River Valley Community Credit Union
Verified rate book
Current River Valley Community Credit Union rates
18 published offers verified as of August 4, 2026.
HELOC rates
1 offer| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| Real Estate/Home Equity Real Estate**Rates based on Term, Down Payment, and Credit Score**heloc | 5.520% APR | 5.520% | — | Standard |
Personal loan rates
3 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| Unsecured/ Signature (24Months)personal_unsecured_24mo | 9.870% APR | 9.870% | 24 mo | Standard |
| Unsecured/ Signature (30 Months)personal_unsecured_30mo | 9.870% APR | 9.870% | 30 mo | Standard |
| Unsecured/ Signature (40 months)personal_unsecured_40mo | 9.870% APR | 9.870% | 40 mo | Standard |
Savings & CD rates
14 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| Share Balance $1,000.00 to $9,999.99savings | 0.05% APY | 0.05% | — | Standard |
| Share Balance $200.00 to $999.99savings | 0.05% APY | 0.05% | — | Standard |
| Share Draft Balance $1,000.00 and abovesavings | 0.05% APY | 0.05% | — | Standard |
| Share Balance $10,000.00 and abovesavings | 0.15% APY | 0.15% | — | Standard |
| Interest earned on any balancesavings | 0.20% APY | 0.20% | — | Standard |
| Share Balance $1.00 and abovesavings | 1.00% APY | 1.00% | — | Standard |
| 36-Month Certificateshare_certificate_36mo | 3.18% APY | 3.13% | 36 mo | Standard |
| 24-Month Certificateshare_certificate_24mo | 3.19% APY | 3.14% | 24 mo | Standard |
| Share Certificates (91 Day)share_certificate | 3.21% APY | 3.18% | — | Standard |
| 6-Month Certificateshare_certificate_6mo | 3.27% APY | 3.24% | 6 mo | Standard |
| 12-Month Certificateshare_certificate_12mo | 3.28% APY | 3.23% | 12 mo | Standard |
| Share Certificates (3 Year Jumbo)share_certificate_36mo | 3.43% APY | 3.38% | 36 mo | Standard |
| Share Certificates (2 year Jumbo)share_certificate_24mo | 3.44% APY | 3.39% | 24 mo | Standard |
| Share Certificates (1 Year Jumbo)share_certificate_12mo | 3.54% APY | 3.48% | 12 mo | Standard |
HELOC rates from 5.52% APR. Personal loan rates from 9.87% APR. Savings and certificate yields up to 3.54% APY.
Source: RateAPI.dev, verified from River Valley Community Credit Union's official website
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About River Valley Community Credit Union
Institution facts reported to the National Credit Union Administration for Invalid Date.
- Members
- 6.8K
- Assets
- $64.6M
- Founded
- 1953
- Locations reported
- 2
- NCUA charter
- 8812
- Charter type
- Federal credit union
Services and member support
- Online membership application
- Electronic statements
- Financial education
Source: NCUA quarterly call report. Services are institution-reported; confirm availability with the credit union.
Other credit unions with branches nearby
Compare membership, services, and rates from other institutions with an NCUA-reported branch nearby.
Nearest-first estimates use the center of your Census ZIP area and NCUA-reported branch locations. Distances are straight-line estimates, not driving distance.
Who Can Join River Valley Community Credit Union
Membership eligibility from River Valley Community Credit Union's own published criteria. How we verify this.
Community charter: live/work in Ouachita, Calhoun, Columbia +2 more
- LocationOuachita, Calhoun, Columbia, Union, Dallas
Verified from River Valley Community Credit Union's membership page. Final membership determination is always made by the credit union.
Work at River Valley Community Credit Union?
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Frequently Asked Questions
What rates does River Valley Community Credit Union offer?
River Valley Community Credit Union currently offers HELOC, and personal loan rates. The rates shown on this page were last verified August 4, 2026 directly from the credit union's official website.
How often are River Valley Community Credit Union rates updated?
RateAPI verifies River Valley Community Credit Union's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified August 4, 2026.
Where does RateAPI get River Valley Community Credit Union's rate data?
Rate data is collected directly from River Valley Community Credit Union's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized.
What is River Valley Community Credit Union's HELOC rate?
As of August 4, 2026, River Valley Community Credit Union offers home equity lines of credit from 5.52% APR.
What is River Valley Community Credit Union's personal loan rate?
As of August 4, 2026, River Valley Community Credit Union offers personal loans from 9.87% APR.
What is River Valley Community Credit Union's best CD rate?
As of August 4, 2026, River Valley Community Credit Union offers savings and certificate (CD) yields up to 3.54% APY.
Related Rate Data
Compare River Valley Community Credit Union's rates against national credit-union benchmarks.
Source Information
Rate data is scraped directly from the credit union's official website and verified daily by our automated systems.
View Original SourceMethodology
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# Get rates for River Valley Community Credit Union
curl "https://api.rateapi.dev/credit-unions/arkansas/river-valley-community" \
-H "Authorization: Bearer YOUR_API_KEY"