Month New Auto Loanauto_new_84mo | 5.500% APR | 5.500% | 84 mo · new | Standard |
| Auto, truck, van, motorcycle (1 - 36 Months)motorcycle_any_36mo | 5.740% APR | 5.740% | 36 mo | Standard |
| Zelle® to pay the babysitter or other people you knowauto_any_36mo | 5.740% APR | 5.740% | 36 mo | Standard |
| Used Vehicle Loan 1 - 36 Monthsauto_used_36mo | 5.740% APR | 5.740% | 36 mo · used | Standard |
| 48-Month Used Auto Loanauto_used_48mo | 6.000% APR | 6.000% | 48 mo · used | Standard |
| 96-Month New Auto Loanauto_new_96mo | 6.000% APR | 6.000% | 96 mo · new | Standard |
| Auto, truck, van, motorcycle (48 Months)motorcycle_any_48mo | 6.000% APR | 6.000% | 48 mo | Standard |
| 60-Month Used Auto Loanauto_used_60mo | 6.250% APR | 6.250% | 60 mo · used | Standard |
| Auto, truck, van, motorcycle (60 Months)motorcycle_any_60mo | 6.250% APR | 6.250% | 60 mo | Standard |
| Auto, truck, van, motorcycle (72 Months)motorcycle_any_72mo | 6.500% APR | 6.500% | 72 mo | Standard |
| 72-Month Used Auto Loanauto_used_72mo | 6.500% APR | 6.500% | 72 mo · used | Standard |
| New Recreational Vehicle/Boat Loan (1 - 72 Months)rv_new_72mo | 6.990% APR | 6.990% | 72 mo · new | Standard |
| Auto, truck, van, motorcycle (84 Months)motorcycle_any_84mo | 7.000% APR | 7.000% | 84 mo | Standard |
| 84-Month Used Auto Loanauto_used_84mo | 7.000% APR | 7.000% | 84 mo · used | Standard |
| New Recreational Vehicle/Boat Loan (84 Months)rv_new_84mo | 7.250% APR | 7.250% | 84 mo · new | Standard |
| Used Recreational Vehicle/Boat Loans (1 - 72 Months)rv_used_72mo | 7.490% APR | 7.490% | 72 mo · used | Standard |
| New Recreational Vehicle/Boat Loan (96 Months)rv_new_96mo | 7.500% APR | 7.500% | 96 mo · new | Standard |
| New Recreational Vehicle/Boat Loan (108 Months)rv_new_108mo | 7.750% APR | 7.750% | 108 mo · new | Standard |
| New Manufactured Home Loan (Mobile Home)auto_new_240mo | 7.750% APR | 7.750% | 240 mo · new | Standard |
| Used Recreational Vehicle/Boat Loans (84 Months)rv_used_84mo | 7.750% APR | 7.750% | 84 mo · used | Standard |
| Used Recreational Vehicle/Boat Loans (96 Months)rv_used_96mo | 8.000% APR | 8.000% | 96 mo · used | Standard |
| New Recreational Vehicle/Boat Loan (120 Months)rv_new_120mo | 8.000% APR | 8.000% | 120 mo · new | Standard |
| Used Manufactured Home Loan (Mobile Home)auto_used_240mo | 8.250% APR | 8.250% | 240 mo · used | Standard |
| Used Recreational Vehicle/Boat Loans (108 Months)rv_used_108mo | 8.250% APR | 8.250% | 108 mo · used | Standard |
| Used Recreational Vehicle/Boat Loans (120 Months)rv_used_120mo | 8.500% APR | 8.500% | 120 mo · used | Standard |
Personal loan rates
6 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| 12-Month Signature Loanpersonal_unsecured_12mo | 10.000% APR | 10.000% | 12 mo | Standard |
| Easy Access Line of Creditploc_variable | 10.000% APR | 10.000% | — | Standard |
| 24-Month Signature Loanpersonal_unsecured_24mo | 10.250% APR | 10.250% | 24 mo | Standard |
| 36-Month Signature Loanpersonal_unsecured_36mo | 10.500% APR | 10.500% | 36 mo | Standard |
| 48-Month Signature Loanpersonal_unsecured_48mo | 11.000% APR | 11.000% | 48 mo | Standard |
| 60-Month Signature Loanpersonal_unsecured_60mo | 11.500% APR | 11.500% | 60 mo | Standard |
Credit card rates
2 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| Credit Cards Visa Surf Wavecredit_card | 11.900% APR | 11.900% | — | Standard |
| Visa Coastal Rewardscredit_card_rewards | 15.900% APR | 15.900% | — | Standard |
Savings & CD rates
20 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| Secondary Share Accountshare_savings | 0.10% APY | 0.10% | — | Standard |
| $25 To $25,000savings | 0.10% APY | 0.10% | — | Standard |
| $25,001 To $100,000savings | 0.15% APY | 0.15% | — | Standard |
| IRAsira | 0.20% APY | 0.20% | — | Standard |
| $100,001+savings | 0.20% APY | 0.20% | — | Standard |
| Beach City Kids Club Accountsavings | 0.99% APY | 0.99% | — | Standard |
| $10,001 To $100,000 Maxsavings | 0.99% APY | 0.99% | — | Standard |
| Money Marketmoney_market | 1.34% APY | 1.34% | — | Standard |
| Money Marketmoney_market | 1.84% APY | 1.84% | — | Standard |
| $1,001 To $10,000savings | 1.98% APY | 1.98% | — | Standard |
| Beach City Kids Club Accountsavings | 1.98% APY | 1.98% | — | Standard |
| 36-Month Certificatecd_36mo | 2.62% APY | 2.62% | 36 mo | Standard |
| 3-Month Certificatecd_3mo | 2.72% APY | 2.72% | 3 mo | Standard |
| 24-Month Certificatecd_24mo | 2.72% APY | 2.72% | 24 mo | Standard |
| 6-Month Certificatecd_6mo | 2.72% APY | 2.72% | 6 mo | Standard |
| 36-Month Certificatecd_36mo | 2.77% APY | 2.77% | 36 mo | Standard |
| 12-Month Certificatecd_12mo | 2.97% APY | 2.97% | 12 mo | Standard |
| 18-Month Certificatecd_18mo | 2.97% APY | 2.97% | 18 mo | Standard |
| Beach City Kids Club Accountsavings | 3.94% APY | 3.94% | — | Standard |
| $25 To $1,000savings | 3.94% APY | 3.94% | — | Standard |
Other rates
3 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| 5% Interest Loanother | 5.000% % | 5.000% | — | Standard |
| Zelle® to pay the babysitter or other people you knowother | 11.900% % | 11.900% | — | Standard |
| 15% Interest Loanother | 15.000% % | 15.000% | — | Standard |
As of August 4, 2026, Huntington Beach Credit Union offers mortgage rates from 7.75% APR. Vehicle loans available from 4.74% APR for 48 months. Personal loan rates from 10% APR. Credit card rates from 11.9% APR. Savings and certificate yields up to 3.94% APY.
Source: RateAPI.dev, verified from Huntington Beach Credit Union's official website
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About Huntington Beach Credit Union
Institution facts reported to the National Credit Union Administration for Invalid Date.
- Members
- 2K
- Assets
- $55.8M
- Founded
- 1953
- Locations reported
- 1
- NCUA charter
- 60967
- Charter type
- Federally insured state-chartered credit union
Services and member support
- Online membership application
- Online loan application
- Open an account online
- Electronic statements
- Mobile check deposit
- Mobile payments
- Bilingual services
Source: NCUA quarterly call report. Services are institution-reported; confirm availability with the credit union.
Other credit unions with branches nearby
Compare membership, services, and rates from other institutions with an NCUA-reported branch nearby.
Nearest-first estimates use the center of your Census ZIP area and NCUA-reported branch locations. Distances are straight-line estimates, not driving distance.
Who Can Join Huntington Beach Credit Union
Membership eligibility from Huntington Beach Credit Union's own published criteria. How we verify this.
Community charter: live/work in Huntington Beach
Cost to join: About $2 (a $1 membership fee plus a $1 minimum deposit).
Verified from Huntington Beach Credit Union's membership page. Final membership determination is always made by the credit union.
Work at Huntington Beach Credit Union?
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Frequently Asked Questions
What rates does Huntington Beach Credit Union offer?
Huntington Beach Credit Union currently offers mortgage, vehicle loan, personal loan, and credit card rates. The rates shown on this page were last verified August 4, 2026 directly from the credit union's official website.
How often are Huntington Beach Credit Union rates updated?
RateAPI verifies Huntington Beach Credit Union's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified August 4, 2026.
Where does RateAPI get Huntington Beach Credit Union's rate data?
Rate data is collected directly from Huntington Beach Credit Union's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized.
What is Huntington Beach Credit Union's mortgage rate?
As of August 4, 2026, Huntington Beach Credit Union offers mortgage rates from 7.75% APR.
What are Huntington Beach Credit Union's auto, rv & motorcycle loan rates?
As of August 4, 2026, Huntington Beach Credit Union offers vehicle loans from 4.74% APR.
What is Huntington Beach Credit Union's personal loan rate?
As of August 4, 2026, Huntington Beach Credit Union offers personal loans from 10% APR.
What is Huntington Beach Credit Union's best CD rate?
As of August 4, 2026, Huntington Beach Credit Union offers savings and certificate (CD) yields up to 3.94% APY.
Related Rate Data
Compare Huntington Beach Credit Union's rates against national credit-union benchmarks.
Source Information
Rate data is scraped directly from the credit union's official website and verified daily by our automated systems.
View Original SourceMethodology
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# Get rates for Huntington Beach Credit Union
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-H "Authorization: Bearer YOUR_API_KEY"