Social Security Credit Union

Birmingham, Alabama
Last verified: August 4, 2026
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Verified rate book

Current Social Security Credit Union rates

16 published offers verified as of August 4, 2026.

How we verify rates

Auto & vehicle rates

5 offers
Social Security Credit Union auto & vehicle rates as of August 4, 2026
ProductPublishedRateTerm / conditionStatus
New/Used Automobile (2 Years or Newer)auto_any_84mo6.750% APR6.750%84 mo · anyStandard
Used Automobile (3 Years - 9 Years Old)auto_used_72mo7.250% APR7.250%72 mo · usedStandard
Older Used Automobile (10 Years and Older)auto_used_48mo8.000% APR8.000%48 mo · usedStandard
48-Month New Boat Loanboat_new_48mo8.500% APR8.500%48 mo · newStandard
48-Month New Motorcycle Loanmotorcycle_new_48mo8.500% APR8.500%48 mo · newStandard

Personal loan rates

2 offers
Social Security Credit Union personal loan rates as of August 4, 2026
ProductPublishedRateTerm / conditionStatus
Personal Loan (Closed End)personal_unsecured_36mo14.750% APR14.750%36 moStandard
Personal Loan (Open End/Overdraft)personal_unsecured16.000% APR16.000%Standard

Credit card rates

3 offers
Social Security Credit Union credit card rates as of August 4, 2026
ProductPublishedRateTerm / conditionStatus
Platinum Credit Cardcredit_card_platinum9.900% APR9.900%Standard
Credit Card: Visa Goldcredit_card11.900% APR11.900%Standard
Credit Card: Visa Classiccredit_card13.900% APR13.900%Standard

Savings & CD rates

6 offers
Social Security Credit Union savings & cd rates as of August 4, 2026
ProductPublishedRateTerm / conditionStatus
Super Money Market ($2,500-$9,999)money_market0.55% APY0.55%Standard
Super Money Market ($10,000 & up)money_market0.65% APY0.65%Standard
36-Month Certificatecd_36mo3.00% APY3.00%36 moStandard
24-Month Certificatecd_24mo3.25% APY3.25%24 moStandard
6-Month Certificatecd_6mo3.50% APY3.50%6 moStandard
12-Month Certificatecd_12mo3.50% APY3.50%12 moStandard

Vehicle loans available from 6.75% APR for 84 months. Personal loan rates from 14.75% APR. Credit card rates from 9.9% APR. Savings and certificate yields up to 3.50% APY.

Source: RateAPI.dev, verified from Social Security Credit Union's official website

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About Social Security Credit Union

Institution facts reported to the National Credit Union Administration for Invalid Date.

Members
2.6K
Assets
$36.6M
Founded
1947
Locations reported
2
NCUA charter
61391
Charter type
Federally insured state-chartered credit union

Services and member support

  • Online loan application
  • Open an account online
  • Electronic statements
  • Mobile check deposit
  • Financial counseling
  • Student scholarships

Source: NCUA quarterly call report. Services are institution-reported; confirm availability with the credit union.

Who Can Join Social Security Credit Union

Membership eligibility from Social Security Credit Union's own published criteria. How we verify this.

Membership via employers (Social Security Administration +1 more) or occupations (Federal employees)

  • EmployerSocial Security Administration, Department of Health and Human Services
  • OccupationFederal employees

Verified from Social Security Credit Union's membership page. Final membership determination is always made by the credit union.

Work at Social Security Credit Union?

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Frequently Asked Questions

What rates does Social Security Credit Union offer?

Social Security Credit Union currently offers vehicle loan, personal loan, and credit card rates. The rates shown on this page were last verified August 4, 2026 directly from the credit union's official website.

How often are Social Security Credit Union rates updated?

RateAPI verifies Social Security Credit Union's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified August 4, 2026.

Where does RateAPI get Social Security Credit Union's rate data?

Rate data is collected directly from Social Security Credit Union's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized.

What are Social Security Credit Union's auto, boat & motorcycle loan rates?

As of August 4, 2026, Social Security Credit Union offers vehicle loans from 6.75% APR.

What is Social Security Credit Union's personal loan rate?

As of August 4, 2026, Social Security Credit Union offers personal loans from 14.75% APR.

What is Social Security Credit Union's best CD rate?

As of August 4, 2026, Social Security Credit Union offers savings and certificate (CD) yields up to 3.50% APY.

Related Rate Data

Compare Social Security Credit Union's rates against national credit-union benchmarks.

Source Information

Rate data is scraped directly from the credit union's official website and verified daily by our automated systems.

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Methodology

Learn how we collect, normalize, and verify rate data with full transparency and no pay-to-rank incentives.

View Methodology

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Use it via API

Access this data programmatically with our REST API

terminal
# Get rates for Social Security Credit Union
curl "https://api.rateapi.dev/credit-unions/alabama/social-security" \
  -H "Authorization: Bearer YOUR_API_KEY"