HI · Rate Scorecard · 2026-08-01 · Prepared by RateAPI
Pearl Hawaii Credit Union
Pearl Hawaii Credit Union leads its HI market on 1 product — and trails badly on 2.
Market leader
#1 of 17
HELOC (best offer)
Top-3 rankings
1
out of 5 products tracked
Products tracked
5
ranked against every HI CU we cover
New Auto Loan (best offer, cars)
#15 of 18
5.00%
their rate
+135 bp
Hawaii Schools Credit Union
Used Auto Loan (best offer, cars)
#12 of 19
5.00%
their rate
+175 bp
Lanai Credit Union
HELOC (best offer)
#1 of 17
4.50%
their rate
leader
they set the pace
Personal Loan (unsecured, best offer)
#31 of 32
8.00%
their rate
+400 bp
Hawaii County Employees Credit Union
12-Month CD (best APY)
#8 of 11
1.25%
their rate
+231 bp
Kauai Ohana Credit Union
MethodologyBest published servable rate per product, APR-based, standard rates only (promotional/intro teasers excluded), cars-only for auto, purchase mortgages only; ranked against every HI credit union we track with a current rate (re-verified within 14 days). Source: RateAPI — live, page-verified rates from 3,700+ US credit unions across 11 lending products and deposits. · rateapi.dev · about this scorecard
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