Gateway Credit Union

Clarksville, Tennessee
Last verified: August 4, 2026
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Verified rate book

Current Gateway Credit Union rates

32 published offers verified as of August 4, 2026.

How we verify rates

Auto & vehicle rates

14 offers
Gateway Credit Union auto & vehicle rates as of August 4, 2026
ProductPublishedRateTerm / conditionStatus
Secured Auto (2022 - 2026)auto_any_60mo4.990% APR4.990%60 moStandard
60-Month New Auto Loan (2025–2026)auto_new_60mo4.990% APR4.990%60 mo · newStandard
Secured Auto (2022 - 2026)auto_any_72mo5.250% APR5.250%72 moStandard
Secured Luxury (2023-2026)auto_any_84mo5.500% APR5.500%84 moStandard
Secured Auto (Up to 2021)auto_any_60mo5.750% APR5.750%60 moStandard
Secured Auto (2017 - 2021)auto_any_72mo6.250% APR6.250%72 moStandard
Secured Luxury (2024-2026)auto_any_96mo6.750% APR6.750%96 moStandard
Boat (Any Year)boat_any_84mo8.000% APR8.000%84 moStandard
Motorcycle (Any Year)motorcycle_any_60mo8.000% APR8.000%60 moStandard
RV (Any Year)rv_any_84mo8.000% APR8.000%84 moStandard
Jet Ski, ATV, Tractor & Mower (Any Year)boat_any_60mo8.500% APR8.500%60 moStandard
RV (Over $20K)rv_any_120mo9.000% APR9.000%120 moStandard
Boat (Over $20K)boat_any_120mo9.000% APR9.000%120 moStandard
72-Month Motorcycle Loan (2023–2026)motorcycle_any_72mo9.000% APR9.000%72 moStandard

Personal loan rates

2 offers
Gateway Credit Union personal loan rates as of August 4, 2026
ProductPublishedRateTerm / conditionStatus
Share-Secured Loanpersonal_secured3.000% APR3.000%—Standard
Unsecured/Signaturepersonal_unsecured_60mo12.250% APR12.250%60 moStandard

Savings & CD rates

16 offers
Gateway Credit Union savings & cd rates as of August 4, 2026
ProductPublishedRateTerm / conditionStatus
Regular Share Accountshare_savings0.10% APY0.10%—Standard
Savingsshare_savings0.15% APY0.15%—Standard
Christmas Club Accountsavings0.15% APY0.15%—Specialty offer
Youth Money Market Account**money_market0.50% APY0.50%—Eligibility restricted
Accumulation IRAira1.00% APY1.00%—Standard
6-Month Certificatecd_6mo2.00% APY2.00%6 moStandard
12-Month Certificatecd_12mo2.25% APY2.25%12 moStandard
12-Month IRAira2.25% APY2.25%12 moStandard
18-Month IRAira2.30% APY2.30%18 moStandard
18-Month Certificatecd_18mo2.30% APY2.30%18 moStandard
36-Month Certificatecd_36mo2.50% APY2.50%36 moStandard
24-Month IRAira2.50% APY2.50%24 moStandard
24-Month Certificatecd_24mo2.50% APY2.50%24 moStandard
36-Month IRAira2.50% APY2.50%36 moStandard
48-Month Certificatecd_48mo2.50% APY2.50%48 moStandard
60-Month Certificatecd_60mo2.50% APY2.50%60 moStandard

Vehicle loans available from 4.99% APR for 60 months. Personal loan rates from 3% APR. Savings and certificate yields up to 2.50% APY.

Source: RateAPI.dev, verified from Gateway Credit Union's official website

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About Gateway Credit Union

Institution facts reported to the National Credit Union Administration for Invalid Date.

Members
2.2K
Assets
$15.9M
Founded
1959
Locations reported
1
NCUA charter
68171
Charter type
Federally insured state-chartered credit union

Services and member support

  • Online membership application
  • Online loan application
  • Electronic statements
  • Mobile check deposit
  • Mobile payments

Source: NCUA quarterly call report. Services are institution-reported; confirm availability with the credit union.

Other credit unions with branches nearby

Compare membership, services, and rates from other institutions with an NCUA-reported branch nearby.

AltraAltra Federal Credit Union · CLARKSVILLE · TN · 37043-4911Branch in the same ZIPForteraMadison Street Branch · Clarksville · TN · 37043-5235Branch in the same ZIPNavy Federal Credit UnionCentral Clarksville TN · Clarksville · TN · 37040About 5.3 miles awayCredit Union for Robertson CountyPleasant View · Pleasant View · TN · 37146-9088About 13.0 miles awayJohnsonville Tva EmployeesCumberland City Office · CUMBERLAND CITY · TN · 37050About 23.1 miles awayOld HickoryGreenbrier · Greenbrier · TN · 37073About 23.9 miles away

Nearest-first estimates use the center of your Census ZIP area and NCUA-reported branch locations. Distances are straight-line estimates, not driving distance.

Who Can Join Gateway Credit Union

Membership eligibility from Gateway Credit Union's own published criteria. How we verify this.

Membership via employers (Cumberland Electric Membership Corporation +1 more)

  • LocationMontgomery County — TN
  • EmployerCumberland Electric Membership Corporation, Clarksville Department of Electricity

Cost to join: About $25.

Verified from Gateway Credit Union's membership page. Final membership determination is always made by the credit union.

Work at Gateway Credit Union?

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Frequently Asked Questions

What rates does Gateway Credit Union offer?

Gateway Credit Union currently offers vehicle loan, and personal loan rates. The rates shown on this page were last verified August 4, 2026 directly from the credit union's official website.

How often are Gateway Credit Union rates updated?

RateAPI verifies Gateway Credit Union's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified August 4, 2026.

Where does RateAPI get Gateway Credit Union's rate data?

Rate data is collected directly from Gateway Credit Union's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized.

What are Gateway Credit Union's auto, rv, boat & motorcycle loan rates?

As of August 4, 2026, Gateway Credit Union offers vehicle loans from 4.99% APR.

What is Gateway Credit Union's personal loan rate?

As of August 4, 2026, Gateway Credit Union offers personal loans from 3% APR.

What is Gateway Credit Union's best CD rate?

As of August 4, 2026, Gateway Credit Union offers savings and certificate (CD) yields up to 2.50% APY.

Related Rate Data

Compare Gateway Credit Union's rates against national credit-union benchmarks.

More Tennessee credit unionsAuto loan rate benchmarkPersonal loan ratesHow we verify rates

Source Information

Rate data is scraped directly from the credit union's official website and verified daily by our automated systems.

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Methodology

Learn how we collect, normalize, and verify rate data with full transparency and no pay-to-rank incentives.

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Track Gateway Credit Union rates

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Use it via API

Access this data programmatically with our REST API

terminal
# Get rates for Gateway Credit Union
curl "https://api.rateapi.dev/credit-unions/tennessee/gateway" \
  -H "Authorization: Bearer YOUR_API_KEY"
Explore API DocumentationUse with Claude