Mid-Island Credit Union
Verified rate book
Current Mid-Island Credit Union rates
5 published offers verified as of August 4, 2026.
Auto & vehicle rates
2 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| New Auto Loanauto_new | 4.000% APR | 4.000% | new | Standard |
| Used Auto Loanauto_used | 4.500% APR | 4.500% | used | Standard |
Personal loan rates
2 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| Share-Secured Loanpersonal_secured | 4.000% APR | 4.000% | — | Standard |
| Personal Loanpersonal | 5.000% APR | 5.000% | — | Standard |
Other rates
1 offer| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| Title Loanother | 4.000% % | 4.000% | — | Standard |
Auto loans available from 4% APR. Personal loan rates from 4% APR.
Source: RateAPI.dev, verified from Mid-Island Credit Union's official website
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About Mid-Island Credit Union
Institution facts reported to the National Credit Union Administration for Invalid Date.
- Members
- 2.4K
- Assets
- $18.2M
- Founded
- 1981
- Locations reported
- 3
- NCUA charter
- 23811
- Charter type
- Federal credit union
Services and member support
- Online loan application
- Electronic statements
- Mobile payments
- Payday Alternative Loans II
Source: NCUA quarterly call report. Services are institution-reported; confirm availability with the credit union.
Other credit unions with branches nearby
Compare membership, services, and rates from other institutions with an NCUA-reported branch nearby.
Nearest-first estimates use the center of your Census ZIP area and NCUA-reported branch locations. Distances are straight-line estimates, not driving distance.
Who Can Join Mid-Island Credit Union
Membership eligibility from Mid-Island Credit Union's own published criteria. How we verify this.
Community charter: live/work in Mid-Island area of St. Croix
Cost to join: About $30.
Verified from Mid-Island Credit Union's membership page. Final membership determination is always made by the credit union.
Work at Mid-Island Credit Union?
This page is seen by prospective members comparing rates — and by the AI assistants they ask. Claim this profile to correct or update rates, add missing products, and get your free rate scorecard showing where Mid-Island Credit Union ranks against Virgin Islands peers.
Frequently Asked Questions
What rates does Mid-Island Credit Union offer?
Mid-Island Credit Union currently offers Auto loan, and personal loan rates. The rates shown on this page were last verified August 4, 2026 directly from the credit union's official website.
How often are Mid-Island Credit Union rates updated?
RateAPI verifies Mid-Island Credit Union's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified August 4, 2026.
Where does RateAPI get Mid-Island Credit Union's rate data?
Rate data is collected directly from Mid-Island Credit Union's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized.
What are Mid-Island Credit Union's auto loan rates?
As of August 4, 2026, Mid-Island Credit Union offers auto loans from 4% APR.
What is Mid-Island Credit Union's personal loan rate?
As of August 4, 2026, Mid-Island Credit Union offers personal loans from 4% APR.
Related Rate Data
Compare Mid-Island Credit Union's rates against national credit-union benchmarks.
Source Information
Rate data is scraped directly from the credit union's official website and verified daily by our automated systems.
View Original SourceMethodology
Learn how we collect, normalize, and verify rate data with full transparency and no pay-to-rank incentives.
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# Get rates for Mid-Island Credit Union
curl "https://api.rateapi.dev/credit-unions/virgin-islands/mid-island" \
-H "Authorization: Bearer YOUR_API_KEY"