Public Employees Credit Union

Austin, Texas
Last verified: August 3, 2026
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Verified rate book

Current Public Employees Credit Union rates

31 published offers verified as of August 3, 2026.

How we verify rates

Auto & vehicle rates

16 offers
Public Employees Credit Union auto & vehicle rates as of August 3, 2026
ProductPublishedRateTerm / conditionStatus
New and Used Autosauto_any_36mo4.990% APR4.990%36 mo · anyStandard
New and Used Autosauto_any_66mo5.190% APR5.190%66 mo · anyStandard
New and Used Autosauto_any_72mo5.290% APR5.290%72 mo · anyStandard
New and Used Autosauto_any_78mo5.990% APR5.990%78 mo · anyStandard
New and Used Autosauto_any_75mo6.090% APR6.090%75 mo · anyStandard
New and Used Autosauto_any_60mo6.190% APR6.190%60 mo · anyStandard
New and Used Autosauto_any_84mo6.290% APR6.290%84 mo · anyStandard
New and Used Autosauto_any_54mo6.390% APR6.390%54 mo · anyStandard
Motorcycle and Scooter Loanmotorcycle_any_66mo6.890% APR6.890%66 moStandard
48-Month RV Loanrv_any_48mo7.190% APR7.190%48 moStandard
Motorcycle and Scooter Loanmotorcycle_any_72mo7.490% APR7.490%72 moStandard
60-Month RV Loanrv_any_60mo7.790% APR7.790%60 moStandard
84-Month RV Loanrv_any_84mo8.390% APR8.390%84 moStandard
120-Month RV Loanrv_any_120mo8.990% APR8.990%120 moStandard
Motorcycle and Scooter Loanmotorcycle_any_48mo9.290% APR9.290%48 moStandard
180-Month RV Loanrv_any_180mo9.990% APR9.990%180 moStandard

HELOC rates

1 offer
Public Employees Credit Union heloc rates as of August 3, 2026
ProductPublishedRateTerm / conditionStatus
Home Equity Loan (Fixed)heloc_fixed5.490% APR5.490%Standard

Personal loan rates

6 offers
Public Employees Credit Union personal loan rates as of August 3, 2026
ProductPublishedRateTerm / conditionStatus
Share-Secured Loanpersonal_secured4.750% APR4.750%Standard
24-Month Signature Loanpersonal_unsecured_24mo9.490% APR9.490%24 moStandard
36-Month Signature Loanpersonal_unsecured_36mo9.990% APR9.990%36 moStandard
48-Month Signature Loanpersonal_unsecured_48mo10.240% APR10.240%48 moStandard
60-Month Signature Loanpersonal_unsecured_60mo10.490% APR10.490%60 moStandard
Ready Credit Loanpersonal11.500% APR11.500%Standard

Credit card rates

4 offers
Public Employees Credit Union credit card rates as of August 3, 2026
ProductPublishedRateTerm / conditionStatus
Platinum Credit Cardcredit_card_platinum7.990% APR7.990%Standard
Gold MasterCardcredit_card9.990% APR9.990%Standard
Regular MasterCardcredit_card11.500% APR11.500%Standard
Share Secured MasterCardcredit_card_secured12.000% APR12.000%Standard

Savings & CD rates

4 offers
Public Employees Credit Union savings & cd rates as of August 3, 2026
ProductPublishedRateTerm / conditionStatus
48-Month IRA Certificateira_cd_48mo3.55% APY3.49%48 moStandard
6-Month IRA Certificateira_cd_6mo3.60% APY3.54%6 moStandard
24-Month IRA Certificateira_cd_24mo3.65% APY3.59%24 moStandard
12-Month IRA Certificateira_cd_12mo3.70% APY3.64%12 moStandard

Vehicle loans available from 4.99% APR for 36 months. HELOC rates from 5.49% APR. Personal loan rates from 4.75% APR. Credit card rates from 7.99% APR. Savings and certificate yields up to 3.70% APY.

Source: RateAPI.dev, verified from Public Employees Credit Union's official website

Who Can Join Public Employees Credit Union

Membership eligibility from Public Employees Credit Union's own published criteria. How we verify this.

Membership criteria are published on Public Employees Credit Union's website. Check the membership page below to confirm whether you qualify.

Verified from Public Employees Credit Union's membership page. Final membership determination is always made by the credit union.

Work at Public Employees Credit Union?

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Frequently Asked Questions

What rates does Public Employees Credit Union offer?

Public Employees Credit Union currently offers vehicle loan, HELOC, personal loan, and credit card rates. The rates shown on this page were last verified August 3, 2026 directly from the credit union's official website.

How often are Public Employees Credit Union rates updated?

RateAPI verifies Public Employees Credit Union's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified August 3, 2026.

Where does RateAPI get Public Employees Credit Union's rate data?

Rate data is collected directly from Public Employees Credit Union's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized.

What are Public Employees Credit Union's auto, rv & motorcycle loan rates?

As of August 3, 2026, Public Employees Credit Union offers vehicle loans from 4.99% APR.

What is Public Employees Credit Union's HELOC rate?

As of August 3, 2026, Public Employees Credit Union offers home equity lines of credit from 5.49% APR.

What is Public Employees Credit Union's personal loan rate?

As of August 3, 2026, Public Employees Credit Union offers personal loans from 4.75% APR.

What is Public Employees Credit Union's best CD rate?

As of August 3, 2026, Public Employees Credit Union offers savings and certificate (CD) yields up to 3.70% APY.

Related Rate Data

Compare Public Employees Credit Union's rates against national credit-union benchmarks.

Source Information

Rate data is scraped directly from the credit union's official website and verified daily by our automated systems.

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Methodology

Learn how we collect, normalize, and verify rate data with full transparency and no pay-to-rank incentives.

View Methodology

Track Public Employees Credit Union rates

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Use it via API

Access this data programmatically with our REST API

terminal
# Get rates for Public Employees Credit Union
curl "https://api.rateapi.dev/credit-unions/texas/public-employees" \
  -H "Authorization: Bearer YOUR_API_KEY"