NC · Rate Scorecard · 2026-08-01 · Prepared by RateAPI
State Employees' Credit Union
State Employees' Credit Union is a rate leader in NC — and almost nobody can see it.
Market leader
#1 of 13
30-Year Fixed Mortgage (purchase)
Top-3 rankings
3
out of 5 products tracked
Products tracked
5
ranked against every NC CU we cover
30-Year Fixed Mortgage (purchase)
#1 of 13
6.07%
their rate
leader
they set the pace
New Auto Loan (best offer, cars)
#2 of 21
3.75%
their rate
+10 bp
Electel Cooperative Credit Union
Used Auto Loan (best offer, cars)
#3 of 21
4.50%
their rate
+51 bp
Members Credit Union
HELOC (best offer)
#5 of 17
6.25%
their rate
+275 bp
Healthshare Credit Union
Personal Loan (unsecured, best offer)
#15 of 35
9.00%
their rate
+415 bp
TCP Credit Union
MethodologyBest published servable rate per product, APR-based, standard rates only (promotional/intro teasers excluded), cars-only for auto, purchase mortgages only; ranked against every NC credit union we track with a current rate (re-verified within 14 days). Source: RateAPI — live, page-verified rates from 3,700+ US credit unions across 11 lending products and deposits. · rateapi.dev · about this scorecard
Want this refreshed weekly with alerts when your position changes? — email kam@rateapi.dev