Lu 354 I B E W Credit Union

Salt Lake City, Utah

Last verified: August 4, 2026

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Verified rate book

Current Lu 354 I B E W Credit Union rates

22 published offers verified as of August 4, 2026.

How we verify rates

Mortgage rates

1 offer

Lu 354 I B E W Credit Union mortgage rates as of August 4, 2026
Product	Published	Rate	Term / condition	Status
First Mortgages held by IBEWFCUother	5.740% APR	6.321%	—	Standard

Auto & vehicle rates

5 offers

Lu 354 I B E W Credit Union auto & vehicle rates as of August 4, 2026
Product	Published	Rate	Term / condition	Status
66-Month Auto Loan (2016 and Newer)auto_any_66mo	4.990% APR	5.033%	66 mo	Standard
84-Month Auto Loan (2016 and Newer)auto_any_84mo	5.990% APR	6.026%	84 mo	Standard
60-Month Auto Loan (2010–2015)auto_any_60mo	6.740% APR	6.790%	60 mo	Standard
2016 and newer, CU Small Class RVsrv_any_60mo	7.990% APR	8.042%	60 mo	Standard
2016 and newer, CU Large Class RVsrv_any_144mo	8.200% APR	8.214%	144 mo	Standard

HELOC rates

2 offers

Lu 354 I B E W Credit Union heloc rates as of August 4, 2026
Product	Published	Rate	Term / condition	Status
Second Mortgages held by IBEWFCUheloc_fixed	6.490% APR	7.086%	—	Standard
HELOC (Variable)heloc_variable	6.750% APR	7.345%	—	Standard

Personal loan rates

6 offers

Lu 354 I B E W Credit Union personal loan rates as of August 4, 2026
Product	Published	Rate	Term / condition	Status
Share-Secured Loanpersonal_secured	4.000% APR	4.326%	—	Standard
60-Month Share-Secured Loanpersonal_secured_60mo	4.326% APR	4.000%	60 mo	Standard
Signature/Personal Closed End Loanpersonal_unsecured	13.000% APR	13.557%	—	Standard
Signature/Personal Closed End Loanpersonal_unsecured_36mo	13.557% APR	13.000%	36 mo	Standard
Signature/Personal Line of Creditploc_variable	15.000% APR	15.585%	—	Standard
Overdraft Line of Creditpersonal	18.000% APR	18.000%	—	Standard

Credit card rates

1 offer

Lu 354 I B E W Credit Union credit card rates as of August 4, 2026
Product	Published	Rate	Term / condition	Status
Credit Cardcredit_card	10.950% APR	11.516%	—	Standard

Savings & CD rates

7 offers

Lu 354 I B E W Credit Union savings & cd rates as of August 4, 2026
Product	Published	Rate	Term / condition	Status
Regular Shares *savings	0.05% APY	0.05%	—	Standard
Money Market/Freedom **money_market	0.45% APY	0.45%	—	Standard
IRAira	0.50% APY	0.50%	—	Standard
Regular & IRA Certificateira_cd_6mo	3.89% APY	3.95%	6 mo	Standard
Conductive Certificatecd_24mo	3.89% APY	3.95%	24 mo	Standard
Regular & IRA Certificateira_cd_36mo	3.94% APY	4.00%	36 mo	Standard
Regular & IRA Certificateira_cd_24mo	4.04% APY	4.10%	24 mo	Standard

As of August 4, 2026, Lu 354 I B E W Credit Union offers mortgage rates from 5.74% APR. Vehicle loans available from 4.99% APR for 66 months. HELOC rates from 6.49% APR. Personal loan rates from 4% APR. Credit card rates from 10.95% APR. Savings and certificate yields up to 4.04% APY.
Source: RateAPI.dev, verified from Lu 354 I B E W Credit Union's official website

Branch locator

Lu 354 I B E W Credit Union locations

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About Lu 354 I B E W Credit Union

Institution facts reported to the National Credit Union Administration for Invalid Date.

Members: 2.6K
Assets: $39.9M
Founded: 1954
Locations reported: 3
NCUA charter: 9398
Charter type: Federal credit union

Services and member support

Online loan application
Electronic statements
Mobile check deposit
Mobile payments
Financial counseling
Student scholarships

Source: NCUA quarterly call report. Services are institution-reported; confirm availability with the credit union.

Other credit unions with branches nearby

Compare membership, services, and rates from other institutions with an NCUA-reported branch nearby.

America FirstSalt Lake Pioneer Road · Salt Lake City · UT · 84104Branch in the same ZIP Mountain America0031 Salt Lake Redwood Rd · Salt Lake City · UT · 84104-3708Branch in the same ZIP VarexVarex Federal Credit Union · Salt Lake City · UT · 84104-4298Branch in the same ZIP B&vFiserv · Salt Lake City · UT · 84120-8205About 3.8 miles away Butte CommunityFiserv · Salt Lake City · UT · 84120-8207About 3.8 miles away ChartwayWest Valley · Salt Lake City · UT · 84120About 3.8 miles away

Nearest-first estimates use the center of your Census ZIP area and NCUA-reported branch locations. Distances are straight-line estimates, not driving distance.

Who Can Join Lu 354 I B E W Credit Union

Membership eligibility from Lu 354 I B E W Credit Union's own published criteria. How we verify this.

Membership criteria are published on Lu 354 I B E W Credit Union's website. Check the membership page below to confirm whether you qualify.

Verified from Lu 354 I B E W Credit Union's membership page. Final membership determination is always made by the credit union.

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Frequently Asked Questions

What rates does Lu 354 I B E W Credit Union offer?

Lu 354 I B E W Credit Union currently offers mortgage, vehicle loan, HELOC, personal loan, and credit card rates. The rates shown on this page were last verified August 4, 2026 directly from the credit union's official website.

How often are Lu 354 I B E W Credit Union rates updated?

RateAPI verifies Lu 354 I B E W Credit Union's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified August 4, 2026.

Where does RateAPI get Lu 354 I B E W Credit Union's rate data?

Rate data is collected directly from Lu 354 I B E W Credit Union's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized.

What is Lu 354 I B E W Credit Union's mortgage rate?

As of August 4, 2026, Lu 354 I B E W Credit Union offers mortgage rates from 5.74% APR.

What are Lu 354 I B E W Credit Union's auto & rv loan rates?

As of August 4, 2026, Lu 354 I B E W Credit Union offers vehicle loans from 4.99% APR.

What is Lu 354 I B E W Credit Union's HELOC rate?

As of August 4, 2026, Lu 354 I B E W Credit Union offers home equity lines of credit from 6.49% APR.

What is Lu 354 I B E W Credit Union's personal loan rate?

As of August 4, 2026, Lu 354 I B E W Credit Union offers personal loans from 4% APR.

What is Lu 354 I B E W Credit Union's best CD rate?

As of August 4, 2026, Lu 354 I B E W Credit Union offers savings and certificate (CD) yields up to 4.04% APY.

Related Rate Data

Compare Lu 354 I B E W Credit Union's rates against national credit-union benchmarks.

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Source Information

Rate data is scraped directly from the credit union's official website and verified daily by our automated systems.

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Methodology

Learn how we collect, normalize, and verify rate data with full transparency and no pay-to-rank incentives.

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# Get rates for Lu 354 I B E W Credit Union
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  -H "Authorization: Bearer YOUR_API_KEY"

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