Unitedone Credit Union

Manitowoc, Wisconsin
Last verified: August 4, 2026
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Verified rate book

Current Unitedone Credit Union rates

25 published offers verified as of August 4, 2026.

How we verify rates

Mortgage rates

6 offers
Unitedone Credit Union mortgage rates as of August 4, 2026
ProductPublishedRateTerm / conditionStatus
30 Year Fixed (360 months)30 year fixed6.703% APR6.625%Standard
15 Year Fixed (180 months)15 year fixed6.125% APR6.000%Standard
10 Year Fixed (120 Months)10 year fixed5.750% APR5.750%Standard
10 Year Fixed (120 months)10 year fixed5.927% APR5.750%Standard
20 Year Fixed (240 months)20 year fixed6.476% APR6.375%Standard
Mortgageother6.750% APR6.750%Standard

Auto & vehicle rates

10 offers
Unitedone Credit Union auto & vehicle rates as of August 4, 2026
ProductPublishedRateTerm / conditionStatus
Find the Right Rate for Your Vehicle or Home Loan (Up to 60 Months)auto_any_60mo4.490% APR4.490%60 moStandard
Find the Right Rate for Your Vehicle or Home Loan (Up to 72 Months)auto_any_72mo5.240% APR5.240%72 moStandard
Find the Right Rate for Your Vehicle or Home Loan (Up to 48 Months)auto_any_48mo5.490% APR5.490%48 moStandard
Up to 72 Months ($10,000 loan)auto_any_72mo5.740% APR5.740%72 moStandard
Find the Right Rate for Your Vehicle or Home Loan (Up to 84 Months)auto_any_84mo6.240% APR6.240%84 moStandard
Find the Right Rate for Your Vehicle or Home Loan (Up to 36 Months)auto_any_36mo6.990% APR6.990%36 moStandard
Find the Right Rate for Your Vehicle or Home Loan (Up to 24 Months)auto_any_24mo6.990% APR6.990%24 moStandard
Up to 120 Months ($10,000 loan)auto_any_120mo7.490% APR7.490%120 moStandard
Up to 180 Months (minimum $30,000 loan)auto_any_180mo7.990% APR7.990%180 moStandard
Up to 240 Months (minimum $50,000 loan)auto8.990% APR8.990%Standard

HELOC rates

1 offer
Unitedone Credit Union heloc rates as of August 4, 2026
ProductPublishedRateTerm / conditionStatus
Home Equity Loan (Fixed)heloc_fixed5.750% APR5.750%Standard

Personal loan rates

2 offers
Unitedone Credit Union personal loan rates as of August 4, 2026
ProductPublishedRateTerm / conditionStatus
72-Month Share-Secured Loanpersonal_secured_72mo4.250% APR4.250%72 moStandard
24-Month Unsecured Personal Loanpersonal_unsecured_24mo9.990% APR9.990%24 moStandard

Credit card rates

4 offers
Unitedone Credit Union credit card rates as of August 4, 2026
ProductPublishedRateTerm / conditionStatus
IMAGINE Loans (Debt consolidation, credit card payoffs, medical expenses, miscellaneous expenses) (Up to 24 months)credit_card9.990% APR9.990%Standard
IMAGINE Loans (Debt consolidation, credit card payoffs, medical expenses, miscellaneous expenses) (Up to 48 Months)credit_card10.490% APR10.490%Standard
The greater of $16.00 or 4.000% of the balance at the time of the last advancecredit_card10.500% APR10.500%Standard
IMAGINE Loans (Debt consolidation, credit card payoffs, medical expenses, miscellaneous expenses) (Up to 72 Months)credit_card12.490% APR12.490%Standard

Other rates

2 offers
Unitedone Credit Union other rates as of August 4, 2026
ProductPublishedRateTerm / conditionStatus
Interest rate.other5.625% %5.625%Standard
APR.other5.756% %5.756%Standard

As of August 4, 2026, Unitedone Credit Union offers a 30-year fixed mortgage at 6.703% APR. Auto loans available from 4.49% APR for 60 months. HELOC rates from 5.75% APR. Personal loan rates from 4.25% APR. Credit card rates from 9.99% APR.

Source: RateAPI.dev, verified from Unitedone Credit Union's official website

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About Unitedone Credit Union

Institution facts reported to the National Credit Union Administration for Invalid Date.

Members
19K
Assets
$336.5M
Founded
1938
Locations reported
7
NCUA charter
67248
Charter type
Federally insured state-chartered credit union

Services and member support

  • Online membership application
  • Online loan application
  • Open an account online
  • Electronic statements
  • Mobile check deposit
  • Mobile payments
  • Financial counseling
  • Financial education
  • First-time homebuyer program
  • Bilingual services
  • Student scholarships

Source: NCUA quarterly call report. Services are institution-reported; confirm availability with the credit union.

Who Can Join Unitedone Credit Union

Membership eligibility from Unitedone Credit Union's own published criteria. How we verify this.

Community charter: live/work in Manitowoc, Sheboygan, Kewaunee +1 more

  • LocationManitowoc, Sheboygan, Kewaunee, Door

Cost to join: About $5.

Verified from Unitedone Credit Union's membership page. Final membership determination is always made by the credit union.

Work at Unitedone Credit Union?

This page is seen by prospective members comparing rates — and by the AI assistants they ask. Claim this profile to correct or update rates, add missing products, and get your free rate scorecard showing where Unitedone Credit Union ranks against Wisconsin peers.

Frequently Asked Questions

What rates does Unitedone Credit Union offer?

Unitedone Credit Union currently offers mortgage, Auto loan, HELOC, personal loan, and credit card rates. The rates shown on this page were last verified August 4, 2026 directly from the credit union's official website.

How often are Unitedone Credit Union rates updated?

RateAPI verifies Unitedone Credit Union's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified August 4, 2026.

Where does RateAPI get Unitedone Credit Union's rate data?

Rate data is collected directly from Unitedone Credit Union's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized.

What is Unitedone Credit Union's mortgage rate?

As of August 4, 2026, Unitedone Credit Union offers a 30-year fixed mortgage at 6.703% APR.

What are Unitedone Credit Union's auto loan rates?

As of August 4, 2026, Unitedone Credit Union offers auto loans from 4.49% APR.

What is Unitedone Credit Union's HELOC rate?

As of August 4, 2026, Unitedone Credit Union offers home equity lines of credit from 5.75% APR.

What is Unitedone Credit Union's personal loan rate?

As of August 4, 2026, Unitedone Credit Union offers personal loans from 4.25% APR.

Related Rate Data

Compare Unitedone Credit Union's rates against national credit-union benchmarks.

Source Information

Rate data is scraped directly from the credit union's official website and verified daily by our automated systems.

View Original Source

Methodology

Learn how we collect, normalize, and verify rate data with full transparency and no pay-to-rank incentives.

View Methodology

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Access this data programmatically with our REST API

terminal
# Get rates for Unitedone Credit Union
curl "https://api.rateapi.dev/credit-unions/wisconsin/unitedone" \
  -H "Authorization: Bearer YOUR_API_KEY"