Generations Community Credit Union

San Antonio, Texas
Last verified: August 4, 2026
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Verified rate book

Current Generations Community Credit Union rates

33 published offers verified as of August 4, 2026.

How we verify rates

Auto & vehicle rates

5 offers
Generations Community Credit Union auto & vehicle rates as of August 4, 2026
ProductPublishedRateTerm / conditionStatus
New + Used Comparison (36 Months)auto_any_36mo4.950% APR4.950%36 mo · anyStandard
Auto Loanauto4.950% APR4.950%Standard
New + Used Comparison (60 Months)auto_any_60mo5.500% APR5.500%60 mo · anyStandard
New + Used Comparison (72 Months)auto_any_72mo5.700% APR5.700%72 mo · anyStandard
New + Used Comparison (84 Months)auto_any_84mo6.250% APR6.250%84 mo · anyStandard

HELOC rates

8 offers
Generations Community Credit Union heloc rates as of August 4, 2026
ProductPublishedRateTerm / conditionStatus
7-Year Home Equity Loan (Fixed)heloc_fixed6.500% APR6.500%Standard
5-Year Home Equity Loan (Fixed)heloc_fixed6.500% APR6.500%Standard
10-Year Home Equity Loan (Fixed)heloc_fixed6.550% APR6.550%Standard
15-Year Home Equity Loan (Fixed)heloc_fixed6.600% APR6.600%Standard
20-Year Home Equity Loan (Fixed)heloc_fixed6.750% APR6.750%Standard
Home Equity Loan (Fixed)heloc_fixed6.930% APR6.930%Standard
HELOC (Principal + Interest Payments) (10 years)heloc_variable7.000% APR7.000%Standard
HELOC (Principal + Interest Payments) (15 years)heloc_variable7.400% APR7.400%Standard

Personal loan rates

3 offers
Generations Community Credit Union personal loan rates as of August 4, 2026
ProductPublishedRateTerm / conditionStatus
Unsecured Personal Loanpersonal_unsecured9.740% APR9.740%Standard
Up to 36-Month Unsecured Personal Loanpersonal_unsecured_36mo9.740% APR9.740%36 moStandard
Personal & Unsecured (37 to 60 months)personal_unsecured_60mo10.400% APR10.400%60 moStandard

Credit card rates

1 offer
Generations Community Credit Union credit card rates as of August 4, 2026
ProductPublishedRateTerm / conditionStatus
Credit Cardcredit_card11.500% APR11.500%Standard

Savings & CD rates

16 offers
Generations Community Credit Union savings & cd rates as of August 4, 2026
ProductPublishedRateTerm / conditionStatus
Money Marketmoney_market0.35% APY0.35%Standard
Regular Certificates (48 months)cd_48mo2.86% APY2.86%48 moStandard
Jumbo Certificates (48 months)cd_48mo2.96% APY2.96%48 moStandard
Regular Certificates (12 months)cd_12mo2.96% APY2.96%12 moStandard
Regular Certificates (36 months)cd_36mo3.05% APY3.05%36 moStandard
Jumbo Certificates (12 months)cd_12mo3.06% APY3.06%12 moStandard
Jumbo Certificates (36 months)cd_36mo3.15% APY3.15%36 moStandard
Regular Certificates (60 months)cd_60mo3.30% APY3.30%60 moStandard
Regular Certificates (24 months)cd_24mo3.44% APY3.44%24 moStandard
Regular Certificates (18 months)cd_18mo3.44% APY3.44%18 moStandard
Regular Certificates (6 months)cd_6mo3.50% APY3.50%6 moStandard
Jumbo Certificates (24 months)cd_24mo3.54% APY3.54%24 moStandard
Jumbo Certificates (18 months)cd_18mo3.54% APY3.54%18 moStandard
Jumbo Certificates (6 months)cd_6mo3.60% APY3.60%6 moStandard
Certificateshare_certificate3.65% APY3.65%Standard
72-Month Certificatecd_72mo5.70% APY5.70%72 moStandard

Auto loans available from 4.95% APR for 36 months. HELOC rates from 6.5% APR. Personal loan rates from 9.74% APR. Credit card rates from 11.5% APR. Savings and certificate yields up to 5.70% APY.

Source: RateAPI.dev, verified from Generations Community Credit Union's official website

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About Generations Community Credit Union

Institution facts reported to the National Credit Union Administration for Invalid Date.

Members
47.2K
Assets
$750.4M
Founded
1940
Locations reported
8
NCUA charter
4015
Charter type
Federal credit union

Services and member support

  • Online membership application
  • Online loan application
  • Open an account online
  • Electronic statements
  • Mobile check deposit
  • Mobile payments
  • Financial counseling
  • Financial education
  • First-time homebuyer program
  • Bilingual services
  • Student scholarships

Source: NCUA quarterly call report. Services are institution-reported; confirm availability with the credit union.

Who Can Join Generations Community Credit Union

Membership eligibility from Generations Community Credit Union's own published criteria. How we verify this.

Community charter: live/work in Atascosa, Bandera, Bexar +5 more, TX

  • LocationAtascosa, Bandera, Bexar, Comal, Guadalupe, Kendall, Medina, Wilson — TX

Verified from Generations Community Credit Union's membership page. Final membership determination is always made by the credit union.

Work at Generations Community Credit Union?

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Frequently Asked Questions

What rates does Generations Community Credit Union offer?

Generations Community Credit Union currently offers Auto loan, HELOC, personal loan, and credit card rates. The rates shown on this page were last verified August 4, 2026 directly from the credit union's official website.

How often are Generations Community Credit Union rates updated?

RateAPI verifies Generations Community Credit Union's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified August 4, 2026.

Where does RateAPI get Generations Community Credit Union's rate data?

Rate data is collected directly from Generations Community Credit Union's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized.

What are Generations Community Credit Union's auto loan rates?

As of August 4, 2026, Generations Community Credit Union offers auto loans from 4.95% APR.

What is Generations Community Credit Union's HELOC rate?

As of August 4, 2026, Generations Community Credit Union offers home equity lines of credit from 6.5% APR.

What is Generations Community Credit Union's personal loan rate?

As of August 4, 2026, Generations Community Credit Union offers personal loans from 9.74% APR.

What is Generations Community Credit Union's best CD rate?

As of August 4, 2026, Generations Community Credit Union offers savings and certificate (CD) yields up to 5.70% APY.

Related Rate Data

Compare Generations Community Credit Union's rates against national credit-union benchmarks.

Source Information

Rate data is scraped directly from the credit union's official website and verified daily by our automated systems.

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Methodology

Learn how we collect, normalize, and verify rate data with full transparency and no pay-to-rank incentives.

View Methodology

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# Get rates for Generations Community Credit Union
curl "https://api.rateapi.dev/credit-unions/texas/generations-community" \
  -H "Authorization: Bearer YOUR_API_KEY"