Cape Credit Union
Verified rate book
Current Cape Credit Union rates
19 published offers verified as of August 4, 2026.
Auto & vehicle rates
5 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| New Auto Loanauto_new | 5.200% APR | 5.200% | new | Standard |
| Used Auto Loanauto_used | 5.700% APR | 5.700% | used | Standard |
| Recreational Vehicles - NEW USEDrv_any | 7.990% APR | 7.990% | any | Standard |
| Boats / Campers - NEW USEDboat_any | 7.990% APR | 7.990% | any | Standard |
| Motorcycles/ATV - NEW USEDmotorcycle_any | 11.490% APR | 11.490% | any | Standard |
Personal loan rates
2 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| Share-Secured Loanpersonal_secured | 1.990% APR | 1.990% | — | Standard |
| Signature Loanpersonal_unsecured | 11.990% APR | 11.990% | — | Standard |
Credit card rates
1 offer| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| Credit Cardcredit_card | 12.990% APR | 12.990% | — | Standard |
Savings & CD rates
9 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| Savingsshare_savings | 0.05% APY | 0.05% | — | Standard |
| Vacation Club Accountsavings | 0.05% APY | 0.05% | — | Specialty offer |
| Share Savings IRA (Traditional Roth)ira | 0.10% APY | 0.10% | — | Standard |
| 6-Month Certificatecd_6mo | 0.75% APY | 0.75% | 6 mo | Standard |
| Christmas Club Accountsavings | 1.00% APY | 1.00% | — | Specialty offer |
| 48-Month Certificatecd_48mo | 1.50% APY | 1.50% | 48 mo | Standard |
| 36-Month Certificatecd_36mo | 1.65% APY | 1.65% | 36 mo | Standard |
| 24-Month Certificatecd_24mo | 1.85% APY | 1.85% | 24 mo | Standard |
| 12-Month Certificatecd_12mo | 2.15% APY | 2.15% | 12 mo | Standard |
Equipment loan rates
1 offer| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| Farm Equipment - NEW USEDequipment | 7.990% APR | 7.990% | — | Standard |
Other rates
1 offer| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| Classic / Collectibleother | 8.490% % | 8.490% | — | Standard |
Vehicle loans available from 5.2% APR. Personal loan rates from 1.99% APR. Credit card rates from 12.99% APR. Savings and certificate yields up to 2.15% APY. Equipment loans from 7.99% APR.
Source: RateAPI.dev, verified from Cape Credit Union's official website
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About Cape Credit Union
Institution facts reported to the National Credit Union Administration for Invalid Date.
- Members
- 1.2K
- Assets
- $15.7M
- Founded
- 1947
- Locations reported
- 1
- NCUA charter
- 24841
- Charter type
- Federal credit union
Services and member support
- Electronic statements
- Mobile check deposit
- Mobile payments
- Financial education
Source: NCUA quarterly call report. Services are institution-reported; confirm availability with the credit union.
Other credit unions with branches nearby
Compare membership, services, and rates from other institutions with an NCUA-reported branch nearby.
Nearest-first estimates use the center of your Census ZIP area and NCUA-reported branch locations. Distances are straight-line estimates, not driving distance.
Who Can Join Cape Credit Union
Membership eligibility from Cape Credit Union's own published criteria. How we verify this.
Community charter: live/work in Harrison, WV
- LocationHarrison — WV
Cost to join: About $11 (a $1 membership fee plus a $10 minimum deposit).
Verified from Cape Credit Union's membership page. Final membership determination is always made by the credit union.
Work at Cape Credit Union?
This page is seen by prospective members comparing rates — and by the AI assistants they ask. Claim this profile to correct or update rates, add missing products, and get your free rate scorecard showing where Cape Credit Union ranks against West Virginia peers.
Frequently Asked Questions
What rates does Cape Credit Union offer?
Cape Credit Union currently offers vehicle loan, personal loan, and credit card rates. The rates shown on this page were last verified August 4, 2026 directly from the credit union's official website.
How often are Cape Credit Union rates updated?
RateAPI verifies Cape Credit Union's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified August 4, 2026.
Where does RateAPI get Cape Credit Union's rate data?
Rate data is collected directly from Cape Credit Union's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized.
What are Cape Credit Union's auto, rv, boat & motorcycle loan rates?
As of August 4, 2026, Cape Credit Union offers vehicle loans from 5.2% APR.
What is Cape Credit Union's personal loan rate?
As of August 4, 2026, Cape Credit Union offers personal loans from 1.99% APR.
What is Cape Credit Union's best CD rate?
As of August 4, 2026, Cape Credit Union offers savings and certificate (CD) yields up to 2.15% APY.
Related Rate Data
Compare Cape Credit Union's rates against national credit-union benchmarks.
Source Information
Rate data is scraped directly from the credit union's official website and verified daily by our automated systems.
View Original SourceMethodology
Learn how we collect, normalize, and verify rate data with full transparency and no pay-to-rank incentives.
View MethodologyTrack Cape Credit Union rates
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# Get rates for Cape Credit Union
curl "https://api.rateapi.dev/credit-unions/west-virginia/cape" \
-H "Authorization: Bearer YOUR_API_KEY"