Clinchfield Credit Union
Verified rate book
Current Clinchfield Credit Union rates
5 published offers verified as of August 4, 2026.
Mortgage rates
4 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| ARMarm | 4.990% APR | 4.990% | — | Standard |
| First Mortgage Loans Fixedother | 5.500% APR | 5.500% | — | Standard |
| Investment / Rental Property Loans Fixedother | 7.250% APR | 7.250% | — | Standard |
| Land / Vacant Property Loans Fixedother | 7.500% APR | 7.500% | — | Standard |
HELOC rates
1 offer| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| Second Mortgage Loans Fixedheloc_fixed | 6.400% APR | 6.400% | — | Standard |
As of August 4, 2026, Clinchfield Credit Union offers a arm mortgage at 4.99% APR. HELOC rates from 6.4% APR.
Source: RateAPI.dev, verified from Clinchfield Credit Union's official website
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About Clinchfield Credit Union
Institution facts reported to the National Credit Union Administration for Invalid Date.
- Members
- 6.5K
- Assets
- $138.5M
- Founded
- 1947
- Locations reported
- 1
- NCUA charter
- 5549
- Charter type
- Federal credit union
Services and member support
- Online loan application
- Electronic statements
- Mobile check deposit
- Mobile payments
- Financial counseling
- Financial education
- Student scholarships
- Credit-builder products
- Payday Alternative Loans II
Source: NCUA quarterly call report. Services are institution-reported; confirm availability with the credit union.
Other credit unions with branches nearby
Compare membership, services, and rates from other institutions with an NCUA-reported branch nearby.
Nearest-first estimates use the center of your Census ZIP area and NCUA-reported branch locations. Distances are straight-line estimates, not driving distance.
Who Can Join Clinchfield Credit Union
Membership eligibility from Clinchfield Credit Union's own published criteria. How we verify this.
Membership via employers (AB & T +43 more)
- LocationUnicoi County, Washington County, Sullivan County, Carter County, Johnson County — NC
- EmployerAB & T, Allied Universal, Associated Control & Supply, Blue Linx, Brackins Machine Shop, BWXT, Center on Aging and Health, Clinchfield Senior Adult Center, CSX Transportation, Dreicor, Duncan Mechanical, DuraLine, Energy Solutions, Erwin Health Care, Erwin Housing Authority, Erwin National Fish Hatchery, Erwin Paint and Body, Erwin Utilities, Heritage Insurance, Hobby Town USA, Horton Sports Plus, Impact Plastics/Preston Tool, Jet Broadcasting, Mountain Inns & Suites, Re/Max Realty, Roller Pharmacy, Sims Hardwood Flooring, Specialty Tires, Tennessee Abrasives, The Erwin Record, TN Tennessee, Town of Erwin, Tysinger, Hampton & Partners, Unicoi County Board of Education, Unicoi County Chamber of Commerce, Unicoi County Courthouse, Unicoi County Gas Utility District, Unicoi County Health Department, Unicoi County Highway Department, Unicoi County Memorial Hospital, Unicoi County Sheriffs Department, Unicoi Hospital for Animals, United States Postal Service, Unicoi Water Utility District
Verified from Clinchfield Credit Union's membership page. Final membership determination is always made by the credit union.
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Frequently Asked Questions
What rates does Clinchfield Credit Union offer?
Clinchfield Credit Union currently offers mortgage, and HELOC rates. The rates shown on this page were last verified August 4, 2026 directly from the credit union's official website.
How often are Clinchfield Credit Union rates updated?
RateAPI verifies Clinchfield Credit Union's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified August 4, 2026.
Where does RateAPI get Clinchfield Credit Union's rate data?
Rate data is collected directly from Clinchfield Credit Union's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized.
What is Clinchfield Credit Union's mortgage rate?
As of August 4, 2026, Clinchfield Credit Union offers a arm mortgage at 4.99% APR.
What is Clinchfield Credit Union's HELOC rate?
As of August 4, 2026, Clinchfield Credit Union offers home equity lines of credit from 6.4% APR.
Related Rate Data
Compare Clinchfield Credit Union's rates against national credit-union benchmarks.
Source Information
Rate data is scraped directly from the credit union's official website and verified daily by our automated systems.
View Original SourceMethodology
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# Get rates for Clinchfield Credit Union
curl "https://api.rateapi.dev/credit-unions/tennessee/clinchfield" \
-H "Authorization: Bearer YOUR_API_KEY"