Delta Schools Credit Union
Verified rate book
Current Delta Schools Credit Union rates
56 published offers verified as of August 4, 2026.
Auto & vehicle rates
29 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| 36-Month New Auto Loan (2025–2026)auto_new_36mo | 3.990% APR | 3.990% | 36 mo · new | Standard |
| 36-Month Used Auto Loan (2020–2024)auto_used_36mo | 4.190% APR | 4.190% | 36 mo · used | Standard |
| New Vehicles Model Year 2025-2026 min loan - $20,000auto_new_72mo | 4.740% APR | 4.740% | 72 mo · new | Standard |
| 48-Month New Auto Loan (2025–2026)auto_new_48mo | 4.740% APR | 4.740% | 48 mo · new | Standard |
| New Vehicles Model Year 2025-2026 min loan $25,000auto_new_84mo | 5.190% APR | 5.190% | 84 mo · new | Standard |
| 48-Month Used Auto Loan (2020–2024)auto_used_48mo | 5.190% APR | 5.190% | 48 mo · used | Standard |
| Used Vehicles Model Year 2020-2024 min loan $20,000auto_used_72mo | 5.290% APR | 5.290% | 72 mo · used | Standard |
| 60-Month Used Auto Loan (2020–2024)auto_used_60mo | 5.290% APR | 5.290% | 60 mo · used | Standard |
| Used Vehicles Model Year 2020-2024 min loan $25,000auto_used_84mo | 5.590% APR | 5.590% | 84 mo · used | Standard |
| New Auto as low asauto_new | 5.990% APR | 5.990% | new | Standard |
| Used Auto as low asauto_used | 6.190% APR | 6.190% | used | Standard |
| 36-Month New Motorcycle Loan (2023–2024)motorcycle_new_36mo | 6.790% APR | 6.790% | 36 mo · new | Standard |
| 36-Month New RV Loan (2025–2026)rv_new_36mo | 6.790% APR | 6.790% | 36 mo · new | Standard |
| Classic Used Vehicles Model Year 1972 and Olderauto_used_36mo | 6.990% APR | 6.990% | 36 mo · used | Standard |
| Older Used Vehicles Model Year 2015-2019auto_used_36mo | 7.240% APR | 7.240% | 36 mo · used | Standard |
| 60-Month New RV Loan (2025–2026)rv_new_60mo | 7.290% APR | 7.290% | 60 mo · new | Standard |
| 36-Month Used RV Loan (2019–2024)rv_used_36mo | 7.290% APR | 7.290% | 36 mo · used | Standard |
| 60-Month New Motorcycle Loan (2023–2024)motorcycle_new_60mo | 7.290% APR | 7.290% | 60 mo · new | Standard |
| 36-Month Used Motorcycle Loan (2019–2024)motorcycle_used_36mo | 7.290% APR | 7.290% | 36 mo · used | Standard |
| New Vehicles Model Year 2025-2026 min loan $45,000 A+ A Credit Tier Onlyauto_new_96mo | 7.390% APR | 7.390% | 96 mo · new | Standard |
| Classic Used Vehicles Model Year 1972 and Olderauto_used_48mo | 7.540% APR | 7.540% | 48 mo · used | Standard |
| 60-Month Used RV Loan (2019–2024)rv_used_60mo | 7.790% APR | 7.790% | 60 mo · used | Standard |
| Classic Used Vehicles Model Year 1972 and Olderauto_used_72mo | 7.790% APR | 7.790% | 72 mo · used | Standard |
| 60-Month Used Motorcycle Loan (2019–2024)motorcycle_used_60mo | 7.790% APR | 7.790% | 60 mo · used | Standard |
| 72-Month New RV Loan (2025–2026)rv_new_72mo | 7.790% APR | 7.790% | 72 mo · new | Standard |
| Older Used Vehicles Model Year 2015-2019auto_used_48mo | 8.240% APR | 8.240% | 48 mo · used | Standard |
| 72-Month Used RV Loan (2019–2024)rv_used_72mo | 8.290% APR | 8.290% | 72 mo · used | Standard |
| New RV Loan (2025–2026)rv_new | 8.290% APR | 8.290% | new | Standard |
| Used RV Loan (2019–2024)rv_used | 8.790% APR | 8.790% | used | Standard |
Personal loan rates
5 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| Energy Efficient Home Improvementspersonal_unsecured_60mo | 6.990% APR | 6.990% | 60 mo | Standard |
| Solar (Solar loans will have a UCC Filing attached to them.)personal_unsecured_144mo | 6.990% APR | 6.990% | 144 mo | Standard |
| Personal Line of Creditploc_variable | 9.000% APR | 9.000% | — | Standard |
| Signature Loanpersonal_unsecured | 9.990% APR | 9.990% | — | Standard |
| 48-Month Personal Line of Creditploc_variable | 14.000% APR | 14.000% | 48 mo | Standard |
Credit card rates
2 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| Visa as low ascredit_card | 9.900% APR | 9.900% | — | Standard |
| Credit Cardcredit_card | 12.000% APR | 12.000% | — | Standard |
Savings & CD rates
18 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| IRA $0 - 5,000 ADBira | 0.05% APY | 0.05% | — | Standard |
| $100.01 - $5,000 ADBsavings | 0.05% APY | 0.05% | — | Standard |
| Youth Acct (Total Balance)savings | 0.10% APY | 0.10% | — | Eligibility restricted |
| IRA $5,000.01 - 10,000 ADBira | 0.10% APY | 0.10% | — | Standard |
| IRA over $10,000.01 ADBira | 0.20% APY | 0.20% | — | Standard |
| Summer Fund Accountsavings | 1.89% APY | 1.89% | — | Standard |
| IRA 3 Year CD $1,000 Min.ira_cd_36mo | 2.29% APY | 2.29% | 36 mo | Standard |
| IRA 1 Year CD $1,000 Min.ira_cd_12mo | 2.39% APY | 2.39% | 12 mo | Standard |
| IRA 4 Year CD $1,000 Min.ira_cd_48mo | 2.49% APY | 2.49% | 48 mo | Standard |
| 4 Year CD* $1,000 Min.cd_48mo | 2.52% APY | 2.49% | 48 mo | Standard |
| 3 Year CD* $1,000 Min.cd_36mo | 2.52% APY | 2.49% | 36 mo | Standard |
| IRA 5 Year CD $1,000 Min.ira_cd_60mo | 2.59% APY | 2.59% | 60 mo | Standard |
| 5 Year CD* $1,000 Min.cd_60mo | 2.62% APY | 2.59% | 60 mo | Standard |
| IRA 2 Year CD $1,000 Min.ira_cd_24mo | 2.69% APY | 2.69% | 24 mo | Standard |
| 2 Year CD $1,000 Min.cd_24mo | 2.73% APY | 2.69% | 24 mo | Standard |
| 1 Year CD $1,000 Min.cd_12mo | 2.83% APY | 2.79% | 12 mo | Standard |
| Save to Winsavings | 3.19% APY | 3.19% | — | Standard |
| 6 Month CD $1,000 Min.cd_6mo | 3.24% APY | 3.19% | 6 mo | Standard |
Other rates
2 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| Life Happens as low asother | 7.990% % | 7.990% | — | Standard |
| STS Short Term Pay Day Alternativeother | 28.000% % | 28.000% | — | Standard |
Vehicle loans available from 3.99% APR for 36 months. Personal loan rates from 6.99% APR. Credit card rates from 9.9% APR. Savings and certificate yields up to 3.24% APY.
Source: RateAPI.dev, verified from Delta Schools Credit Union's official website
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About Delta Schools Credit Union
Institution facts reported to the National Credit Union Administration for Invalid Date.
- Members
- 3K
- Assets
- $65.9M
- Founded
- 1953
- Locations reported
- 3
- NCUA charter
- 24492
- Charter type
- Federal credit union
Services and member support
- Online loan application
- Electronic statements
- Mobile check deposit
- Mobile payments
- Financial counseling
- Financial education
- Bilingual services
- Student scholarships
- Payday Alternative Loans I
Source: NCUA quarterly call report. Services are institution-reported; confirm availability with the credit union.
Other credit unions with branches nearby
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Who Can Join Delta Schools Credit Union
Membership eligibility from Delta Schools Credit Union's own published criteria. How we verify this.
Membership criteria are published on Delta Schools Credit Union's website. Check the membership page below to confirm whether you qualify.
- LocationContra Costa, Spokane — CA, WA
Verified from Delta Schools Credit Union's membership page. Final membership determination is always made by the credit union.
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Frequently Asked Questions
What rates does Delta Schools Credit Union offer?
Delta Schools Credit Union currently offers vehicle loan, personal loan, and credit card rates. The rates shown on this page were last verified August 4, 2026 directly from the credit union's official website.
How often are Delta Schools Credit Union rates updated?
RateAPI verifies Delta Schools Credit Union's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified August 4, 2026.
Where does RateAPI get Delta Schools Credit Union's rate data?
Rate data is collected directly from Delta Schools Credit Union's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized.
What are Delta Schools Credit Union's auto, rv & motorcycle loan rates?
As of August 4, 2026, Delta Schools Credit Union offers vehicle loans from 3.99% APR.
What is Delta Schools Credit Union's personal loan rate?
As of August 4, 2026, Delta Schools Credit Union offers personal loans from 6.99% APR.
What is Delta Schools Credit Union's best CD rate?
As of August 4, 2026, Delta Schools Credit Union offers savings and certificate (CD) yields up to 3.24% APY.
Related Rate Data
Compare Delta Schools Credit Union's rates against national credit-union benchmarks.
Source Information
Rate data is scraped directly from the credit union's official website and verified daily by our automated systems.
View Original SourceMethodology
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# Get rates for Delta Schools Credit Union
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