Downey Credit Union
Verified rate book
Current Downey Credit Union rates
5 published offers verified as of August 4, 2026.
Auto & vehicle rates
1 offer| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| Auto Loanauto | 2.990% APR | 2.990% | — | Standard |
HELOC rates
1 offer| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| HELOC (Variable)heloc_variable | 4.990% APR | 4.990% | — | Standard |
Personal loan rates
2 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| Unsecured Personal Loanpersonal_unsecured | 7.000% APR | 7.000% | — | Standard |
| Personal Line of Creditploc_variable | 9.900% APR | 9.900% | — | Standard |
Savings & CD rates
1 offer| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| Flex CD & IRAira_cd | 3.85% APY | 3.85% | — | Standard |
Auto loans available from 2.99% APR. HELOC rates from 4.99% APR. Personal loan rates from 7% APR. Savings and certificate yields up to 3.85% APY.
Source: RateAPI.dev, verified from Downey Credit Union's official website
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About Downey Credit Union
Institution facts reported to the National Credit Union Administration for Invalid Date.
- Members
- 19.4K
- Assets
- $331.2M
- Founded
- 1957
- Locations reported
- 3
- NCUA charter
- 11870
- Charter type
- Federal credit union
Services and member support
- Online membership application
- Online loan application
- Open an account online
- Electronic statements
- Mobile check deposit
- Mobile payments
- Financial counseling
- Financial education
- Bilingual services
- Student scholarships
- Payday Alternative Loans II
Source: NCUA quarterly call report. Services are institution-reported; confirm availability with the credit union.
Other credit unions with branches nearby
Compare membership, services, and rates from other institutions with an NCUA-reported branch nearby.
Nearest-first estimates use the center of your Census ZIP area and NCUA-reported branch locations. Distances are straight-line estimates, not driving distance.
Who Can Join Downey Credit Union
Membership eligibility from Downey Credit Union's own published criteria. How we verify this.
Membership criteria are published on Downey Credit Union's website. Check the membership page below to confirm whether you qualify.
Cost to join: About $5.
Verified from Downey Credit Union's membership page. Final membership determination is always made by the credit union.
Work at Downey Credit Union?
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Frequently Asked Questions
What rates does Downey Credit Union offer?
Downey Credit Union currently offers Auto loan, HELOC, and personal loan rates. The rates shown on this page were last verified August 4, 2026 directly from the credit union's official website.
How often are Downey Credit Union rates updated?
RateAPI verifies Downey Credit Union's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified August 4, 2026.
Where does RateAPI get Downey Credit Union's rate data?
Rate data is collected directly from Downey Credit Union's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized.
What are Downey Credit Union's auto loan rates?
As of August 4, 2026, Downey Credit Union offers auto loans from 2.99% APR.
What is Downey Credit Union's HELOC rate?
As of August 4, 2026, Downey Credit Union offers home equity lines of credit from 4.99% APR.
What is Downey Credit Union's personal loan rate?
As of August 4, 2026, Downey Credit Union offers personal loans from 7% APR.
What is Downey Credit Union's best CD rate?
As of August 4, 2026, Downey Credit Union offers savings and certificate (CD) yields up to 3.85% APY.
Related Rate Data
Compare Downey Credit Union's rates against national credit-union benchmarks.
Source Information
Rate data is scraped directly from the credit union's official website and verified daily by our automated systems.
View Original SourceMethodology
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View MethodologyTrack Downey Credit Union rates
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# Get rates for Downey Credit Union
curl "https://api.rateapi.dev/credit-unions/california/downey" \
-H "Authorization: Bearer YOUR_API_KEY"