H E B Credit Union
Verified rate book
Current H E B Credit Union rates
24 published offers verified as of August 4, 2026.
Mortgage rates
1 offer| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| Mortgageother | 4.000% APR | 4.000% | — | Standard |
Auto & vehicle rates
13 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| Used Auto (1 - 5 Year Model)auto_used_60mo | 4.990% APR | 4.990% | 60 mo · used | Standard |
| Used Auto ($22,000 & Above)auto_used_72mo | 4.990% APR | 4.990% | 72 mo · used | Standard |
| New Auto ($22,000 & Above)auto_new | 4.990% APR | 4.990% | new | Standard |
| New Auto ($35,000 & Above)auto_new_84mo | 5.990% APR | 5.990% | 84 mo · new | Standard |
| Used Auto ($35,000 & Above)auto_used_84mo | 5.990% APR | 5.990% | 84 mo · used | Standard |
| New Motorcycle (100%)motorcycle_new | 7.000% APR | 7.000% | new | Standard |
| New Boat Loanboat_new | 7.000% APR | 7.000% | new | Standard |
| Used Boat Loanboat_used | 7.000% APR | 7.000% | used | Standard |
| Used Motorcycle (100% NADA)motorcycle_used_48mo | 7.000% APR | 7.000% | 48 mo · used | Standard |
| Used Boat/RV ($22,000 & Above)boat_used_72mo | 8.000% APR | 8.000% | 72 mo · used | Standard |
| New Boat/RV ($22,000 & Above)boat_new_72mo | 8.000% APR | 8.000% | 72 mo · new | Standard |
| New Boat/RV ($35,000 & Above)boat_new_84mo | 8.500% APR | 8.500% | 84 mo · new | Standard |
| Used Boat/RV ($35,000 & Above)boat_used_84mo | 8.500% APR | 8.500% | 84 mo · used | Standard |
HELOC rates
3 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| Home Equity Loan (Fixed)heloc_fixed | 5.490% APR | 5.490% | — | Standard |
| Discount - 1st lien home equityheloc | 5.500% APR | 5.500% | — | Standard |
| Home Equity Loanheloc | 5.990% APR | 5.990% | — | Standard |
Personal loan rates
3 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| Unsecured Personal Loanpersonal_unsecured | 4.000% APR | 4.000% | — | Standard |
| Home Improvementpersonal | 8.990% APR | 8.990% | — | Standard |
| Personal Line of Creditploc_variable | 12.980% APR | 12.990% | — | Standard |
Credit card rates
3 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| Platinum Credit Cardcredit_card_platinum | 12.900% APR | 12.900% | — | Standard |
| Platinum Rewards Mastercard®credit_card_rewards | 15.400% APR | 15.400% | — | Standard |
| Secured Credit Cardcredit_card_secured | 17.990% APR | 17.990% | — | Standard |
Savings & CD rates
1 offer| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| Flex Certificateshare_certificate | 4.00% APY | 4.00% | — | Standard |
As of August 4, 2026, H E B Credit Union offers mortgage rates from 4% APR. Vehicle loans available from 4.99% APR for 60 months. HELOC rates from 5.49% APR. Personal loan rates from 4% APR. Credit card rates from 12.9% APR. Savings and certificate yields up to 4.00% APY.
Source: RateAPI.dev, verified from H E B Credit Union's official website
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About H E B Credit Union
Institution facts reported to the National Credit Union Administration for Invalid Date.
- Members
- 12.1K
- Assets
- $218.1M
- Founded
- 1963
- Locations reported
- 1
- NCUA charter
- 15650
- Charter type
- Federal credit union
Services and member support
- Online membership application
- Online loan application
- Open an account online
- Electronic statements
- Mobile check deposit
- Mobile payments
- Bilingual services
Source: NCUA quarterly call report. Services are institution-reported; confirm availability with the credit union.
Other credit unions with branches nearby
Compare membership, services, and rates from other institutions with an NCUA-reported branch nearby.
Nearest-first estimates use the center of your Census ZIP area and NCUA-reported branch locations. Distances are straight-line estimates, not driving distance.
Who Can Join H E B Credit Union
Membership eligibility from H E B Credit Union's own published criteria. How we verify this.
Membership criteria are published on H E B Credit Union's website. Check the membership page below to confirm whether you qualify.
Verified from H E B Credit Union's membership page. Final membership determination is always made by the credit union.
Work at H E B Credit Union?
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Frequently Asked Questions
What rates does H E B Credit Union offer?
H E B Credit Union currently offers mortgage, vehicle loan, HELOC, personal loan, and credit card rates. The rates shown on this page were last verified August 4, 2026 directly from the credit union's official website.
How often are H E B Credit Union rates updated?
RateAPI verifies H E B Credit Union's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified August 4, 2026.
Where does RateAPI get H E B Credit Union's rate data?
Rate data is collected directly from H E B Credit Union's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized.
What is H E B Credit Union's mortgage rate?
As of August 4, 2026, H E B Credit Union offers mortgage rates from 4% APR.
What are H E B Credit Union's auto, boat & motorcycle loan rates?
As of August 4, 2026, H E B Credit Union offers vehicle loans from 4.99% APR.
What is H E B Credit Union's HELOC rate?
As of August 4, 2026, H E B Credit Union offers home equity lines of credit from 5.49% APR.
What is H E B Credit Union's personal loan rate?
As of August 4, 2026, H E B Credit Union offers personal loans from 4% APR.
What is H E B Credit Union's best CD rate?
As of August 4, 2026, H E B Credit Union offers savings and certificate (CD) yields up to 4.00% APY.
Related Rate Data
Compare H E B Credit Union's rates against national credit-union benchmarks.
Source Information
Rate data is scraped directly from the credit union's official website and verified daily by our automated systems.
View Original SourceMethodology
Learn how we collect, normalize, and verify rate data with full transparency and no pay-to-rank incentives.
View MethodologyTrack H E B Credit Union rates
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# Get rates for H E B Credit Union
curl "https://api.rateapi.dev/credit-unions/texas/h-e-b" \
-H "Authorization: Bearer YOUR_API_KEY"