Mountaincrest Credit Union
Verified rate book
Current Mountaincrest Credit Union rates
20 published offers verified as of August 4, 2026.
Mortgage rates
1 offer| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| No-Cost Home Refinanceother | 5.500% APR | 5.500% | — | Standard |
Auto & vehicle rates
5 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| New Auto Loanauto_new | 4.500% APR | 4.500% | new | Standard |
| Used Auto Loanauto_used | 4.500% APR | 4.500% | used | Standard |
| New and Used Snowmobile, ATV, and Jet Skipowersports_any | 7.750% APR | 7.750% | any | Standard |
| Boats and RV s / New and Usedboat_any | 7.750% APR | 7.750% | any | Standard |
| New and Used Motorcyclemotorcycle_any | 7.750% APR | 7.750% | any | Standard |
HELOC rates
2 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| Home Equity Loan (Fixed)heloc_fixed | 6.750% APR | 6.750% | — | Standard |
| HELOC (Variable)heloc_variable | 7.250% APR | 7.250% | — | Standard |
Personal loan rates
3 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| Signature Loanpersonal_unsecured | 9.740% APR | 9.740% | — | Standard |
| Home Improvement Loanpersonal | 10.500% APR | 10.500% | — | Standard |
| Personal Line of Creditploc_variable | 11.740% APR | 11.740% | — | Standard |
Credit card rates
1 offer| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| Credit Cardcredit_card | 12.250% APR | 12.250% | — | Standard |
Savings & CD rates
6 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| 24-Month Certificatecd_24mo | 1.50% APY | 1.50% | 24 mo | Standard |
| 36-Month Certificatecd_36mo | 1.60% APY | 1.60% | 36 mo | Standard |
| 60-Month Certificatecd_60mo | 1.70% APY | 1.70% | 60 mo | Standard |
| 12-Month Certificatecd_12mo | 2.75% APY | 2.75% | 12 mo | Standard |
| 6-Month Certificatecd_6mo | 3.00% APY | 3.00% | 6 mo | Standard |
| 1 Year Jumbo $100,000 or morecd_12mo | 3.20% APY | 3.15% | 12 mo | Standard |
Other rates
2 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| Buy Now, Pay Laterother | 10.000% % | 10.000% | — | Standard |
| Plan Your Purchaseother | 10.000% % | 10.000% | — | Standard |
As of August 4, 2026, Mountaincrest Credit Union offers refinance mortgage rates from 5.5% APR. Vehicle loans available from 4.5% APR. HELOC rates from 6.75% APR. Personal loan rates from 9.74% APR. Credit card rates from 12.25% APR. Savings and certificate yields up to 3.20% APY.
Source: RateAPI.dev, verified from Mountaincrest Credit Union's official website
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About Mountaincrest Credit Union
Institution facts reported to the National Credit Union Administration for Invalid Date.
- Members
- 10.3K
- Assets
- $154.8M
- Founded
- 1934
- Locations reported
- 2
- NCUA charter
- 68253
- Charter type
- Federally insured state-chartered credit union
Services and member support
- Online membership application
- Online loan application
- Open an account online
- Electronic statements
- Mobile check deposit
- Mobile payments
- Financial counseling
- Financial education
- Student scholarships
Source: NCUA quarterly call report. Services are institution-reported; confirm availability with the credit union.
Other credit unions with branches nearby
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Nearest-first estimates use the center of your Census ZIP area and NCUA-reported branch locations. Distances are straight-line estimates, not driving distance.
Who Can Join Mountaincrest Credit Union
Membership eligibility from Mountaincrest Credit Union's own published criteria. How we verify this.
Community charter: live/work in WA
- LocationWA
Cost to join: About $5.
Verified from Mountaincrest Credit Union's membership page. Final membership determination is always made by the credit union.
Work at Mountaincrest Credit Union?
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Frequently Asked Questions
What rates does Mountaincrest Credit Union offer?
Mountaincrest Credit Union currently offers mortgage, vehicle loan, HELOC, personal loan, and credit card rates. The rates shown on this page were last verified August 4, 2026 directly from the credit union's official website.
How often are Mountaincrest Credit Union rates updated?
RateAPI verifies Mountaincrest Credit Union's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified August 4, 2026.
Where does RateAPI get Mountaincrest Credit Union's rate data?
Rate data is collected directly from Mountaincrest Credit Union's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized.
What is Mountaincrest Credit Union's mortgage rate?
As of August 4, 2026, Mountaincrest Credit Union offers refinance mortgage rates from 5.5% APR.
What are Mountaincrest Credit Union's auto, boat, motorcycle & powersports loan rates?
As of August 4, 2026, Mountaincrest Credit Union offers vehicle loans from 4.5% APR.
What is Mountaincrest Credit Union's HELOC rate?
As of August 4, 2026, Mountaincrest Credit Union offers home equity lines of credit from 6.75% APR.
What is Mountaincrest Credit Union's personal loan rate?
As of August 4, 2026, Mountaincrest Credit Union offers personal loans from 9.74% APR.
What is Mountaincrest Credit Union's best CD rate?
As of August 4, 2026, Mountaincrest Credit Union offers savings and certificate (CD) yields up to 3.20% APY.
Related Rate Data
Compare Mountaincrest Credit Union's rates against national credit-union benchmarks.
Source Information
Rate data is scraped directly from the credit union's official website and verified daily by our automated systems.
View Original SourceMethodology
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# Get rates for Mountaincrest Credit Union
curl "https://api.rateapi.dev/credit-unions/washington/mountaincrest" \
-H "Authorization: Bearer YOUR_API_KEY"