VA · Rate Scorecard · 2026-08-01 · Prepared by RateAPI

Central Virginia Credit Union

Central Virginia Credit Union is a rate leader in VA — and almost nobody can see it.

Market leader
#1 of 17
New Auto Loan (best offer, cars)
Top-3 rankings
3
out of 4 products tracked
Products tracked
4
ranked against every VA CU we cover
New Auto Loan (best offer, cars)
#1 of 17
2.99%
their rate
VA best 2.99%median 4.24%
leader
they set the pace
Used Auto Loan (best offer, cars)
#1 of 14
2.99%
their rate
VA best 2.99%median 4.79%
leader
they set the pace
HELOC (best offer)
#11 of 23
5.99%
their rate
VA best 3.69%median 5.99%
+230 bp
Chartway Credit Union
Personal Loan (unsecured, best offer)
#2 of 27
5.49%
their rate
VA best 5.15%median 8.74%
+34 bp
Suncomp Employees Credit Union
MethodologyBest published servable rate per product, APR-based, standard rates only (promotional/intro teasers excluded), cars-only for auto, purchase mortgages only; ranked against every VA credit union we track with a current rate (re-verified within 14 days). Source: RateAPI — live, page-verified rates from 3,700+ US credit unions across 11 lending products and deposits. · rateapi.dev · about this scorecard
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