Oakdale Credit Union
Verified rate book
Current Oakdale Credit Union rates
45 published offers verified as of August 4, 2026.
Mortgage rates
3 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| 15-Year Fixed15 year fixed | 5.750% APR | 5.750% | — | Standard |
| 10-Year Fixed10 year fixed | 5.550% APR | 5.550% | — | Standard |
| 7 Year Fixedother | 5.450% APR | 5.450% | — | Standard |
Auto & vehicle rates
6 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| Used Auto Loan (2020 and Older)auto_used | 3.990% APR | 3.990% | used | Standard |
| Recreationalpowersports | 3.990% APR | 3.990% | — | Standard |
| Recreational – Usedpowersports_used | 3.990% APR | 3.990% | used | Standard |
| New Auto Loanauto_new | 3.990% APR | 3.990% | new | Standard |
| Auto Loan (2021 and Newer)auto | 3.990% APR | 3.990% | — | Standard |
| New Auto Loanauto_new | 5.740% APR | 5.740% | new | Standard |
HELOC rates
3 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| Home Equity Loan (Fixed)heloc_fixed | 7.750% APR | 7.750% | — | Standard |
| Home Equity – Open Line of Creditheloc_variable | 7.750% APR | 7.750% | — | Standard |
| HELOC (Variable)heloc_variable | 12.000% APR | 12.000% | — | Standard |
Personal loan rates
4 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| Share-Secured Loanpersonal_secured | 5.500% APR | 5.500% | — | Standard |
| Kwik Cash – Open Line of Credit (fixed)ploc_variable | 9.000% APR | 9.000% | — | Standard |
| Personal – $1000.00 or moreother | 11.050% APR | 11.050% | — | Standard |
| Personal – Under $1000.00other | 15.050% APR | 15.050% | — | Standard |
Credit card rates
1 offer| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| Credit Cardcredit_card | 8.000% APR | 8.000% | — | Standard |
Savings & CD rates
28 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| First Insured Share Draftsavings | 1.01% APY | 1.00% | — | Standard |
| 3-Month Certificateshare_certificate_3mo | 1.25% APY | 1.25% | 3 mo | Standard |
| 3-Month Certificatecd_3mo | 1.25% APY | 1.25% | 3 mo | Standard |
| 6-Month Certificatecd_6mo | 2.15% APY | 2.15% | 6 mo | Standard |
| 6-Month Certificateshare_certificate_6mo | 2.15% APY | 2.15% | 6 mo | Standard |
| 9-Month Certificatecd_9mo | 2.25% APY | 2.25% | 9 mo | Standard |
| 9-Month Certificateshare_certificate_9mo | 2.25% APY | 2.25% | 9 mo | Standard |
| 12-Month Certificatecd_12mo | 2.93% APY | 2.90% | 12 mo | Standard |
| 12-Month Certificateshare_certificate_12mo | 2.93% APY | 2.90% | 12 mo | Standard |
| 12-Month IRA Certificateira_cd_12mo | 2.93% APY | 2.90% | 12 mo | Standard |
| 12-Month IRAira | 2.93% APY | 2.90% | 12 mo | Standard |
| 15-Month Certificateshare_certificate_15mo | 3.03% APY | 3.00% | 15 mo | Standard |
| 15-Month Certificatecd_15mo | 3.03% APY | 3.00% | 15 mo | Standard |
| 18-Month IRA Certificateira_cd_18mo | 3.14% APY | 3.10% | 18 mo | Standard |
| 18-Month Certificatecd_18mo | 3.14% APY | 3.10% | 18 mo | Standard |
| 18-Month IRAira | 3.14% APY | 3.10% | 18 mo | Standard |
| 18-Month Certificateshare_certificate_18mo | 3.14% APY | 3.10% | 18 mo | Standard |
| 24-Month Certificateshare_certificate_24mo | 3.19% APY | 3.15% | 24 mo | Standard |
| 24-Month IRAira | 3.19% APY | 3.15% | 24 mo | Standard |
| 24-Month Certificatecd_24mo | 3.19% APY | 3.15% | 24 mo | Standard |
| 24-Month IRA Certificateira_cd_24mo | 3.19% APY | 3.15% | 24 mo | Standard |
| 30-Month Certificatecd_30mo | 3.24% APY | 3.20% | 30 mo | Standard |
| 30-Month Certificateshare_certificate_30mo | 3.24% APY | 3.20% | 30 mo | Standard |
| 30-Month IRA Certificateira_cd_30mo | 3.24% APY | 3.20% | 30 mo | Standard |
| 36-Month Certificatecd_36mo | 3.29% APY | 3.25% | 36 mo | Standard |
| 36-Month Certificateshare_certificate_36mo | 3.29% APY | 3.25% | 36 mo | Standard |
| 42-Month Certificateshare_certificate_42mo | 3.34% APY | 3.30% | 42 mo | Standard |
| 42-Month Certificatecd_42mo | 3.34% APY | 3.30% | 42 mo | Standard |
As of August 4, 2026, Oakdale Credit Union offers a 15-year fixed mortgage at 5.75% APR. Vehicle loans available from 3.99% APR. HELOC rates from 7.75% APR. Personal loan rates from 5.5% APR. Credit card rates from 8% APR. Savings and certificate yields up to 3.34% APY.
Source: RateAPI.dev, verified from Oakdale Credit Union's official website
Latest available market position · Snapshot August 1, 2026
Oakdale Credit Union statewide rate position
This dated snapshot compares the credit union's best published rate in each tracked product with other WI credit unions in the same product market. Products may age out of the current rate book until they are verified again.
| Product | Published rate | State rank | State best | State median | Position vs. median |
|---|---|---|---|---|---|
| New Auto Loan (best offer, cars) | 3.99% APR | #2 of 13 · top 16% | 3.89% | 4.75% | 76 bp better than state median |
| Used Auto Loan (best offer, cars) | 3.99% APR | #1 of 15 · top 7% | 3.99% | 4.75% | 76 bp better than state median |
| HELOC (best offer) | 7.75% APR | #32 of 34 · top 95% | 4.25% | 6.28% | 147 bp behind state median |
| Personal Loan (unsecured, best offer) | 9.00% APR | #17 of 52 · top 33% | 4.49% | 9.90% | 90 bp better than state median |
| 12-Month CD (best APY) | 2.93% APY | #15 of 25 · top 60% | 6.00% | 3.00% | 7 bp behind state median |
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About Oakdale Credit Union
Institution facts reported to the National Credit Union Administration for Invalid Date.
- Members
- 11.4K
- Assets
- $133.5M
- Founded
- 1953
- Locations reported
- 3
- NCUA charter
- 67200
- Charter type
- Federally insured state-chartered credit union
Services and member support
- Online membership application
- Online loan application
- Open an account online
- Electronic statements
- Mobile check deposit
- Financial counseling
- Financial education
- Student scholarships
Source: NCUA quarterly call report. Services are institution-reported; confirm availability with the credit union.
Other credit unions with branches nearby
Compare membership, services, and rates from other institutions with an NCUA-reported branch nearby.
Nearest-first estimates use the center of your Census ZIP area and NCUA-reported branch locations. Distances are straight-line estimates, not driving distance.
Who Can Join Oakdale Credit Union
Membership eligibility from Oakdale Credit Union's own published criteria. How we verify this.
Community charter: live/work in Adams, Columbia, Jackson +6 more
- LocationAdams, Columbia, Jackson, Juneau, Monroe, Richland, Sauk, Vernon, Wood
Verified from Oakdale Credit Union's membership page. Final membership determination is always made by the credit union.
Work at Oakdale Credit Union?
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Frequently Asked Questions
What rates does Oakdale Credit Union offer?
Oakdale Credit Union currently offers mortgage, vehicle loan, HELOC, personal loan, and credit card rates. The rates shown on this page were last verified August 4, 2026 directly from the credit union's official website.
How often are Oakdale Credit Union rates updated?
RateAPI verifies Oakdale Credit Union's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified August 4, 2026.
Where does RateAPI get Oakdale Credit Union's rate data?
Rate data is collected directly from Oakdale Credit Union's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized.
What is Oakdale Credit Union's mortgage rate?
As of August 4, 2026, Oakdale Credit Union offers a 15-year fixed mortgage at 5.75% APR.
What are Oakdale Credit Union's auto & powersports loan rates?
As of August 4, 2026, Oakdale Credit Union offers vehicle loans from 3.99% APR.
What is Oakdale Credit Union's HELOC rate?
As of August 4, 2026, Oakdale Credit Union offers home equity lines of credit from 7.75% APR.
What is Oakdale Credit Union's personal loan rate?
As of August 4, 2026, Oakdale Credit Union offers personal loans from 5.5% APR.
What is Oakdale Credit Union's best CD rate?
As of August 4, 2026, Oakdale Credit Union offers savings and certificate (CD) yields up to 3.34% APY.
Related Rate Data
Compare Oakdale Credit Union's rates against national credit-union benchmarks.
Source Information
Rate data is scraped directly from the credit union's official website and verified daily by our automated systems.
View Original SourceMethodology
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View MethodologyTrack Oakdale Credit Union rates
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# Get rates for Oakdale Credit Union
curl "https://api.rateapi.dev/credit-unions/wisconsin/oakdale" \
-H "Authorization: Bearer YOUR_API_KEY"