KY · Rate Scorecard · 2026-08-01 · Prepared by RateAPI
The Health & Education Credit Union
The Health & Education Credit Union leads its KY market on 1 product — and trails badly on 3.
Market leader
#1 of 9
Used Auto Loan (best offer, cars)
Top-3 rankings
2
out of 5 products tracked
Products tracked
5
ranked against every KY CU we cover
New Auto Loan (best offer, cars)
#10 of 11
5.49%
their rate
+150 bp
Class Act Credit Union
Used Auto Loan (best offer, cars)
#1 of 9
3.99%
their rate
leader
they set the pace
HELOC (best offer)
#12 of 16
6.50%
their rate
+250 bp
University of Kentucky Credit Union
Personal Loan (unsecured, best offer)
#23 of 25
11.90%
their rate
+491 bp
Greater Kentucky Cu, Inc. Credit Union
12-Month CD (best APY)
#3 of 12
3.91%
their rate
+59 bp
Louisville Federal Credit Union
MethodologyBest published servable rate per product, APR-based, standard rates only (promotional/intro teasers excluded), cars-only for auto, purchase mortgages only; ranked against every KY credit union we track with a current rate (re-verified within 14 days). Source: RateAPI — live, page-verified rates from 3,700+ US credit unions across 11 lending products and deposits. · rateapi.dev · about this scorecard
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