Northern Skies Credit Union

Anchorage, Alaska
Last verified: August 4, 2026
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Verified rate book

Current Northern Skies Credit Union rates

48 published offers verified as of August 4, 2026.

How we verify rates

Mortgage rates

1 offer
Northern Skies Credit Union mortgage rates as of August 4, 2026
ProductPublishedRateTerm / conditionStatus
Mini-Mortgageother10.900% APR10.900%—Standard

Auto & vehicle rates

7 offers
Northern Skies Credit Union auto & vehicle rates as of August 4, 2026
ProductPublishedRateTerm / conditionStatus
84-Month New Auto Loanauto_new_84mo4.990% APR4.990%84 mo · newStandard
84-Month Used Auto Loanauto_used_84mo4.990% APR4.990%84 mo · usedStandard
Motorcycles & Off-Road Vehiclesmotorcycle_any_60mo6.190% APR6.190%60 moStandard
240-Month Boat Loanboat_any_240mo6.790% APR6.790%240 moStandard
Motorhomes, Campers, & Trailersrv_any_240mo7.150% APR7.150%240 moStandard
Aircraftauto_any_144mo7.350% APR7.350%144 moStandard
Auto Loans (Classics & Collectibles)auto_any_72mo8.500% APR8.500%72 moStandard

HELOC rates

4 offers
Northern Skies Credit Union heloc rates as of August 4, 2026
ProductPublishedRateTerm / conditionStatus
HELOC (Variable)heloc_variable6.250% APR6.250%—Standard
Home Equity Loan (Fixed)heloc_fixed7.400% APR7.400%—Standard
Recreational Propertyheloc7.900% APR7.900%—Standard
Mini-HELOCheloc_variable10.250% APR10.250%—Standard

Personal loan rates

2 offers
Northern Skies Credit Union personal loan rates as of August 4, 2026
ProductPublishedRateTerm / conditionStatus
Miscellaneous Collateralpersonal_secured_84mo8.000% APR8.000%84 moStandard
60-Month Signature Loanpersonal_unsecured_60mo11.350% APR11.350%60 moStandard

Credit card rates

2 offers
Northern Skies Credit Union credit card rates as of August 4, 2026
ProductPublishedRateTerm / conditionStatus
Platinum Credit Cardcredit_card_platinum8.950% APR8.950%—Standard
Ascend Secured VISA Credit Cardcredit_card_secured12.950% APR12.950%—Standard

Savings & CD rates

31 offers
Northern Skies Credit Union savings & cd rates as of August 4, 2026
ProductPublishedRateTerm / conditionStatus
Peak Rewards Checking* (All balances if qualifications not met)savings0.01% APY0.01%—Standard
Special Purpose Savings *savings0.10% APY0.10%—Standard
Educational/Coverdell IRA Sharesira0.15% APY0.15%—Standard
Peak Rewards Checking* ($15,000+)savings0.15% APY0.15%—Standard
Jumbo Money Market Shares* (Up to $99,999)money_market0.25% APY0.25%—Standard
Money Market ($2,500–$9,999)money_market0.35% APY0.35%—Standard
Money Market ($10,000–$24,999)money_market0.60% APY0.60%—Standard
Money Market ($25,000–$49,999)money_market0.70% APY0.70%—Standard
Money Market ($50,000–$99,999)money_market0.80% APY0.80%—Standard
Money Market ($100,000+)money_market0.85% APY0.85%—Standard
Jumbo Money Market Shares* ($100,000 - $200,000)money_market1.25% APY1.25%—Standard
Jumbo Money Market Shares* ($200,000.01 and over)money_market1.65% APY1.65%—Standard
Certificate ($100,000+)share_certificate1.90% APY1.90%—Standard
Certificate (Up to $100,000)share_certificate1.90% APY1.90%—Standard
Share Certificates (90-Day)share_certificate1.90% APY1.90%—Standard
24-Month IRA Certificateira_cd_24mo3.00% APY3.00%24 moStandard
24-Month Certificate ($100,000+)share_certificate_24mo3.00% APY3.00%24 moStandard
24-Month Certificate (Up to $100,000)share_certificate_24mo3.00% APY3.00%24 moStandard
36-Month Certificateshare_certificate_36mo3.15% APY3.15%36 moStandard
36-Month Certificate (Up to $100,000)share_certificate_36mo3.15% APY3.15%36 moStandard
36-Month Certificateshare_certificate_36mo3.25% APY3.25%36 moStandard
Share Certificates (180-Day)share_certificate3.25% APY3.25%—Standard
18-Month Certificateshare_certificate_18mo3.95% APY3.95%18 moStandard
24-Month Certificateshare_certificate_24mo3.95% APY3.95%24 moStandard
12-Month Certificate (Up to $100,000)share_certificate_12mo3.95% APY3.95%12 moStandard
12-Month Certificateshare_certificate_12mo3.95% APY3.95%12 moStandard
18-Month Certificateshare_certificate_18mo4.05% APY4.05%18 moStandard
12-Month Certificate ($100,000+)share_certificate_12mo4.05% APY4.05%12 moStandard
24-Month Certificateshare_certificate_24mo4.05% APY4.05%24 moStandard
12-Month IRA Certificateira_cd_12mo4.30% APY4.30%12 moStandard
Peak Rewards Checking* ($0 - $15,000)savings5.00% APY5.00%—Standard

Other rates

1 offer
Northern Skies Credit Union other rates as of August 4, 2026
ProductPublishedRateTerm / conditionStatus
SMART Loanother18.000% %18.000%—Standard

As of August 4, 2026, Northern Skies Credit Union offers mortgage rates from 10.9% APR. Vehicle loans available from 4.99% APR for 84 months. HELOC rates from 6.25% APR. Personal loan rates from 8% APR. Credit card rates from 8.95% APR. Savings and certificate yields up to 5.00% APY.

Source: RateAPI.dev, verified from Northern Skies Credit Union's official website

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About Northern Skies Credit Union

Institution facts reported to the National Credit Union Administration for Invalid Date.

Members
13.8K
Assets
$222.6M
Founded
1967
Locations reported
2
NCUA charter
18204
Charter type
Federal credit union

Services and member support

  • Online membership application
  • Online loan application
  • Open an account online
  • Electronic statements
  • Mobile check deposit
  • Mobile payments
  • Financial counseling
  • Payday Alternative Loans I

Source: NCUA quarterly call report. Services are institution-reported; confirm availability with the credit union.

Other credit unions with branches nearby

Compare membership, services, and rates from other institutions with an NCUA-reported branch nearby.

Credit Union 1DeBarr · Anchorage · AK · 99508-3114Branch in the same ZIPGlobalDebarr Branch · Anchorage · AK · 99508Branch in the same ZIPAlaska Air GroupAnchorage Office · ANCHORAGE · AK · 99518-1077About 3.7 miles awayAlaska Dist EngineersAlaska District Engineers FCU · JBER · AK · 99506-1518About 4.9 miles awayNuvisionSouthside Financial Center Branch 4 · Anchorage · AK · 99515-3596About 6.4 miles awayMatanuska ValleyBig Lake Office · Big Lake · AK · 99623About 16.8 miles away

Nearest-first estimates use the center of your Census ZIP area and NCUA-reported branch locations. Distances are straight-line estimates, not driving distance.

Who Can Join Northern Skies Credit Union

Membership eligibility from Northern Skies Credit Union's own published criteria. How we verify this.

Community charter: live/work in AK

  • LocationAK

Cost to join: About $5.

Verified from Northern Skies Credit Union's membership page. Final membership determination is always made by the credit union.

Work at Northern Skies Credit Union?

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Frequently Asked Questions

What rates does Northern Skies Credit Union offer?

Northern Skies Credit Union currently offers mortgage, vehicle loan, HELOC, personal loan, and credit card rates. The rates shown on this page were last verified August 4, 2026 directly from the credit union's official website.

How often are Northern Skies Credit Union rates updated?

RateAPI verifies Northern Skies Credit Union's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified August 4, 2026.

Where does RateAPI get Northern Skies Credit Union's rate data?

Rate data is collected directly from Northern Skies Credit Union's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized.

What is Northern Skies Credit Union's mortgage rate?

As of August 4, 2026, Northern Skies Credit Union offers mortgage rates from 10.9% APR.

What are Northern Skies Credit Union's auto, rv, boat & motorcycle loan rates?

As of August 4, 2026, Northern Skies Credit Union offers vehicle loans from 4.99% APR.

What is Northern Skies Credit Union's HELOC rate?

As of August 4, 2026, Northern Skies Credit Union offers home equity lines of credit from 6.25% APR.

What is Northern Skies Credit Union's personal loan rate?

As of August 4, 2026, Northern Skies Credit Union offers personal loans from 8% APR.

What is Northern Skies Credit Union's best CD rate?

As of August 4, 2026, Northern Skies Credit Union offers savings and certificate (CD) yields up to 5.00% APY.

Related Rate Data

Compare Northern Skies Credit Union's rates against national credit-union benchmarks.

More Alaska credit unionsMortgage rate benchmarkAuto loan rate benchmarkHELOC ratesPersonal loan ratesCredit card ratesHow we verify rates

Source Information

Rate data is scraped directly from the credit union's official website and verified daily by our automated systems.

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Methodology

Learn how we collect, normalize, and verify rate data with full transparency and no pay-to-rank incentives.

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