Orange County's Credit Union
Verified rate book
Current Orange County's Credit Union rates
5 published offers verified as of August 4, 2026.
Mortgage rates
5 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| 30-Year Fixed30 year fixed | 6.741% APR | 6.500% | — | Standard |
| 15-Year Fixed15 year fixed | 6.090% APR | 5.875% | — | Standard |
| 7/1 ARM7 1 arm | 6.250% APR | 6.250% | — | Standard |
| 5/1 ARM5 1 arm | 6.741% APR | 5.750% | — | Standard |
| 10/1 ARM10 1 arm | 6.760% APR | 6.250% | — | Standard |
As of August 4, 2026, Orange County's Credit Union offers a 30-year fixed mortgage at 6.741% APR (1 points).
Source: RateAPI.dev, verified from Orange County's Credit Union's official website
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About Orange County's Credit Union
Institution facts reported to the National Credit Union Administration for Invalid Date.
- Members
- 145.5K
- Assets
- $3.1B
- Founded
- 1938
- Locations reported
- 12
- NCUA charter
- 24981
- Charter type
- Federal credit union
Services and member support
- Online membership application
- Online loan application
- Open an account online
- Electronic statements
- Mobile check deposit
- Mobile payments
- Financial counseling
- Financial education
- First-time homebuyer program
- Bilingual services
- Student scholarships
Source: NCUA quarterly call report. Services are institution-reported; confirm availability with the credit union.
Other credit unions with branches nearby
Compare membership, services, and rates from other institutions with an NCUA-reported branch nearby.
Nearest-first estimates use the center of your Census ZIP area and NCUA-reported branch locations. Distances are straight-line estimates, not driving distance.
Who Can Join Orange County's Credit Union
Membership eligibility from Orange County's Credit Union's own published criteria. How we verify this.
Membership criteria are published on Orange County's Credit Union's website. Check the membership page below to confirm whether you qualify.
Verified from Orange County's Credit Union's membership page. Final membership determination is always made by the credit union.
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Frequently Asked Questions
What rates does Orange County's Credit Union offer?
Orange County's Credit Union currently offers mortgage rates. The rates shown on this page were last verified August 4, 2026 directly from the credit union's official website.
How often are Orange County's Credit Union rates updated?
RateAPI verifies Orange County's Credit Union's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified August 4, 2026.
Where does RateAPI get Orange County's Credit Union's rate data?
Rate data is collected directly from Orange County's Credit Union's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized.
What is Orange County's Credit Union's mortgage rate?
As of August 4, 2026, Orange County's Credit Union offers a 30-year fixed mortgage at 6.741% APR.
Related Rate Data
Compare Orange County's Credit Union's rates against national credit-union benchmarks.
Source Information
Rate data is scraped directly from the credit union's official website and verified daily by our automated systems.
View Original SourceMethodology
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View MethodologyTrack Orange County's Credit Union rates
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Access this data programmatically with our REST API
# Get rates for Orange County's Credit Union
curl "https://api.rateapi.dev/credit-unions/california/orange-countys" \
-H "Authorization: Bearer YOUR_API_KEY"