Birmingham City Credit Union

Birmingham, Alabama
Last verified: August 3, 2026
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Verified rate book

Current Birmingham City Credit Union rates

16 published offers verified as of August 3, 2026.

How we verify rates

Savings & CD rates

16 offers
Birmingham City Credit Union savings & cd rates as of August 3, 2026
ProductPublishedRateTerm / conditionStatus
$100 – $9,999.99savings0.25% APY0.25%—Standard
$10,000 – $24,999.99savings0.40% APY0.40%—Standard
$25,000 – $74,999.99savings0.50% APY0.50%—Standard
$75,000 – $9,999,999.99savings0.70% APY0.70%—Standard
3-Month Certificatecd_3mo1.00% APY1.00%3 moStandard
6-Month Certificatecd_6mo1.50% APY1.50%6 moStandard
12-Month Certificatecd_12mo2.50% APY2.50%12 moStandard
36-Month Certificatecd_36mo3.00% APY3.00%36 moStandard
60-Month Certificatecd_60mo3.00% APY3.00%60 moStandard
48-Month Certificatecd_48mo3.00% APY3.00%48 moStandard
24-Month Certificatecd_24mo3.50% APY3.50%24 moStandard
36-Month Certificatecd_36mo4.50% APY4.50%36 moStandard
48-Month Certificatecd_48mo4.75% APY4.75%48 moStandard
18-Month Certificatecd_18mo5.00% APY5.00%18 moStandard
60-Month Certificatecd_60mo5.00% APY5.00%60 moStandard
72-Month Certificatecd_72mo5.50% APY5.50%72 moStandard

Savings and certificate yields up to 5.50% APY.

Source: RateAPI.dev, verified from Birmingham City Credit Union's official website

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About Birmingham City Credit Union

Institution facts reported to the National Credit Union Administration for Invalid Date.

Members
2.7K
Assets
$10.2M
Founded
1956
Locations reported
1
NCUA charter
64528
Charter type
Federally insured state-chartered credit union

Services and member support

  • Online membership application
  • Online loan application
  • Open an account online
  • Electronic statements
  • Mobile check deposit
  • Financial counseling
  • Financial education
  • Credit-builder products

Source: NCUA quarterly call report. Services are institution-reported; confirm availability with the credit union.

Other credit unions with branches nearby

Compare membership, services, and rates from other institutions with an NCUA-reported branch nearby.

AcipcoACIPCO Federal Credit Union · Birmingham · AL · 35207Branch in the same ZIPAlabama PostalAlabama Postal Credit Union · Birmingham · AL · 35203-3836About 3.5 miles awayAlabamaDowntown Birmingham Post Office · Birmingham · AL · 35203-3836About 3.5 miles awayAmerica's FirstMain Office · Birmingham · AL · 35203-1631About 3.5 miles awayFireman'sMain Office · Birmingham · AL · 35203-2201About 3.5 miles awayJefferson Credit UnionCourthouse · Birmingham · AL · 35203About 3.5 miles away

Nearest-first estimates use the center of your Census ZIP area and NCUA-reported branch locations. Distances are straight-line estimates, not driving distance.

Who Can Join Birmingham City Credit Union

Membership eligibility from Birmingham City Credit Union's own published criteria. How we verify this.

Membership via occupations (city employees)

  • Occupationcity employees

Verified from Birmingham City Credit Union's membership page. Final membership determination is always made by the credit union.

Work at Birmingham City Credit Union?

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Frequently Asked Questions

What rates does Birmingham City Credit Union offer?

Birmingham City Credit Union is a credit union in Alabama. Rate data is currently being verified.

How often are Birmingham City Credit Union rates updated?

RateAPI verifies Birmingham City Credit Union's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified August 3, 2026.

Where does RateAPI get Birmingham City Credit Union's rate data?

Rate data is collected directly from Birmingham City Credit Union's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized.

What is Birmingham City Credit Union's best CD rate?

As of August 3, 2026, Birmingham City Credit Union offers savings and certificate (CD) yields up to 5.50% APY.

Related Rate Data

Compare Birmingham City Credit Union's rates against national credit-union benchmarks.

More Alabama credit unionsHow we verify rates

Source Information

Rate data is scraped directly from the credit union's official website and verified daily by our automated systems.

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Methodology

Learn how we collect, normalize, and verify rate data with full transparency and no pay-to-rank incentives.

View Methodology

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# Get rates for Birmingham City Credit Union
curl "https://api.rateapi.dev/credit-unions/alabama/birmingham-city" \
  -H "Authorization: Bearer YOUR_API_KEY"
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