Northern Hills Credit Union

Sturgis, South Dakota
Last verified: August 4, 2026
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Verified rate book

Current Northern Hills Credit Union rates

6 published offers verified as of August 4, 2026.

How we verify rates

Auto & vehicle rates

5 offers
Northern Hills Credit Union auto & vehicle rates as of August 4, 2026
ProductPublishedRateTerm / conditionStatus
New Autos-Never Titledauto_new4.700% APR4.700%newStandard
Used Autos-Previously Titledauto_used4.700% APR4.700%usedStandard
Motorcycle Loanmotorcycle6.350% APR6.350%Standard
ATV, Snowmobile, WaterCraftpowersports6.350% APR6.350%Standard
Motor Homes, Campers, Boatsrv6.350% APR6.350%Standard

Personal loan rates

1 offer
Northern Hills Credit Union personal loan rates as of August 4, 2026
ProductPublishedRateTerm / conditionStatus
Unsecured Personal Loanpersonal_unsecured10.250% APR10.250%Standard

Vehicle loans available from 4.7% APR. Personal loan rates from 10.25% APR.

Source: RateAPI.dev, verified from Northern Hills Credit Union's official website

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About Northern Hills Credit Union

Institution facts reported to the National Credit Union Administration for Invalid Date.

Members
12.7K
Assets
$196.6M
Founded
1950
Locations reported
5
NCUA charter
6986
Charter type
Federal credit union

Services and member support

  • Online membership application
  • Online loan application
  • Open an account online
  • Electronic statements
  • Mobile check deposit
  • Financial counseling
  • Financial education
  • First-time homebuyer program
  • Student scholarships

Source: NCUA quarterly call report. Services are institution-reported; confirm availability with the credit union.

Who Can Join Northern Hills Credit Union

Membership eligibility from Northern Hills Credit Union's own published criteria. How we verify this.

Community charter: live/work in SD

  • LocationSD

Verified from Northern Hills Credit Union's membership page. Final membership determination is always made by the credit union.

Work at Northern Hills Credit Union?

This page is seen by prospective members comparing rates — and by the AI assistants they ask. Claim this profile to correct or update rates, add missing products, and get your free rate scorecard showing where Northern Hills Credit Union ranks against South Dakota peers.

Frequently Asked Questions

What rates does Northern Hills Credit Union offer?

Northern Hills Credit Union currently offers vehicle loan, and personal loan rates. The rates shown on this page were last verified August 4, 2026 directly from the credit union's official website.

How often are Northern Hills Credit Union rates updated?

RateAPI verifies Northern Hills Credit Union's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified August 4, 2026.

Where does RateAPI get Northern Hills Credit Union's rate data?

Rate data is collected directly from Northern Hills Credit Union's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized.

What are Northern Hills Credit Union's auto, rv, motorcycle & powersports loan rates?

As of August 4, 2026, Northern Hills Credit Union offers vehicle loans from 4.7% APR.

What is Northern Hills Credit Union's personal loan rate?

As of August 4, 2026, Northern Hills Credit Union offers personal loans from 10.25% APR.

Related Rate Data

Compare Northern Hills Credit Union's rates against national credit-union benchmarks.

Source Information

Rate data is scraped directly from the credit union's official website and verified daily by our automated systems.

View Original Source

Methodology

Learn how we collect, normalize, and verify rate data with full transparency and no pay-to-rank incentives.

View Methodology

Track Northern Hills Credit Union rates

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Use it via API

Access this data programmatically with our REST API

terminal
# Get rates for Northern Hills Credit Union
curl "https://api.rateapi.dev/credit-unions/south-dakota/northern-hills" \
  -H "Authorization: Bearer YOUR_API_KEY"