Etma Credit Union
Verified rate book
Current Etma Credit Union rates
23 published offers verified as of August 4, 2026.
Mortgage rates
1 offer| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| 1st Mortgageother | 4.740% APR | 4.740% | — | Standard |
Auto & vehicle rates
7 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| Auto Loanauto | 4.740% APR | 4.740% | — | Standard |
| New Auto Loanauto_new | 4.740% APR | 4.740% | new | Standard |
| Used Auto Loanauto_used | 4.740% APR | 4.740% | used | Standard |
| Rec Vehiclesauto | 4.990% APR | 4.990% | — | Standard |
| New RV Loanrv_new | 4.990% APR | 4.990% | new | Standard |
| Used Auto Olderauto_used | 5.490% APR | 5.490% | used | Standard |
| Used RV Loanrv_used | 5.740% APR | 5.740% | used | Standard |
HELOC rates
1 offer| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| HELOC (Variable)heloc_variable | 6.490% APR | 6.490% | — | Standard |
Personal loan rates
2 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| Share-Secured Loanpersonal_secured | 2.100% APR | 2.100% | — | Standard |
| Unsecured Personal Loanpersonal_unsecured | 10.740% APR | 10.740% | — | Standard |
Student loan rates
1 offer| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| Consolidated student loanstudent | 3.500% APR | 3.500% | — | Standard |
Savings & CD rates
8 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| HERO ACCOUNTsavings | 0.25% APY | 0.25% | — | Standard |
| ROTH IRA SAVINGSira | 0.30% APY | 0.30% | — | Standard |
| Certificate Rates - Effective Tuesday, August 4, 2026 (6 MONTH CD)cd_6mo | 0.50% APY | 0.50% | 6 mo | Standard |
| Certificate Rates - Effective Tuesday, August 4, 2026 (6 MONTH CD)cd_6mo | 0.55% APY | 0.55% | 6 mo | Standard |
| Certificate Rates - Effective Tuesday, August 4, 2026 (12 MONTH CD)cd_12mo | 0.60% APY | 0.60% | 12 mo | Standard |
| Certificate Rates - Effective Tuesday, August 4, 2026 (12 MONTH CD)cd_12mo | 0.65% APY | 0.65% | 12 mo | Standard |
| Certificate Rates - Effective Tuesday, August 4, 2026 (12 MONTH CD)cd_12mo | 0.70% APY | 0.70% | 12 mo | Standard |
| Certificate Rates - Effective Tuesday, August 4, 2026 (3 YR EDUCATION CD)cd_36mo | 1.50% APY | 1.50% | 36 mo | Standard |
Equipment loan rates
2 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| New Farm Equipmentequipment_new | 5.490% APR | 5.490% | — | Standard |
| Used Farm Equipmentequipment_used | 6.990% APR | 6.990% | — | Standard |
Other rates
1 offer| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| Unimproved Landother | 5.740% % | 5.740% | — | Standard |
As of August 4, 2026, Etma Credit Union offers mortgage rates from 4.74% APR. Vehicle loans available from 4.74% APR. HELOC rates from 6.49% APR. Personal loan rates from 2.1% APR. Savings and certificate yields up to 1.50% APY. Equipment loans from 5.49% APR.
Source: RateAPI.dev, verified from Etma Credit Union's official website
Who Can Join Etma Credit Union
Membership eligibility from Etma Credit Union's own published criteria. How we verify this.
Membership criteria are published on Etma Credit Union's website. Check the membership page below to confirm whether you qualify.
Verified from Etma Credit Union's membership page. Final membership determination is always made by the credit union.
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Frequently Asked Questions
What rates does Etma Credit Union offer?
Etma Credit Union currently offers mortgage, vehicle loan, HELOC, personal loan, and student loan rates. The rates shown on this page were last verified August 4, 2026 directly from the credit union's official website.
How often are Etma Credit Union rates updated?
RateAPI verifies Etma Credit Union's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified August 4, 2026.
Where does RateAPI get Etma Credit Union's rate data?
Rate data is collected directly from Etma Credit Union's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized.
What is Etma Credit Union's mortgage rate?
As of August 4, 2026, Etma Credit Union offers mortgage rates from 4.74% APR.
What are Etma Credit Union's auto & rv loan rates?
As of August 4, 2026, Etma Credit Union offers vehicle loans from 4.74% APR.
What is Etma Credit Union's HELOC rate?
As of August 4, 2026, Etma Credit Union offers home equity lines of credit from 6.49% APR.
What is Etma Credit Union's personal loan rate?
As of August 4, 2026, Etma Credit Union offers personal loans from 2.1% APR.
What is Etma Credit Union's best CD rate?
As of August 4, 2026, Etma Credit Union offers savings and certificate (CD) yields up to 1.50% APY.
Related Rate Data
Compare Etma Credit Union's rates against national credit-union benchmarks.
Source Information
Rate data is scraped directly from the credit union's official website and verified daily by our automated systems.
View Original SourceMethodology
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# Get rates for Etma Credit Union
curl "https://api.rateapi.dev/credit-unions/tennessee/etma" \
-H "Authorization: Bearer YOUR_API_KEY"