Freedom First Credit Union
Verified rate book
Current Freedom First Credit Union rates
10 published offers verified as of August 4, 2026.
Auto & vehicle rates
1 offer| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| Model years and mileage limits may apply. Up to 84 months to repay.auto_any_84mo | 6.240% APR | 6.240% | 84 mo | Standard |
HELOC rates
1 offer| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| Fixed rate. Loans up to 90% Loan-to-Value. Up to 180 months to pay.heloc_fixed | 6.750% APR | 6.750% | — | Standard |
Personal loan rates
1 offer| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| No collateral required. Up to 35 months to repay.personal_secured_35mo | 9.990% APR | 9.990% | 35 mo | Standard |
Credit card rates
2 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| Credit Cards 13credit_card | 11.990% APR | 11.990% | — | Standard |
| Business Credit Cards 18credit_card_business | 12.990% APR | 12.990% | — | Standard |
Savings & CD rates
5 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| Checkingsavings | 0.10% APY | 0.10% | — | Standard |
| $2,499.99savings | 1.00% APY | 1.00% | — | Standard |
| $9,999.99savings | 1.04% APY | 1.04% | — | Standard |
| $64,999.99savings | 2.75% APY | 2.72% | — | Standard |
| $239,999.99savings | 3.15% APY | 3.11% | — | Standard |
Auto loans available from 6.24% APR for 84 months. HELOC rates from 6.75% APR. Personal loan rates from 9.99% APR. Credit card rates from 11.99% APR. Savings and certificate yields up to 3.15% APY.
Source: RateAPI.dev, verified from Freedom First Credit Union's official website
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About Freedom First Credit Union
Institution facts reported to the National Credit Union Administration for Invalid Date.
- Members
- 62.9K
- Assets
- $1.2B
- Founded
- 1956
- Locations reported
- 16
- NCUA charter
- 11111
- Charter type
- Federal credit union
Services and member support
- Online membership application
- Online loan application
- Open an account online
- Electronic statements
- Mobile check deposit
- Mobile payments
- Financial counseling
- Financial education
- First-time homebuyer program
- Bilingual services
- Student scholarships
- Credit-builder products
- Payday Alternative Loans I
- Payday Alternative Loans II
Source: NCUA quarterly call report. Services are institution-reported; confirm availability with the credit union.
Other credit unions with branches nearby
Compare membership, services, and rates from other institutions with an NCUA-reported branch nearby.
Nearest-first estimates use the center of your Census ZIP area and NCUA-reported branch locations. Distances are straight-line estimates, not driving distance.
Who Can Join Freedom First Credit Union
Membership eligibility from Freedom First Credit Union's own published criteria. How we verify this.
Community charter: live/work in Albemarle County, Alleghany County, Amherst County +20 more
- LocationAlbemarle County, Alleghany County, Amherst County, Appomattox County, Augusta County, Bath County, Bedford County, Bland County, Botetourt County, Buckingham County, Campbell County, Charlotte County, Craig County, Floyd County, Franklin County, Giles County, Highland County, Montgomery County, Nelson County, Patrick County, Pulaski County, Roanoke County, Rockbridge County
Verified from Freedom First Credit Union's membership page. Final membership determination is always made by the credit union.
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Frequently Asked Questions
What rates does Freedom First Credit Union offer?
Freedom First Credit Union currently offers Auto loan, HELOC, personal loan, and credit card rates. The rates shown on this page were last verified August 4, 2026 directly from the credit union's official website.
How often are Freedom First Credit Union rates updated?
RateAPI verifies Freedom First Credit Union's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified August 4, 2026.
Where does RateAPI get Freedom First Credit Union's rate data?
Rate data is collected directly from Freedom First Credit Union's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized.
What are Freedom First Credit Union's auto loan rates?
As of August 4, 2026, Freedom First Credit Union offers auto loans from 6.24% APR.
What is Freedom First Credit Union's HELOC rate?
As of August 4, 2026, Freedom First Credit Union offers home equity lines of credit from 6.75% APR.
What is Freedom First Credit Union's personal loan rate?
As of August 4, 2026, Freedom First Credit Union offers personal loans from 9.99% APR.
What is Freedom First Credit Union's best CD rate?
As of August 4, 2026, Freedom First Credit Union offers savings and certificate (CD) yields up to 3.15% APY.
Related Rate Data
Compare Freedom First Credit Union's rates against national credit-union benchmarks.
Source Information
Rate data is scraped directly from the credit union's official website and verified daily by our automated systems.
View Original SourceMethodology
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# Get rates for Freedom First Credit Union
curl "https://api.rateapi.dev/credit-unions/virginia/freedom-first" \
-H "Authorization: Bearer YOUR_API_KEY"