Plains Credit Union
Verified rate book
Current Plains Credit Union rates
6 published offers verified as of August 4, 2026.
Auto & vehicle rates
3 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| 12-Month New Auto Loanauto_new_12mo | 5.250% APR | 5.250% | 12 mo · new | Standard |
| 72-Month Used Auto Loanauto_used_72mo | 5.750% APR | 5.750% | 72 mo · used | Standard |
| Auto Equityauto | 8.250% APR | 8.250% | — | Standard |
Personal loan rates
2 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| 100% Share Secured with Share Certificatepersonal_secured | 6.000% APR | 6.000% | — | Standard |
| Unsecured Personal Loanpersonal_unsecured | 13.500% APR | 13.500% | — | Standard |
Savings & CD rates
1 offer| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| Certificateshare_certificate | 3.75% APY | 3.75% | — | Standard |
Auto loans available from 5.25% APR for 12 months. Personal loan rates from 6% APR. Savings and certificate yields up to 3.75% APY.
Source: RateAPI.dev, verified from Plains Credit Union's official website
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About Plains Credit Union
Institution facts reported to the National Credit Union Administration for Invalid Date.
- Members
- 423
- Assets
- $3.9M
- Founded
- 1958
- Locations reported
- 1
- NCUA charter
- 12274
- Charter type
- Federal credit union
Services and member support
- Bilingual services
- Student scholarships
Source: NCUA quarterly call report. Services are institution-reported; confirm availability with the credit union.
Other credit unions with branches nearby
Compare membership, services, and rates from other institutions with an NCUA-reported branch nearby.
Nearest-first estimates use the center of your Census ZIP area and NCUA-reported branch locations. Distances are straight-line estimates, not driving distance.
Who Can Join Plains Credit Union
Membership eligibility from Plains Credit Union's own published criteria. How we verify this.
Membership criteria are published on Plains Credit Union's website. Check the membership page below to confirm whether you qualify.
Verified from Plains Credit Union's membership page. Final membership determination is always made by the credit union.
Work at Plains Credit Union?
This page is seen by prospective members comparing rates — and by the AI assistants they ask. Claim this profile to correct or update rates, add missing products, and get your free rate scorecard showing where Plains Credit Union ranks against Texas peers.
Frequently Asked Questions
What rates does Plains Credit Union offer?
Plains Credit Union currently offers Auto loan, and personal loan rates. The rates shown on this page were last verified August 4, 2026 directly from the credit union's official website.
How often are Plains Credit Union rates updated?
RateAPI verifies Plains Credit Union's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified August 4, 2026.
Where does RateAPI get Plains Credit Union's rate data?
Rate data is collected directly from Plains Credit Union's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized.
What are Plains Credit Union's auto loan rates?
As of August 4, 2026, Plains Credit Union offers auto loans from 5.25% APR.
What is Plains Credit Union's personal loan rate?
As of August 4, 2026, Plains Credit Union offers personal loans from 6% APR.
What is Plains Credit Union's best CD rate?
As of August 4, 2026, Plains Credit Union offers savings and certificate (CD) yields up to 3.75% APY.
Related Rate Data
Compare Plains Credit Union's rates against national credit-union benchmarks.
Source Information
Rate data is scraped directly from the credit union's official website and verified daily by our automated systems.
View Original SourceMethodology
Learn how we collect, normalize, and verify rate data with full transparency and no pay-to-rank incentives.
View MethodologyTrack Plains Credit Union rates
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Use it via API
Access this data programmatically with our REST API
# Get rates for Plains Credit Union
curl "https://api.rateapi.dev/credit-unions/texas/plains" \
-H "Authorization: Bearer YOUR_API_KEY"