NC · Rate Scorecard · 2026-08-01 · Prepared by RateAPI
Electel Cooperative Credit Union
Electel Cooperative Credit Union is a rate leader in NC — and almost nobody can see it.
Market leader
#1 of 21
New Auto Loan (best offer, cars)
Top-3 rankings
3
out of 5 products tracked
Products tracked
5
ranked against every NC CU we cover
New Auto Loan (best offer, cars)
#1 of 21
3.65%
their rate
leader
they set the pace
Used Auto Loan (best offer, cars)
#2 of 21
4.40%
their rate
+41 bp
Members Credit Union
HELOC (best offer)
#4 of 17
6.00%
their rate
+250 bp
Healthshare Credit Union
Personal Loan (unsecured, best offer)
#5 of 35
6.75%
their rate
+190 bp
TCP Credit Union
12-Month CD (best APY)
#3 of 8
3.85%
their rate
+15 bp
Coastal Credit Union
MethodologyBest published servable rate per product, APR-based, standard rates only (promotional/intro teasers excluded), cars-only for auto, purchase mortgages only; ranked against every NC credit union we track with a current rate (re-verified within 14 days). Source: RateAPI — live, page-verified rates from 3,700+ US credit unions across 11 lending products and deposits. · rateapi.dev · about this scorecard
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