E-Central Credit Union

Pasadena, California
Last verified: August 3, 2026
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Verified rate book

Current E-Central Credit Union rates

2 published offers verified as of August 3, 2026.

How we verify rates

HELOC rates

1 offer
E-Central Credit Union heloc rates as of August 3, 2026
ProductPublishedRateTerm / conditionStatus
HELOC (HELOC)heloc_variable5.500% APR5.500%Standard

Savings & CD rates

1 offer
E-Central Credit Union savings & cd rates as of August 3, 2026
ProductPublishedRateTerm / conditionStatus
Certificatecd3.75% APY3.75%Standard

HELOC rates from 5.5% APR. Savings and certificate yields up to 3.75% APY.

Source: RateAPI.dev, verified from E-Central Credit Union's official website

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About E-Central Credit Union

Institution facts reported to the National Credit Union Administration for Invalid Date.

Members
8.8K
Assets
$174.5M
Founded
1943
Locations reported
1
NCUA charter
62323
Charter type
Federally insured state-chartered credit union

Services and member support

  • Online membership application
  • Online loan application
  • Electronic statements
  • Mobile check deposit
  • Mobile payments
  • Financial counseling
  • Financial education
  • First-time homebuyer program
  • Bilingual services

Source: NCUA quarterly call report. Services are institution-reported; confirm availability with the credit union.

Other credit unions with branches nearby

Compare membership, services, and rates from other institutions with an NCUA-reported branch nearby.

Nearest-first estimates use the center of your Census ZIP area and NCUA-reported branch locations. Distances are straight-line estimates, not driving distance.

Who Can Join E-Central Credit Union

Membership eligibility from E-Central Credit Union's own published criteria. How we verify this.

Community charter: live/work in Los Angeles County

  • LocationLos Angeles County

Verified from E-Central Credit Union's membership page. Final membership determination is always made by the credit union.

Work at E-Central Credit Union?

This page is seen by prospective members comparing rates — and by the AI assistants they ask. Claim this profile to correct or update rates, add missing products, and get your free rate scorecard showing where E-Central Credit Union ranks against California peers.

Frequently Asked Questions

What rates does E-Central Credit Union offer?

E-Central Credit Union currently offers HELOC rates. The rates shown on this page were last verified August 3, 2026 directly from the credit union's official website.

How often are E-Central Credit Union rates updated?

RateAPI verifies E-Central Credit Union's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified August 3, 2026.

Where does RateAPI get E-Central Credit Union's rate data?

Rate data is collected directly from E-Central Credit Union's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized.

What is E-Central Credit Union's HELOC rate?

As of August 3, 2026, E-Central Credit Union offers home equity lines of credit from 5.5% APR.

What is E-Central Credit Union's best CD rate?

As of August 3, 2026, E-Central Credit Union offers savings and certificate (CD) yields up to 3.75% APY.

Related Rate Data

Compare E-Central Credit Union's rates against national credit-union benchmarks.

Source Information

Rate data is scraped directly from the credit union's official website and verified daily by our automated systems.

View Original Source

Methodology

Learn how we collect, normalize, and verify rate data with full transparency and no pay-to-rank incentives.

View Methodology

Track E-Central Credit Union rates

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Use it via API

Access this data programmatically with our REST API

terminal
# Get rates for E-Central Credit Union
curl "https://api.rateapi.dev/credit-unions/california/e-central" \
  -H "Authorization: Bearer YOUR_API_KEY"