Safeway Credit Union

Spokane, Washington
Last verified: August 4, 2026
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Verified rate book

Current Safeway Credit Union rates

30 published offers verified as of August 4, 2026.

How we verify rates

Mortgage rates

2 offers
Safeway Credit Union mortgage rates as of August 4, 2026
ProductPublishedRateTerm / conditionStatus
New Mobile Homesother8.500% APR8.500%Standard
Used Mobile Homesother9.000% APR9.000%Standard

Auto & vehicle rates

17 offers
Safeway Credit Union auto & vehicle rates as of August 4, 2026
ProductPublishedRateTerm / conditionStatus
72-Month New Auto Loanauto_new_72mo4.490% APR4.490%72 mo · newStandard
72-Month Used Auto Loanauto_used_72mo4.490% APR4.490%72 mo · usedStandard
Auto Loanauto4.490% APR4.490%Standard
84-Month Used Auto Loanauto_used_84mo5.490% APR5.490%84 mo · usedStandard
84-Month New Auto Loanauto_new_84mo5.490% APR5.490%84 mo · newStandard
Older Used Carsauto_used_72mo6.990% APR6.990%72 mo · usedStandard
First Time Car Buyerauto_any_72mo7.490% APR7.490%72 moStandard
96-Month New Boat Loanboat_new_96mo7.500% APR7.500%96 mo · newStandard
96-Month Used Boat Loanboat_used_96mo7.500% APR7.500%96 mo · usedStandard
New & Used Recreational Vehiclesrv_any_96mo7.500% APR7.500%96 mo · anyStandard
RV & Boat Loanrv7.500% APR7.500%Standard
New & Used Recreational Vehiclesrv_any_180mo8.500% APR8.500%180 mo · anyStandard
Motorcycle Loanmotorcycle8.500% APR8.500%Standard
New Motorcycles & Snowmobilesmotorcycle_new_84mo8.500% APR8.500%84 mo · newStandard
Used Motorcycles & Snowmobilesmotorcycle_used_84mo8.500% APR8.500%84 mo · usedStandard
Older Used Boats (15-years and older)boat_used_72mo9.900% APR9.900%72 mo · usedStandard
Recreational Vehicles (15-years and older)rv_used_72mo9.900% APR9.900%72 mo · usedStandard

HELOC rates

2 offers
Safeway Credit Union heloc rates as of August 4, 2026
ProductPublishedRateTerm / conditionStatus
Second Mortgage HELOCheloc_variable8.500% APR8.500%Standard
Second Mortgage (fixed rate)heloc_fixed8.500% APR8.500%Standard

Personal loan rates

2 offers
Safeway Credit Union personal loan rates as of August 4, 2026
ProductPublishedRateTerm / conditionStatus
Share-Secured Loanpersonal_secured4.900% APR4.900%Standard
Signature Loanpersonal_unsecured11.900% APR11.900%Standard

Credit card rates

1 offer
Safeway Credit Union credit card rates as of August 4, 2026
ProductPublishedRateTerm / conditionStatus
Credit Cardcredit_card9.900% APR9.900%Standard

Savings & CD rates

5 offers
Safeway Credit Union savings & cd rates as of August 4, 2026
ProductPublishedRateTerm / conditionStatus
Regular Sharessavings1.00% APY1.00%Standard
Traditional IRA Sharesira1.25% APY1.25%Standard
24-Month Certificatecd_24mo2.50% APY2.50%24 moStandard
12-Month Certificatecd_12mo2.89% APY2.89%12 moStandard
6-Month Certificatecd_6mo3.25% APY3.25%6 moStandard

Equipment loan rates

1 offer
Safeway Credit Union equipment loan rates as of August 4, 2026
ProductPublishedRateTerm / conditionStatus
Tractor & Operating Equipmentequipment6.900% APR6.900%Standard

As of August 4, 2026, Safeway Credit Union offers mortgage rates from 8.5% APR. Vehicle loans available from 4.49% APR for 72 months. HELOC rates from 8.5% APR. Personal loan rates from 4.9% APR. Credit card rates from 9.9% APR. Savings and certificate yields up to 3.25% APY. Equipment loans from 6.9% APR.

Source: RateAPI.dev, verified from Safeway Credit Union's official website

Latest available market position · Snapshot August 1, 2026

Safeway Credit Union statewide rate position

This dated snapshot compares the credit union's best published rate in each tracked product with other WA credit unions in the same product market. Products may age out of the current rate book until they are verified again.

Best statewide position#1 of 22Used Auto Loan (best offer, cars)
Percentile bandTop 5%among comparable WA offers
Products tracked5in this dated snapshot
Best-position spread109 bp better than state medianState market leader
Published rate position by comparable product on August 1, 2026
ProductPublished rateState rankState bestState medianPosition vs. median
New Auto Loan (best offer, cars)4.49% APR#3 of 20 · top 15%4.00%5.00%51 bp better than state median
Used Auto Loan (best offer, cars)4.49% APR#1 of 22 · top 5%4.49%5.58%109 bp better than state median
HELOC (best offer)8.50% APR#28 of 29 · top 97%4.74%6.75%175 bp behind state median
Personal Loan (unsecured, best offer)11.90% APR#40 of 47 · top 86%5.25%9.74%216 bp behind state median
12-Month CD (best APY)2.89% APY#22 of 26 · top 85%5.12%3.30%41 bp behind state median

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About Safeway Credit Union

Institution facts reported to the National Credit Union Administration for Invalid Date.

Members
4.3K
Assets
$74.6M
Founded
1952
Locations reported
1
NCUA charter
8132
Charter type
Federal credit union

Services and member support

  • Online membership application
  • Online loan application
  • Electronic statements
  • Mobile check deposit
  • Mobile payments
  • Financial education
  • Student scholarships

Source: NCUA quarterly call report. Services are institution-reported; confirm availability with the credit union.

Who Can Join Safeway Credit Union

Membership eligibility from Safeway Credit Union's own published criteria. How we verify this.

Membership via employers (Safeway +3 more)

  • EmployerSafeway, Albertsons, Yokes, Retired Safeway Employees

Verified from Safeway Credit Union's membership page. Final membership determination is always made by the credit union.

Work at Safeway Credit Union?

This page is seen by prospective members comparing rates — and by the AI assistants they ask. Claim this profile to correct or update rates, add missing products, and get your free rate scorecard showing where Safeway Credit Union ranks against Washington peers.

Frequently Asked Questions

What rates does Safeway Credit Union offer?

Safeway Credit Union currently offers mortgage, vehicle loan, HELOC, personal loan, and credit card rates. The rates shown on this page were last verified August 4, 2026 directly from the credit union's official website.

How often are Safeway Credit Union rates updated?

RateAPI verifies Safeway Credit Union's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified August 4, 2026.

Where does RateAPI get Safeway Credit Union's rate data?

Rate data is collected directly from Safeway Credit Union's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized.

What is Safeway Credit Union's mortgage rate?

As of August 4, 2026, Safeway Credit Union offers mortgage rates from 8.5% APR.

What are Safeway Credit Union's auto, rv, boat & motorcycle loan rates?

As of August 4, 2026, Safeway Credit Union offers vehicle loans from 4.49% APR.

What is Safeway Credit Union's HELOC rate?

As of August 4, 2026, Safeway Credit Union offers home equity lines of credit from 8.5% APR.

What is Safeway Credit Union's personal loan rate?

As of August 4, 2026, Safeway Credit Union offers personal loans from 4.9% APR.

What is Safeway Credit Union's best CD rate?

As of August 4, 2026, Safeway Credit Union offers savings and certificate (CD) yields up to 3.25% APY.

Related Rate Data

Compare Safeway Credit Union's rates against national credit-union benchmarks.

Source Information

Rate data is scraped directly from the credit union's official website and verified daily by our automated systems.

View Original Source

Methodology

Learn how we collect, normalize, and verify rate data with full transparency and no pay-to-rank incentives.

View Methodology

Track Safeway Credit Union rates

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Use it via API

Access this data programmatically with our REST API

terminal
# Get rates for Safeway Credit Union
curl "https://api.rateapi.dev/credit-unions/washington/safeway" \
  -H "Authorization: Bearer YOUR_API_KEY"