Abilene Teachers Credit Union

Abilene, Texas

Last verified: August 4, 2026

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Verified rate book

Current Abilene Teachers Credit Union rates

87 published offers verified as of August 4, 2026.

How we verify rates

Auto & vehicle rates

32 offers

Abilene Teachers Credit Union auto & vehicle rates as of August 4, 2026
Product	Published	Rate	Term / condition	Status
Loan Term 1 - 84 monthsauto_any_84mo	3.950% APR	3.950%	84 mo	Standard
Model Year(s) 2026auto_any_84mo	3.950% APR	3.950%	84 mo	Standard
84-Month Auto Loan (2025)auto_any_84mo	3.950% APR	3.950%	84 mo	Standard
84-Month Auto Loan (2024)auto_any_84mo	3.950% APR	3.950%	84 mo	Standard
Loan Term 1 - 78 monthsauto_any_78mo	4.200% APR	4.200%	78 mo	Standard
78-Month Auto Loan (2023)auto_any_78mo	4.200% APR	4.200%	78 mo	Standard
72-Month Auto Loan (2022)auto_any_72mo	4.300% APR	4.300%	72 mo	Standard
Loan Term 1 - 72 monthsauto_any_72mo	4.300% APR	4.300%	72 mo	Standard
Loan Term 1 - 66 monthsauto_any_66mo	4.400% APR	4.400%	66 mo	Standard
66-Month Auto Loan (2021)auto_any_66mo	4.400% APR	4.400%	66 mo	Standard
Loan Term 1 - 60 monthsauto_any_60mo	4.500% APR	4.500%	60 mo	Standard
60-Month Auto Loan (2020)auto_any_60mo	4.500% APR	4.500%	60 mo	Standard
54-Month Auto Loan (2019)auto_any_54mo	4.600% APR	4.600%	54 mo	Standard
Loan Term 1 - 54 monthsauto_any_54mo	4.600% APR	4.600%	54 mo	Standard
Loan Term 1 - 48 monthsauto_any_48mo	4.700% APR	4.700%	48 mo	Standard
48-Month Auto Loan (2018)auto_any_48mo	4.700% APR	4.700%	48 mo	Standard
Loan Term 1 - 42 monthsauto_any_42mo	4.800% APR	4.800%	42 mo	Standard
42-Month Auto Loan (2017)auto_any_42mo	4.800% APR	4.800%	42 mo	Standard
36-Month Auto Loan (2016)auto_any_36mo	4.900% APR	4.900%	36 mo	Standard
Loan Term 1 - 36 monthsauto_any_36mo	4.900% APR	4.900%	36 mo	Standard
Model Year Antique/Classic Autosauto_any_36mo	6.800% APR	6.800%	36 mo	Standard
Model Year Motorcycle, ATV, Personal Watercraft, Cargo Trailer- New onlymotorcycle_new_60mo	6.800% APR	6.800%	60 mo · new	Standard
84-Month New RV Loan (2025–2026)rv_new_84mo	7.100% APR	7.100%	84 mo · new	Standard
Model Year RVs - 2025 (used) -2024rv_used_78mo	7.350% APR	7.350%	78 mo · used	Standard
36-Month Auto Loan (2007–2015)auto_any_36mo	7.350% APR	7.350%	36 mo	Standard
72-Month RV Loan (2022–2023)rv_any_72mo	7.600% APR	7.600%	72 mo	Standard
60-Month RV Loan (2020–2021)rv_any_60mo	7.850% APR	7.850%	60 mo	Standard
Model Year RVs over $55,000 - newrv_new_120mo	8.100% APR	8.100%	120 mo · new	Standard
48-Month RV Loan (2018–2019)rv_any_48mo	8.100% APR	8.100%	48 mo	Standard
42-Month RV Loan (2016–2017)rv_any_42mo	8.350% APR	8.350%	42 mo	Standard
72-Month New Boat Loan (2025–2027)boat_new_72mo	9.300% APR	9.300%	72 mo · new	Standard
72-Month Used Boat Loan (2016–2025)boat_used_72mo	9.800% APR	9.800%	72 mo · used	Standard

HELOC rates

7 offers

Abilene Teachers Credit Union heloc rates as of August 4, 2026
Product	Published	Rate	Term / condition	Status
20-Year Home Equity Loanheloc	5.500% APR	5.500%	—	Standard
Loan Type First Lien - $300,000 and upheloc	5.500% APR	5.500%	—	Standard
Loan Type First Lien - $100,000 to $299,999heloc	5.750% APR	5.750%	—	Standard
Loan Type First Lien - $20,000 to $99,000heloc	6.000% APR	6.000%	—	Standard
Loan Type 2nd Lien - $300,000 and upheloc	6.750% APR	6.750%	—	Standard
Loan Type 2nd Lien - $100,000 to $299,999heloc	7.000% APR	7.000%	—	Standard
Loan Type 2nd Lien - $20,000 to $99,999heloc	7.250% APR	7.250%	—	Standard

Personal loan rates

12 offers

Abilene Teachers Credit Union personal loan rates as of August 4, 2026
Product	Published	Rate	Term / condition	Status
Loan Type Certificate Securedpersonal_secured	2.000% APR	2.000%	—	Standard
Loan Type Savings Securedpersonal_secured_36mo	2.250% APR	2.250%	36 mo	Standard
Loan Type Savings Securedpersonal_secured_60mo	3.250% APR	3.250%	60 mo	Standard
Loan Type Credit Builderpersonal_unsecured_18mo	4.250% APR	4.250%	18 mo	Standard
Loan Type Savings Securedpersonal_secured_72mo	4.250% APR	4.250%	72 mo	Standard
Loan Type Personal Line of Creditploc_variable	7.750% APR	7.750%	—	Standard
Loan Type Personal Signature Loanpersonal_unsecured_36mo	9.700% APR	9.700%	36 mo	Standard
Signature Loanpersonal_unsecured	10.240% APR	10.240%	—	Standard
Loan Type Furniture, Appliances, Computers, Musical Instrumentspersonal_unsecured_36mo	10.250% APR	10.250%	36 mo	Standard
Loan Type Personal Signature Loanpersonal_unsecured	10.700% APR	10.700%	—	Standard
Loan Term 37 - 48 months**personal	10.700% APR	10.700%	—	Standard
Loan Term 49 - 60 months**personal	11.700% APR	11.700%	—	Standard

Credit card rates

3 offers

Abilene Teachers Credit Union credit card rates as of August 4, 2026
Product	Published	Rate	Term / condition	Status
Type of Credit Card Classic Cardcredit_card	10.240% APR	10.240%	—	Standard
Type of Credit Card Rewards Cardcredit_card_rewards	14.240% APR	14.240%	—	Standard
Type of Credit Card Savings Securedcredit_card_secured	17.990% APR	17.990%	—	Standard

Savings & CD rates

24 offers

Abilene Teachers Credit Union savings & cd rates as of August 4, 2026
Product	Published	Rate	Term / condition	Status
Balance $2,500 - $9,999.99savings	1.75% APY	1.75%	—	Standard
Minimum to Earn Interest $2,500savings	1.75% APY	1.75%	—	Standard
Balance $10,000 - $24,999.99savings	1.85% APY	1.85%	—	Standard
Minimum to Earn Interest $2,500savings	1.85% APY	1.85%	—	Standard
Balance $25,000 - $49,999.99savings	1.95% APY	1.95%	—	Standard
Minimum to Earn Interest $2,500savings	1.95% APY	1.95%	—	Standard
Term variessavings	2.00% APY	2.00%	—	Standard
Minimum to Earn Interest $2,500savings	2.15% APY	2.15%	—	Standard
Balance $50,000 - $74,999.99savings	2.15% APY	2.15%	—	Standard
Minimum to Earn Interest $2,500savings	2.25% APY	2.25%	—	Standard
Balance $75,000 - $99,999.99savings	2.25% APY	2.25%	—	Standard
Minimum to Earn Interest $2,500savings	2.50% APY	2.50%	—	Standard
3-Month IRA Certificateira_cd_3mo	2.53% APY	2.50%	3 mo	Standard
Minimum to Open $100,000cd_3mo	2.70% APY	2.70%	3 mo	Standard
6-Month IRA Certificateira_cd_6mo	2.78% APY	2.75%	6 mo	Standard
Minimum to Open $100,000cd_6mo	2.95% APY	2.95%	6 mo	Standard
12-Month IRA Certificateira_cd_12mo	3.04% APY	3.00%	12 mo	Standard
Minimum to Open $100,000cd_12mo	3.20% APY	3.20%	12 mo	Standard
18-Month IRA Certificateira_cd_18mo	3.30% APY	3.25%	18 mo	Standard
Minimum to Open $100,000cd_18mo	3.45% APY	3.45%	18 mo	Standard
24-Month IRA Certificateira_cd_24mo	3.56% APY	3.50%	24 mo	Standard
Minimum to Open $100,000cd_24mo	3.70% APY	3.70%	24 mo	Standard
36-Month IRA Certificateira_cd_36mo	3.82% APY	3.75%	36 mo	Standard
Minimum to Open $100,000cd_36mo	3.95% APY	3.95%	36 mo	Standard

Other rates

9 offers

Abilene Teachers Credit Union other rates as of August 4, 2026
Product	Published	Rate	Term / condition	Status
Term 1-36 monthsother	2.250% %	2.250%	—	Standard
Term 37-60 monthsother	3.250% %	3.250%	—	Standard
Loan Term 1 - 84 monthsother	3.950% %	3.950%	—	Standard
Loan Term 1 - 78 monthsother	4.200% %	4.200%	—	Standard
Term 12 or 18 monthsother	4.250% %	4.250%	—	Standard
Term 61-72 monthsother	4.250% %	4.250%	—	Standard
Loan Term 1 - 72 monthsother	4.300% %	4.300%	—	Standard
Loan Term 20 yearsother	5.500% %	5.500%	—	Standard
Terms Up To No Set Termother	7.750% %	7.750%	—	Standard

Vehicle loans available from 3.95% APR for 84 months. HELOC rates from 5.5% APR. Personal loan rates from 2% APR. Credit card rates from 10.24% APR. Savings and certificate yields up to 3.95% APY.
Source: RateAPI.dev, verified from Abilene Teachers Credit Union's official website

Branch locator

Abilene Teachers Credit Union locations

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About Abilene Teachers Credit Union

Institution facts reported to the National Credit Union Administration for Invalid Date.

Members: 56.7K
Assets: $681.6M
Founded: 1950
Locations reported: 5
NCUA charter: 6743
Charter type: Federal credit union

Services and member support

Online membership application
Online loan application
Electronic statements
Mobile check deposit
Financial education
Bilingual services
Student scholarships
Credit-builder products

Source: NCUA quarterly call report. Services are institution-reported; confirm availability with the credit union.

Other credit unions with branches nearby

Compare membership, services, and rates from other institutions with an NCUA-reported branch nearby.

Communities of AbileneRolling Green · Abilene · TX · 79606Branch in the same ZIP Texas TechAbilene Branch Catclaw · Abilene · TX · 79606Branch in the same ZIP CitizensAbilene Branch · Abilene · TX · 79605-4733About 5.4 miles away First PriorityFirst Priority Credit Union Single Branch · Abilene · TX · 79605About 5.4 miles away TxdotFirst Financial Bank · Abilene · TX · 79605-5016About 5.4 miles away Sweetwater RegionalTxDot Credit Union · Abilene · TX · 79601About 17.7 miles away

Nearest-first estimates use the center of your Census ZIP area and NCUA-reported branch locations. Distances are straight-line estimates, not driving distance.

Who Can Join Abilene Teachers Credit Union

Membership eligibility from Abilene Teachers Credit Union's own published criteria. How we verify this.

Membership via employers (public school systems in Callahan County +15 more)

LocationTaylor, Callahan
Employerpublic school systems in Callahan County, public school systems in Coleman County, public school systems in Eastland County, public school systems in Fisher County, public school systems in Haskell County, public school systems in Jones County, public school systems in Kent County, public school systems in King County, public school systems in Knox County, public school systems in Nolan County, public school systems in Runnels County, public school systems in Shackelford County, public school systems in Stephens County, public school systems in Stonewall County, public school systems in Taylor County, public school systems in Throckmorton County

Verified from Abilene Teachers Credit Union's membership page. Final membership determination is always made by the credit union.

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Frequently Asked Questions

What rates does Abilene Teachers Credit Union offer?

Abilene Teachers Credit Union currently offers vehicle loan, HELOC, personal loan, and credit card rates. The rates shown on this page were last verified August 4, 2026 directly from the credit union's official website.

How often are Abilene Teachers Credit Union rates updated?

RateAPI verifies Abilene Teachers Credit Union's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified August 4, 2026.

Where does RateAPI get Abilene Teachers Credit Union's rate data?

Rate data is collected directly from Abilene Teachers Credit Union's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized.

What are Abilene Teachers Credit Union's auto, rv, boat & motorcycle loan rates?

As of August 4, 2026, Abilene Teachers Credit Union offers vehicle loans from 3.95% APR.

What is Abilene Teachers Credit Union's HELOC rate?

As of August 4, 2026, Abilene Teachers Credit Union offers home equity lines of credit from 5.5% APR.

What is Abilene Teachers Credit Union's personal loan rate?

As of August 4, 2026, Abilene Teachers Credit Union offers personal loans from 2% APR.

What is Abilene Teachers Credit Union's best CD rate?

As of August 4, 2026, Abilene Teachers Credit Union offers savings and certificate (CD) yields up to 3.95% APY.

Related Rate Data

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Source Information

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Methodology

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