Members Trust of the Southwest Credit Union

Verified rate book

Current Members Trust of the Southwest Credit Union rates

13 published offers verified as of August 4, 2026.

How we verify rates

Auto & vehicle rates

3 offers
Members Trust of the Southwest Credit Union auto & vehicle rates as of August 4, 2026
ProductPublishedRateTerm / conditionStatus
Auto Loanauto4.770% APR4.770%Standard
RV Loanrv4.770% APR4.770%Standard
New, Used Autos, RVs, Trailers etc.rv_any4.770% APR4.770%anyStandard

Personal loan rates

3 offers
Members Trust of the Southwest Credit Union personal loan rates as of August 4, 2026
ProductPublishedRateTerm / conditionStatus
Premier Share Account Secured (1.25% over high split)personal_secured2.000% APR2.000%Standard
Unsecured Personal Loanpersonal_unsecured4.770% APR4.770%Standard
Personal Loan Rates (Max 48 Months)personal_unsecured_48mo10.750% APR10.750%48 moStandard

Student loan rates

1 offer
Members Trust of the Southwest Credit Union student loan rates as of August 4, 2026
ProductPublishedRateTerm / conditionStatus
Student Loanstudent4.750% APR4.750%Standard

Savings & CD rates

5 offers
Members Trust of the Southwest Credit Union savings & cd rates as of August 4, 2026
ProductPublishedRateTerm / conditionStatus
Premier Savingssavings0.50% APY0.50%Standard
Super Saver Money Marketmoney_market0.55% APY0.55%Standard
Money Marketmoney_market1.50% APY1.50%Standard
Super Saver Secured (1.25% over high split)savings2.50% APY2.50%Standard
Certificatecd4.18% APY4.18%Standard

Other rates

1 offer
Members Trust of the Southwest Credit Union other rates as of August 4, 2026
ProductPublishedRateTerm / conditionStatus
Irrevocable Letter of Creditother0.500% %0.500%Standard

Vehicle loans available from 4.77% APR. Personal loan rates from 2% APR. Savings and certificate yields up to 4.18% APY.

Source: RateAPI.dev, verified from Members Trust of the Southwest Credit Union's official website

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About Members Trust of the Southwest Credit Union

Institution facts reported to the National Credit Union Administration for Invalid Date.

Members
8.9K
Assets
$267.5M
Founded
1936
Locations reported
2
NCUA charter
1584
Charter type
Federal credit union

Services and member support

  • Online membership application
  • Online loan application
  • Open an account online
  • Electronic statements
  • Mobile check deposit
  • Mobile payments
  • First-time homebuyer program
  • Bilingual services
  • Student scholarships
  • Credit-builder products

Source: NCUA quarterly call report. Services are institution-reported; confirm availability with the credit union.

Who Can Join Members Trust of the Southwest Credit Union

Membership eligibility from Members Trust of the Southwest Credit Union's own published criteria. How we verify this.

Community charter: live/work in Houston, Stephenville, TX

  • LocationTX

Cost to join: About $5.

Verified from Members Trust of the Southwest Credit Union's membership page. Final membership determination is always made by the credit union.

Work at Members Trust of the Southwest Credit Union?

This page is seen by prospective members comparing rates — and by the AI assistants they ask. Claim this profile to correct or update rates, add missing products, and get your free rate scorecard showing where Members Trust of the Southwest Credit Union ranks against Texas peers.

Frequently Asked Questions

What rates does Members Trust of the Southwest Credit Union offer?

Members Trust of the Southwest Credit Union currently offers vehicle loan, personal loan, and student loan rates. The rates shown on this page were last verified August 4, 2026 directly from the credit union's official website.

How often are Members Trust of the Southwest Credit Union rates updated?

RateAPI verifies Members Trust of the Southwest Credit Union's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified August 4, 2026.

Where does RateAPI get Members Trust of the Southwest Credit Union's rate data?

Rate data is collected directly from Members Trust of the Southwest Credit Union's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized.

What are Members Trust of the Southwest Credit Union's auto & rv loan rates?

As of August 4, 2026, Members Trust of the Southwest Credit Union offers vehicle loans from 4.77% APR.

What is Members Trust of the Southwest Credit Union's personal loan rate?

As of August 4, 2026, Members Trust of the Southwest Credit Union offers personal loans from 2% APR.

What is Members Trust of the Southwest Credit Union's best CD rate?

As of August 4, 2026, Members Trust of the Southwest Credit Union offers savings and certificate (CD) yields up to 4.18% APY.

Related Rate Data

Compare Members Trust of the Southwest Credit Union's rates against national credit-union benchmarks.

Source Information

Rate data is scraped directly from the credit union's official website and verified daily by our automated systems.

View Original Source

Methodology

Learn how we collect, normalize, and verify rate data with full transparency and no pay-to-rank incentives.

View Methodology

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Access this data programmatically with our REST API

terminal
# Get rates for Members Trust of the Southwest Credit Union
curl "https://api.rateapi.dev/credit-unions/texas/members-trust-of-the-southwest" \
  -H "Authorization: Bearer YOUR_API_KEY"