Governmental Employees Credit Union

La Crosse, Wisconsin
Last verified: August 4, 2026
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Verified rate book

Current Governmental Employees Credit Union rates

62 published offers verified as of August 4, 2026.

How we verify rates

Mortgage rates

9 offers
Governmental Employees Credit Union mortgage rates as of August 4, 2026
ProductPublishedRateTerm / conditionStatus
15-Year Fixed15 year fixed6.000% APR6.000%—Standard
10-Year Fixed10 year fixed5.750% APR5.750%—Standard
Construction Loanother4.990% APR4.990%—Standard
Home Loanother5.500% APR5.500%—Standard
Home Mortgage Loanother5.500% APR5.500%—Standard
Home Loanother5.500% APR5.500%—Standard
5 Year Fixed Rateother5.500% APR5.500%—Standard
7 Year Fixed Rateother5.625% APR5.625%—Standard
12 Year Fixed Rateother5.875% APR5.875%—Standard

Auto & vehicle rates

26 offers
Governmental Employees Credit Union auto & vehicle rates as of August 4, 2026
ProductPublishedRateTerm / conditionStatus
2025 And Newer (<15,000 Miles): 1-36 Monthsauto_any_36mo3.990% APR3.990%36 moStandard
Auto and Motorcycle Loanmotorcycle3.990% APR3.990%—Standard
Auto and Motorcycle Loanmotorcycle_any_36mo3.990% APR3.990%36 moStandard
Bicycle Loanauto3.990% APR3.990%—Standard
18-Month Auto Loanauto_any_18mo4.000% APR3.990%18 moStandard
Auto and Motorcycle Loanmotorcycle_any_48mo4.240% APR4.240%48 moStandard
2025 And Newer (<15,000 Miles): 37-48 Monthsauto_any_48mo4.240% APR4.240%48 moStandard
Auto and Motorcycle Loanmotorcycle_any_60mo4.490% APR4.490%60 moStandard
36-Month RV Loan (2025 and Newer)rv_any_36mo4.490% APR4.490%36 moStandard
2025 And Newer (< 15,000 Miles): 49-60 Monthsauto_any_60mo4.490% APR4.490%60 moStandard
8 Years Or Newer: 1-36 Monthsauto_any_36mo4.490% APR4.490%36 moStandard
8 Years Or Newer: 37-48 Monthsauto_any_48mo4.740% APR4.740%48 moStandard
48-Month RV Loan (2025 and Newer)rv_any_48mo4.740% APR4.740%48 moStandard
2025 And Newer (< 15,000 Miles): 61-72 Monthsauto_any_72mo4.990% APR4.990%72 moStandard
8 Years Or Newer: 49-60 Monthsauto_any_60mo4.990% APR4.990%60 moStandard
60-Month RV Loan (2025 and Newer)rv_any_60mo4.990% APR4.990%60 moStandard
Auto and Motorcycle Loanmotorcycle_any_72mo4.990% APR4.990%72 moStandard
72-Month RV Loan (2025 and Newer)rv_any_72mo5.490% APR5.490%72 moStandard
Auto and Motorcycle Loanmotorcycle_any_84mo5.490% APR5.490%84 moStandard
8 Years Or Newer: 61-72 Monthsauto_any_72mo5.490% APR5.490%72 moStandard
2025 And Newer (< 15,000 Miles): 73-84 Monthsauto_any_84mo5.490% APR5.490%84 moStandard
9 Years Or Older: 1-36 Monthsauto_used_36mo5.990% APR5.990%36 mo · usedStandard
8 Years Or Newer: 73-84 Monthsauto_any_84mo5.990% APR5.990%84 moStandard
84-Month RV Loan (2025 and Newer)rv_any_84mo5.990% APR5.990%84 moStandard
9 Years Or Older: 37-48 Monthsauto_used_48mo6.240% APR6.240%48 mo · usedStandard
9 Years Or Older: 49-60 Monthsauto_used_60mo6.490% APR6.490%60 mo · usedStandard

HELOC rates

4 offers
Governmental Employees Credit Union heloc rates as of August 4, 2026
ProductPublishedRateTerm / conditionStatus
5-Year Home Equity Loan (Fixed)heloc_fixed6.125% APR6.125%—Standard
Home Equity Loan (Fixed)heloc_fixed6.125% APR6.125%—Standard
7-Year Home Equity Loan (Fixed)heloc_fixed6.375% APR6.375%—Standard
HELOC (Variable)heloc_variable6.750% APR6.750%—Standard

Personal loan rates

4 offers
Governmental Employees Credit Union personal loan rates as of August 4, 2026
ProductPublishedRateTerm / conditionStatus
Kwik Cash Line of Creditploc_variable8.990% APR8.990%—Standard
Up to $10,000personal10.990% APR10.990%—Standard
Unsecured Personal Loanpersonal_unsecured10.990% APR10.990%—Standard
Unsecured Personal Loanpersonal_unsecured12.990% APR12.990%—Standard

Credit card rates

1 offer
Governmental Employees Credit Union credit card rates as of August 4, 2026
ProductPublishedRateTerm / conditionStatus
Credit Cardcredit_card8.990% APR8.990%—Standard

Savings & CD rates

18 offers
Governmental Employees Credit Union savings & cd rates as of August 4, 2026
ProductPublishedRateTerm / conditionStatus
Basic Savingssavings0.10% APY0.10%—Standard
Saver's Sweepstakes Account ($2,500 & Up)savings0.10% APY0.10%—Standard
Businesssavings0.35% APY0.35%—Standard
IRAira0.50% APY0.50%—Standard
Coverdell ESA (Educational Savings Account)savings0.50% APY0.50%—Standard
Health Savings Account (Under $25,000)savings0.75% APY0.75%—Standard
Health Savings Account ($25,000 and Over)savings1.49% APY1.49%—Standard
Kasasa Rewardssavings2.25% APY2.25%—Standard
Clubhouse Certificates (24 months)cd_24mo3.54% APY3.54%24 moStandard
Clubhouse Certificates (12 months)cd_12mo3.54% APY3.54%12 moStandard
Clubhouse Certificates (36 months)cd_36mo3.54% APY3.54%36 moStandard
18-Month Certificatecd_18mo3.93% APY3.93%18 moStandard
18-Month IRA Certificateira_cd_18mo4.00% APY3.94%18 moStandard
CD Special - "Hole in One Rates" (9 Month & 18 Month Certificate)cd_9mo4.00% APY4.00%9 moStandard
Kick Start CDcd5.00% APY5.00%—Standard
Kick Start CD (Ages 0-12)cd5.00% APY5.00%—Standard
Goal Setter CD (Ages 13-18)cd6.00% APY6.00%—Standard
Goal Setter CDcd6.00% APY6.00%—Standard

As of August 4, 2026, Governmental Employees Credit Union offers a 15-year fixed mortgage at 6% APR. Vehicle loans available from 3.99% APR for 36 months. HELOC rates from 6.125% APR. Personal loan rates from 8.99% APR. Credit card rates from 8.99% APR. Savings and certificate yields up to 6.00% APY.

Source: RateAPI.dev, verified from Governmental Employees Credit Union's official website

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About Governmental Employees Credit Union

Institution facts reported to the National Credit Union Administration for Invalid Date.

Members
6.8K
Assets
$119.3M
Founded
1931
Locations reported
4
NCUA charter
66529
Charter type
Federally insured state-chartered credit union

Services and member support

  • Online membership application
  • Online loan application
  • Open an account online
  • Electronic statements
  • Mobile check deposit
  • Mobile payments
  • First-time homebuyer program
  • Student scholarships

Source: NCUA quarterly call report. Services are institution-reported; confirm availability with the credit union.

Other credit unions with branches nearby

Compare membership, services, and rates from other institutions with an NCUA-reported branch nearby.

AltraAltra Federal Credit Union · LA CROSSE · WI · 54601Branch in the same ZIPDairyland PowerDairyland Power Credit Union · La Crosse · WI · 54601-7227Branch in the same ZIPFirefighters525 5th Ave S · La Crosse · WI · 54601-4563Branch in the same ZIPGundersenHospital · La Crosse · WI · 54601Branch in the same ZIPMarineCorporate Office · La Crosse · WI · 54601Branch in the same ZIPMayo EmployeesLa Crosse Office · La Crosse · WI · 54601Branch in the same ZIP

Nearest-first estimates use the center of your Census ZIP area and NCUA-reported branch locations. Distances are straight-line estimates, not driving distance.

Who Can Join Governmental Employees Credit Union

Membership eligibility from Governmental Employees Credit Union's own published criteria. How we verify this.

Membership via occupations (Federal, State, or City Government Employee)

  • LocationLa Crosse
  • OccupationFederal, State, or City Government Employee

Verified from Governmental Employees Credit Union's membership page. Final membership determination is always made by the credit union.

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Frequently Asked Questions

What rates does Governmental Employees Credit Union offer?

Governmental Employees Credit Union currently offers mortgage, vehicle loan, HELOC, personal loan, and credit card rates. The rates shown on this page were last verified August 4, 2026 directly from the credit union's official website.

How often are Governmental Employees Credit Union rates updated?

RateAPI verifies Governmental Employees Credit Union's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified August 4, 2026.

Where does RateAPI get Governmental Employees Credit Union's rate data?

Rate data is collected directly from Governmental Employees Credit Union's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized.

What is Governmental Employees Credit Union's mortgage rate?

As of August 4, 2026, Governmental Employees Credit Union offers a 15-year fixed mortgage at 6% APR.

What are Governmental Employees Credit Union's auto, rv & motorcycle loan rates?

As of August 4, 2026, Governmental Employees Credit Union offers vehicle loans from 3.99% APR.

What is Governmental Employees Credit Union's HELOC rate?

As of August 4, 2026, Governmental Employees Credit Union offers home equity lines of credit from 6.125% APR.

What is Governmental Employees Credit Union's personal loan rate?

As of August 4, 2026, Governmental Employees Credit Union offers personal loans from 8.99% APR.

What is Governmental Employees Credit Union's best CD rate?

As of August 4, 2026, Governmental Employees Credit Union offers savings and certificate (CD) yields up to 6.00% APY.

Related Rate Data

Compare Governmental Employees Credit Union's rates against national credit-union benchmarks.

More Wisconsin credit unionsMortgage rate benchmarkAuto loan rate benchmarkHELOC ratesPersonal loan ratesCredit card ratesHow we verify rates

Source Information

Rate data is scraped directly from the credit union's official website and verified daily by our automated systems.

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Methodology

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