Happy Valley Credit Union
Verified rate book
Current Happy Valley Credit Union rates
9 published offers verified as of August 4, 2026.
Auto & vehicle rates
2 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| RV Loanrv | 4.250% APR | 4.250% | — | Standard |
| New and Used Car and Truckauto_any | 4.750% APR | 4.750% | any | Standard |
Personal loan rates
2 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| Christmas Loanpersonal | 6.990% APR | 6.990% | — | Standard |
| Signature Loanpersonal_unsecured | 9.990% APR | 9.990% | — | Standard |
Savings & CD rates
4 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| 6-Month Certificatecd_6mo | 2.00% APY | 2.00% | 6 mo | Standard |
| 12-Month Certificatecd_12mo | 2.80% APY | 2.80% | 12 mo | Standard |
| 18-Month Certificatecd_18mo | 2.90% APY | 2.90% | 18 mo | Standard |
| 24-Month Certificatecd_24mo | 3.05% APY | 3.05% | 24 mo | Standard |
Other rates
1 offer| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| Back to School Loanother | 6.990% % | 6.990% | — | Standard |
Vehicle loans available from 4.25% APR. Personal loan rates from 6.99% APR. Savings and certificate yields up to 3.05% APY.
Source: RateAPI.dev, verified from Happy Valley Credit Union's official website
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About Happy Valley Credit Union
Institution facts reported to the National Credit Union Administration for Invalid Date.
- Members
- 3.2K
- Assets
- $36.4M
- Founded
- 1934
- Locations reported
- 4
- NCUA charter
- 68097
- Charter type
- Federally insured state-chartered credit union
Services and member support
- Electronic statements
- Mobile check deposit
- Mobile payments
Source: NCUA quarterly call report. Services are institution-reported; confirm availability with the credit union.
Other credit unions with branches nearby
Compare membership, services, and rates from other institutions with an NCUA-reported branch nearby.
Nearest-first estimates use the center of your Census ZIP area and NCUA-reported branch locations. Distances are straight-line estimates, not driving distance.
Who Can Join Happy Valley Credit Union
Membership eligibility from Happy Valley Credit Union's own published criteria. How we verify this.
Community charter: live/work in Carter, TN
- LocationCarter — TN
Cost to join: About $5.25 (a $0.25 membership fee plus a $5 minimum deposit).
Verified from Happy Valley Credit Union's membership page. Final membership determination is always made by the credit union.
Work at Happy Valley Credit Union?
This page is seen by prospective members comparing rates — and by the AI assistants they ask. Claim this profile to correct or update rates, add missing products, and get your free rate scorecard showing where Happy Valley Credit Union ranks against Tennessee peers.
Frequently Asked Questions
What rates does Happy Valley Credit Union offer?
Happy Valley Credit Union currently offers vehicle loan, and personal loan rates. The rates shown on this page were last verified August 4, 2026 directly from the credit union's official website.
How often are Happy Valley Credit Union rates updated?
RateAPI verifies Happy Valley Credit Union's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified August 4, 2026.
Where does RateAPI get Happy Valley Credit Union's rate data?
Rate data is collected directly from Happy Valley Credit Union's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized.
What are Happy Valley Credit Union's auto & rv loan rates?
As of August 4, 2026, Happy Valley Credit Union offers vehicle loans from 4.25% APR.
What is Happy Valley Credit Union's personal loan rate?
As of August 4, 2026, Happy Valley Credit Union offers personal loans from 6.99% APR.
What is Happy Valley Credit Union's best CD rate?
As of August 4, 2026, Happy Valley Credit Union offers savings and certificate (CD) yields up to 3.05% APY.
Related Rate Data
Compare Happy Valley Credit Union's rates against national credit-union benchmarks.
Source Information
Rate data is scraped directly from the credit union's official website and verified daily by our automated systems.
View Original SourceMethodology
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View MethodologyTrack Happy Valley Credit Union rates
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# Get rates for Happy Valley Credit Union
curl "https://api.rateapi.dev/credit-unions/tennessee/happy-valley" \
-H "Authorization: Bearer YOUR_API_KEY"