Capstone Credit Union
Verified rate book
Current Capstone Credit Union rates
30 published offers verified as of August 4, 2026.
Auto & vehicle rates
7 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| Used Automobile, Van, Truck (36 to 84 Months)auto_used_84mo | 5.290% APR | 5.290% | 84 mo · used | Standard |
| Auto Loanauto | 5.290% APR | 5.290% | — | Standard |
| New Automobile, Van, Truck (36 to 84 Months)auto_new_84mo | 5.290% APR | 5.290% | 84 mo · new | Standard |
| New/Used Motorcycle (48 to 120 Months)motorcycle_any_120mo | 6.250% APR | 6.250% | 120 mo · any | Standard |
| New/Used Motorhome, Travel Trailer (48 to 120 Months)rv_any_120mo | 6.250% APR | 6.250% | 120 mo · any | Standard |
| New/Used Boats (48 to 120 Months)boat_any_120mo | 6.250% APR | 6.250% | 120 mo · any | Standard |
| New & Used Boatsboat_any_12mo | 6.250% APR | 6.250% | 12 mo · any | Standard |
Personal loan rates
2 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| Shared Secured (48 Months)personal_secured_48mo | 4.990% APR | 4.990% | 48 mo | Standard |
| Automatic Overdraft from eligible accountpersonal | 5.000% APR | 5.000% | — | Standard |
Credit card rates
1 offer| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| Replacement Card (Each), Reissue or Lost/Stolen (each)credit_card | 10.000% APR | 10.000% | — | Standard |
Savings & CD rates
8 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| Youth Club (Kids Savings)savings | 0.07% APY | 0.07% | — | Eligibility restricted |
| Christmas Clubsavings | 0.09% APY | 0.09% | — | Specialty offer |
| IRAira | 0.10% APY | 0.10% | — | Standard |
| Money Market-Tier Imoney_market | 1.20% APY | 1.20% | — | Standard |
| Money Market-Tier IImoney_market | 1.25% APY | 1.25% | — | Standard |
| Money Market-Tier IIImoney_market | 1.30% APY | 1.30% | — | Standard |
| Copies of Checks (CU assisted)savings | 5.00% APY | 5.00% | — | Standard |
| COOP Shared Branch Withdrawalsother | 2.00% APY | 2.00% | — | Standard |
Other rates
12 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| Microfiche copy of statement (each)other | 5.000% % | 5.000% | — | Standard |
| Cash or from funds on deposit with CFCUother | 5.000% % | 5.000% | — | Standard |
| Indemnity Agreementother | 5.000% % | 5.000% | — | Standard |
| Wire - Incomingother | 5.000% % | 5.000% | — | Standard |
| Money Orders (Up to $1,000.00)other | 5.000% % | 5.000% | — | Standard |
| Lien Satisfiedother | 5.000% % | 5.000% | — | Standard |
| Up to $15,000, 60 months over 10K borrowedother | 8.000% % | 8.000% | — | Standard |
| Returned Mail with no return addressother | 10.000% % | 10.000% | — | Standard |
| Cashier s Checksother | 10.000% % | 10.000% | — | Standard |
| Verification of Depost (VOD s) by lenderother | 10.000% % | 10.000% | — | Standard |
| Wire - Domesticother | 25.000% % | 25.000% | — | Standard |
| Stop Payment Request (Good for 6 months)other | 25.000% % | 25.000% | — | Standard |
Vehicle loans available from 5.29% APR for 84 months. Personal loan rates from 4.99% APR. Credit card rates from 10% APR. Savings and certificate yields up to 5.00% APY.
Source: RateAPI.dev, verified from Capstone Credit Union's official website
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About Capstone Credit Union
Institution facts reported to the National Credit Union Administration for Invalid Date.
- Members
- 1.8K
- Assets
- $34.6M
- Founded
- 1953
- Locations reported
- 1
- NCUA charter
- 8611
- Charter type
- Federal credit union
Services and member support
- Online membership application
- Online loan application
- Electronic statements
- Mobile check deposit
- Financial counseling
- First-time homebuyer program
- Bilingual services
Source: NCUA quarterly call report. Services are institution-reported; confirm availability with the credit union.
Other credit unions with branches nearby
Compare membership, services, and rates from other institutions with an NCUA-reported branch nearby.
Nearest-first estimates use the center of your Census ZIP area and NCUA-reported branch locations. Distances are straight-line estimates, not driving distance.
Who Can Join Capstone Credit Union
Membership eligibility from Capstone Credit Union's own published criteria. How we verify this.
Membership criteria are published on Capstone Credit Union's website. Check the membership page below to confirm whether you qualify.
- LocationOrange — CA
Verified from Capstone Credit Union's membership page. Final membership determination is always made by the credit union.
Work at Capstone Credit Union?
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Frequently Asked Questions
What rates does Capstone Credit Union offer?
Capstone Credit Union currently offers vehicle loan, personal loan, and credit card rates. The rates shown on this page were last verified August 4, 2026 directly from the credit union's official website.
How often are Capstone Credit Union rates updated?
RateAPI verifies Capstone Credit Union's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified August 4, 2026.
Where does RateAPI get Capstone Credit Union's rate data?
Rate data is collected directly from Capstone Credit Union's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized.
What are Capstone Credit Union's auto, rv, boat & motorcycle loan rates?
As of August 4, 2026, Capstone Credit Union offers vehicle loans from 5.29% APR.
What is Capstone Credit Union's personal loan rate?
As of August 4, 2026, Capstone Credit Union offers personal loans from 4.99% APR.
What is Capstone Credit Union's best CD rate?
As of August 4, 2026, Capstone Credit Union offers savings and certificate (CD) yields up to 5.00% APY.
Related Rate Data
Compare Capstone Credit Union's rates against national credit-union benchmarks.
Source Information
Rate data is scraped directly from the credit union's official website and verified daily by our automated systems.
View Original SourceMethodology
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View MethodologyTrack Capstone Credit Union rates
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# Get rates for Capstone Credit Union
curl "https://api.rateapi.dev/credit-unions/california/capstone" \
-H "Authorization: Bearer YOUR_API_KEY"